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Subaru Outback Lease Questions

246 messages,  Last post on Oct 26, 2009 at 11:53 AM

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What is this discussion about? Subaru Outback, Car Leasing, Sedan, Wagon

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#73 of 246 07 Legacy Wagon Limited by jad376 Jun 22, 2007 (10:37 am)
Thanks for the advice, but the dealer didn't say anything about gap insurance. What would it be for this kind of lease (car's selling price = $24,379 so far, I want to get it down to in the $23s, but original MSRP was almost $27,000).   However, rather than taking the selling price down any, my only other idea at the moment is either using my good credit score to get a better money factor (.00235 is what they were offering, more accurately)...or I was thinking of getting them to install Outback roof rails if I took the $339 deal.   Still, though, it seems a bit much...I'm suspicious at a car dealer who is actually willing to be forward with me. There is something I've got to be missing.
#74 of 246 Re: Getting out of a Subaru Outback 3.0 LL Bean Lease [bobbyjones] by linusthelab Jun 23, 2007 (7:20 am)
Replying to: bobbyjones (Jun 09, 2007 7:30 am) bobbyjones, Yes, I ended up keeping the 05 Outback. I figured I might as well wear it out for the next 6 months instead of my purchased Baja. - Art Replies to this message: bobbyjones (Jun 23, 2007 12:43 pm) linusthelab (Jun 23, 2007 7:58 pm) bobbyjones (Jun 23, 2007 9:03 pm)
#75 of 246 Re: Getting out of a Subaru Outback 3.0 LL Bean Lease [linusthelab] by bobbyjones Jun 23, 2007 (12:43 pm)
Replying to: linusthelab (Jun 23, 2007 7:20 am) Art,   I'm asking because I'm looking to buy. I'm days away from leasing / buying new but would love to try and get into something like yours if the residual was right!   -B Replies to this message: linusthelab (Jun 23, 2007 7:58 pm) bobbyjones (Jun 23, 2007 9:03 pm)
#76 of 246 Re: Getting out of a Subaru Outback 3.0 LL Bean Lease [bobbyjones] by linusthelab Jun 23, 2007 (7:58 pm)
Replying to: bobbyjones (Jun 23, 2007 12:43 pm) Bobby, The residual is about $18500 or so when I turn it in at the end of the year. I don't remember the exact price. I checked into lease transfers but it appears that Subaru does not allow that. A friend of mine is considering buying it at the end of my lease. I think it's worth it. - Art Replies to this message: bobbyjones (Jun 23, 2007 9:03 pm)
#77 of 246 Re: Getting out of a Subaru Outback 3.0 LL Bean Lease [linusthelab] by bobbyjones Jun 23, 2007 (9:03 pm)
Replying to: linusthelab (Jun 23, 2007 7:58 pm) Rats!   Well, good luck with it then.   -B
#78 of 246 more questions. by jad376 Jun 25, 2007 (7:08 pm)
The dealer replied via email that "gap insurance is included". Do I absolutely need this? Which situation would I not need gap insurance? What hidden costs would be in the lease that I can try to eliminate in addition to getting the selling price down further below what he's offering?   Again, the offer from the dealer:   '07 Subaru Legacy Limited (last one left): MSRP: 26,140 "$300 under invoice" price offered: $24,379   $339/month, $1100 down, 15k/year, 39 months   $369/month with $0 down   Res: 52%, MF: .00235   I believe the MF could be slightly lower. What do you think?   Thanks all! Replies to this message: dino001 (Jun 26, 2007 5:54 am)
#79 of 246 Re: more questions. [jad376] by dino001 Jun 26, 2007 (5:54 am)
Replying to: jad376 (Jun 25, 2007 7:08 pm) Most leases these days include GAP protection w/o optout option. And to be honest, GAP is what you absolutely DO NEED when leasing with no/little down (which is the way to go in a lease). It protects you from bank demanding money in case of a total.   I would never buy GAP for a loan, but I would never lease (I mean "normal" lease, not one of those exotic put 10 grand down or so) without GAP.
#80 of 246 Legacy Limited! by jad376 Jun 28, 2007 (6:37 am)
OK, thanks for all your advices. The dealer just came back with $22,238 - $3,902 off the MSRP. Lease payment of $369/month folding all taxes and fees into the monthly payment with absolutely nothing down! Anything else I should know whatsoever? I'm going to get the car tomorrow.
#81 of 246 ... by jad376 Jun 28, 2007 (7:05 am)
I just plugged in the numbers to a lease calculator just to be sure - if this one is based on 12,000 miles a year, it's just a few dollars more than right-on-target. If the lease calculator is based on 10,000, I guess I've got a good deal on my hands.   MSRP: $26140.   Negotiated lease price: $22238 ($1000 lease cash included)   Tax, title, license, fees, etc.: $1100   Cap: $23,338   52% residual: $13,593   Money Factor: .00235   39 months   6% PA sales tax   $356.86 per month. If this is based on 12,000 miles per year (1000 miles per month), and the 250 extra miles needed to bring it up to 15,000 would be 0.15 per mile - that would, in theory, bring it up to $394 and change...so it looks like a pretty good deal after all.   I sent out some dealer inquiries to Volvo dealers about the V50, too - they come close ($431 for a $37,000 car?), but I'd rather save $3,588 in lease costs. Ciao!   J. Replies to this message: bobbyjones (Jun 28, 2007 9:52 pm) kyfdx (Jun 29, 2007 3:06 am)
#82 of 246 Re: ... [jad376] by bobbyjones Jun 28, 2007 (9:52 pm)
Replying to: jad376 (Jun 28, 2007 7:05 am) Don't forget to see if the cap includes inception fee ($595-$695) and the dealers "documentation" fee ($200-300).   -B

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