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Subaru Outback Lease Questions

249 messages,  Last post on Nov 25, 2009 at 8:55 AM

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What is this discussion about? Subaru Outback, Car Leasing, Sedan, Wagon

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#237 of 249 Re: ANYONE?? [indianajohns] by Car_man HOST Oct 14, 2009 (2:16 am)
Replying to: indianajohns (Oct 13, 2009 7:00 am) Hi indianajohns. Subaru's October buy rate lease money factor and residual value for a 36 month lease of a base 2010 Outback 3.6R with 12,000 miles per year are .00190 and 55%, respectively.   The numbers for an otherwise identical lease of a 2010 Outback 2.5i Premium are .00190 and 54%.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#238 of 249 Outback 2.5/3.6 Premium leases by ckadohama Oct 20, 2009 (12:31 pm)
Hi guys, can anyone please post lease details that they've received for either 2.5/3.6 Premium outback, 36 months/12k? Starting to negotiate right now in SoCal (90291) and finding around   2.5 Drive off $838.11 payment $398.51+tax   3.6R Drive off $911.75 payment $434.62+tax   Thanks in advance, would appreciate any input. Replies to this message: indianajohns (Oct 20, 2009 3:16 pm)
#239 of 249 Re: Outback 2.5/3.6 Premium leases [ckadohama] by indianajohns Oct 20, 2009 (3:16 pm)
Replying to: ckadohama (Oct 20, 2009 12:31 pm) Last year I had a lease quote on a LOADED 2.5i Limited for $370 a month with zero down and only first payment due at signing. In January I had a quote on a 2009 Outback Special Edition for $273, zero down. A 2010 Outback Premium CVT w/ AWP $27,082 was quoted to me at 36 months, $411 with zero down. I almost threw up. Especially after driving the 2.5 with CVT. It feels like a $22,000 car, not a $27,000 SUV. The 2010 lease rates are horrible. I am going to go pick up my $35,670 2010 Ford Edge AWD on Friday. Lease payment on 27 month term is $298 including 7% sales tax. I would lease one for maybe $300-$325 including tax but not more than that. It's not worth it.
#240 of 249 '10 Outback Ltd #s by cdnj1 Oct 21, 2009 (3:30 am)
Hi folks,   I'm in discussions with a dealership in NJ on a 36 month 15k/yr lease of a '10 Outback Ltd.   Extras include moonroof, autodim/homelink mirror, media hub, wheel arch moldings, and wheel locks. Total MSRP is $31090.   With only first payment at inception, I've been offered $495.24/mo.   Cap Cost: 28966 Tags and Fees: 489 MF: .00190 Residual: 53% Tax (7%) in NJ: 1012.79   These #s don't compute for me; something seems off. Given Tax and Tags (as cited) divided over 36 months = 41.72, that would mean (at least by subtracting the provided monthly payment and the tax/tags) that depreciation+finance = 453.52.   When I use the numbers provided and compute depreciation (cap-resid/term) and finance fee (cap+resid/mf) I get 346.90 and 86.34 respectively for a sum total of 433.24.....some $20 higher per month applying the math from the top down.   anyone have any thoughts on this? Does chase subaru finance work some other voodoo into their calculation?   Another question which I've never been able to find an answer to - how is car lease tax computed in nj? at 7% i cannot for the life of me determine the number being used as the tax basis (at least not as a function of msrp, depreication, residual, cap cost).   Looking to take delivery this week. Any guidance or thoughts most appreciated.   Thank you, Chris Replies to this message: stoopy (Oct 21, 2009 8:23 pm) cdnj1 (Oct 22, 2009 5:35 am) stoopy (Oct 25, 2009 8:20 am) and 2 more... jayrider (Oct 25, 2009 12:47 pm)
#241 of 249 Re: '10 Outback Ltd #s [cdnj1] by stoopy Oct 21, 2009 (8:23 pm)
Replying to: cdnj1 (Oct 21, 2009 3:30 am) It works out to $495.47. A few cents different than your quote. Hardly anything to be concerned about. I would be more concerned about the fact that you are leasing a $31,000 vehicle for almost $500 a month. You could buy it for less than that. Replies to this message: cdnj1 (Oct 22, 2009 5:35 am) stoopy (Oct 25, 2009 8:20 am) cdnj1 (Oct 26, 2009 8:18 am) ateixeira (Oct 26, 2009 11:53 am) jayrider (Oct 25, 2009 12:47 pm)
#242 of 249 Re: '10 Outback Ltd #s [stoopy] by cdnj1 Oct 22, 2009 (5:35 am)
Replying to: stoopy (Oct 21, 2009 8:23 pm) Thanks Stoopy. I'd considered the buy option, but not sure how I'd do that for less...60 months at 3.9 puts me at about 580/mo. Replies to this message: stoopy (Oct 25, 2009 8:20 am) cdnj1 (Oct 26, 2009 8:18 am) ateixeira (Oct 26, 2009 11:53 am)
#243 of 249 Re: '10 Outback Ltd #s [cdnj1] by stoopy Oct 25, 2009 (8:20 am)
Replying to: cdnj1 (Oct 22, 2009 5:35 am) I was referrring to a 4.9% for 72 month loan. Works out to $485 a month. I wouldn't buy this vehicle for that much and wouldn't lease it for that much either. I would either look at a different model or wait until the incentives come out. By January there will be at least $1000 lease cash on the Outback. All of my local dealers are starting to get flooded with Outbacks. One has 86. Replies to this message: cdnj1 (Oct 26, 2009 8:18 am) ateixeira (Oct 26, 2009 11:53 am)
#244 of 249 Re: '10 Outback Ltd #s [stoopy] by jayrider Oct 25, 2009 (12:47 pm)
Replying to: stoopy (Oct 21, 2009 8:23 pm) Or with some research lease a much more expensive car for the same $'s. Leasing makes the most sense on a higher ticket vehicle with a healthy discount and good lease numbers. The outbacks are hot so discounts are unexciting. Lower priced cars are equally unattractive when you can do better purchasing.
#245 of 249 Re: '10 Outback Ltd #s [stoopy] by cdnj1 Oct 26, 2009 (8:18 am)
Replying to: stoopy (Oct 25, 2009 8:20 am) thx again stoopy. i'm not sure the 72 month option is the "cheaper" option with the higher interest rate and extra year of payments. i'm certainly interested in controlling the monthly payments, but its really the total cost that's most important, including the cost of the money.
#246 of 249 Re: '10 Outback Ltd #s [stoopy] by ateixeira Oct 26, 2009 (11:53 am)
Replying to: stoopy (Oct 25, 2009 8:20 am) Forester has better residuals, better rates on the few 09s that are left.   But he's right, these are selling well so there are few incentives to make a bargain lease.

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