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Subaru Legacy Lease Questions

382 messages,  Last post on Nov 24, 2009 at 4:50 AM

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What is this discussion about? Subaru Legacy, Car Leasing, Sedan, Wagon

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#77 of 382 First Time Leasing, Need Help by liz15 Mar 27, 2007 (1:23 pm)
This is my first time leasing and I was hoping you could let me know if I have a good deal.   2.5i Limited Sedan The Price I Received $24,065 Residual Value 68% Money Factor - Dealer told me 5% and change 24 Months Sales Tax 7% 12,000 miles Lease Price with tax $337.15 No money down, but they want me to pay $695 plus registration fee. What is the $695 for?   What do you think?   The dealer told me that it would cost more for me to lease at 36 months because of the program. Replies to this message: Car_man (Apr 25, 2007 1:49 am)
#78 of 382 First time lease, should I buy out? by cfc247 Apr 06, 2007 (11:00 am)
Hi,   I just leased an 07 Legacy special edition w/automatic for $274 with $0 down and paid about $210 for registration and fees at signing. 42months/12k miles per year.   With tax the payment comes out to $298 I believe. The car is only about two months old. I just checked the buyout price and saw that it was $17,800. When I do the calculations, buying the car with about $3000 down would make my payment very similar to the lease. Is it worth pursuing or should I wait to the end of the lease? Replies to this message: Car_man (Apr 25, 2007 1:57 am)
#79 of 382 medical student wanting to lease. by rubensmadder Apr 06, 2007 (9:07 pm)
Hi,   I'm planning on leasing a 2007 Subaru Legacy 2.5i SE Sedan. However I'm not sure if me being unemployed (since I am a full time medical student) would affect my chances of getting a good deal on a lease. I have been in contact with Lynnes Subaru in Northern NJ and I have been told that the lease rates for the Legacy 2.5 SE and GT would be the following: $275/month sign and drive for 36 months 12K miles/yr or $179/month with $2594 due at signing for 36 months 12K miles/yr both for Tier 1 and 2 credit. I jst checked my 3-bureau credit report today and my FICO score ranges from 680-699.   I would really appreciate it if you can give me some rough numbers as to what i would most likely qualify for considering my credit score and being a full time student.   Thanks. Replies to this message: Car_man (Apr 25, 2007 2:05 am)
#80 of 382 Re: Good Deal? [nickc3] by Car_man HOST Apr 25, 2007 (1:44 am)
Replying to: nickc3 (Mar 23, 2007 5:26 am) Hi nickc3. I assume that VIP is Subaru's name for its supplier purchase program. If so, the fact that you are able to purchase a vehicle through it should guarantee that you are getting a good deal on this car. Still, it wouldn't be a bad idea to find out the exact MSRP and selling price that are being used to calculate the monthly payment that you were quoted. I always advise lessees to find these numbers out for any vehicle that they want. Also, make sure that the dealer that you are leasing through uses Subaru Finance's buy rate lease money factor to calculate your car's monthly payment. Its current buy rate for a 24 month lease of a 2007 Legacy Special Edition Base Sedan is .00225. The buy rate for a 36 month lease of this car is .00230.   Car_man Host Prices Paid Forum
#81 of 382 Re: First Time Leasing, Need Help [liz15] by Car_man HOST Apr 25, 2007 (1:49 am)
Replying to: liz15 (Mar 27, 2007 1:23 pm) Welcome liz15. Since you are new to the world of leasing, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.   What is this car's full MSRP? If you let me know I can see how much of a discount you are being given on it and give you my opinion of this deal.   Subaru Finance charges a $595 acquisition fee on every vehicle that it leases. Individual dealers do not have the authority to waive this charge, but they do often have the ability to pad it to try to hide extra profit in deals. It looks like the dealer that you are working with is trying to mark-up Subaru's base acquisition fee by $100.   Subaru Finance's current buy rate lease money factor for a 24 month lease of a 2007 Legacy 2.5i Limited Sedan is .00265, which is equivalent to an interest rate of around 6.36%.   Car_man Host Prices Paid Forum
#82 of 382 Re: First time lease, should I buy out? [cfc247] by Car_man HOST Apr 25, 2007 (1:57 am)
Replying to: cfc247 (Apr 06, 2007 11:00 am) Hi cfc247. Where did you get the $17,800 buy out price? Is it the end of term purchase option that is listed on your lease contract? If so, in order to purchase your Legacy you would have to pay this price PLUS all of your remaining lease payments, or at least the depreciation portion of them to buy your car right now. You probably will be better off waiting until the scheduled end of your current lease to decide if you want to purchase your Legacy.   Car_man Host Prices Paid Forum
#83 of 382 Re: medical student wanting to lease. [rubensmadder] by Car_man HOST Apr 25, 2007 (2:05 am)
Replying to: rubensmadder (Apr 06, 2007 9:07 pm) Hi rubensmadder. Your credit score is certainly good enough to lease the Legacy that you are interested in, but I am not sure if the fact that you are not currently employed will make Subaru Finance hesitant to lease a vehicle to you. It very well might. You really need to sit down with the F&I person at a dealership to find out.   If you are able to lease this car, you really need to find out what its full MSRP and selling price are before finalizing your deal. The selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. It is difficult to tell how good a deal you are getting on your Legacy without knowing what these numbers are.   Once you have a selling price that you are comfortable with, make sure that the dealer that gives it to you uses Subaru Finance's buy rate lease money factor to calculate your monthly payment. Its current buy rate for a 36 month lease of a 2007 Legacy 2.5i SE Sedan is .00230.   Car_man Host Prices Paid Forum
#84 of 382 Re: Subaru Legacy: Lease Questions [Car_man] by nantucat Jul 07, 2007 (7:52 am)
Replying to: Car_man (Aug 31, 2005 4:21 pm) Does anyone know what the word is on Quirk Subaru in Braintree, MA? They have a 2 yr Legacy lease for $79/mo. Sounds too good to be true to me...   Thanks for sharing experience. Regards, Annie on Nantucket Replies to this message: ateixeira (Jul 10, 2007 9:25 am)
#85 of 382 Re: Subaru Legacy: Lease Questions [nantucat] by ateixeira Jul 10, 2007 (9:25 am)
Replying to: nantucat (Jul 07, 2007 7:52 am) I'd hate to see what was due at signing, probably $10 grand.
#86 of 382 Re: Re: Subaru Legacy: Lease Questions [Car_man] by rudi2 Jul 11, 2007 (12:29 pm)
Replying to: Car_man (Sep 21, 2005 3:15 am) Hi Car man. I have a price for a 2008 legacy SE sedan 2.5i automatic of $20,000 plus tax and motor vehicle fees. If I were to lease it for 48 months, with 15,000 miles per year, what would my payments be?The car would be purchased in new Jersey. The MSRP for the vehicle is approx.$23,000. Replies to this message: Car_man (Aug 07, 2007 1:38 am)

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