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Subaru Legacy Lease Questions

378 messages,  Last post on Nov 01, 2009 at 12:31 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Subaru Legacy, Car Leasing, Sedan, Wagon

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#249 of 378 Re: Just did this deal.. [28firefighter] by ksrp Dec 06, 2008 (10:11 pm)
Replying to: 28firefighter (Dec 01, 2008 2:06 pm) I am trying to reconcile this deal to the standard lease payment equation. As I understand it, these are the components of the monthly payment excluding taxes - i) Depreciation Fee = (Cap Cost - Residual)/Term ii) Finance Fee = (Cap Cost + Residual) * Money Factor Monthly Payment (excl. taxes) = Depreciation Fee + Finance Fee   Car_man has published Subaru's Money Factor and Residual for the Legacy at 0.00230 and 72% for a 24 month term at 12K miles/yr. Noting that this deal was for 10K miles, I would imagine that the residual goes up another point or two at most. Using $24K as the Cap Cost, I get a monthly fee of nearly $360. So, this special program from Subaru must be discounting the Cap Cost enormously (more than 25-30% ??) to get to a $199 monthly payment.   Does this sound about right? Replies to this message: 28firefighter (Dec 08, 2008 9:52 am) red927 (Dec 08, 2008 12:01 pm) 28firefighter (Dec 08, 2008 2:28 pm)
#250 of 378 Re: Just did this deal.. [ksrp] by 28firefighter Dec 08, 2008 (9:52 am)
Replying to: ksrp (Dec 06, 2008 10:11 pm) The capitalized cost was 22k and change. I am unsure of the money factor and residual since I went about this, really the wrong way to shop but thats another story.   I know the residual at the end of the lease is something insane like $19,xxx.   24 months/10k miles a year.   Sorry I know this doesn't help a whole lot - as far as the dealer, I can't give out dealer names on these boards I don't think.   Hope that helps a little bit. Replies to this message: red927 (Dec 08, 2008 12:01 pm) 28firefighter (Dec 08, 2008 2:28 pm)
#251 of 378 Re: Just did this deal.. [28firefighter] by red927 Dec 08, 2008 (12:01 pm)
Replying to: 28firefighter (Dec 08, 2008 9:52 am) You can give dealer names and locations, just not specific sales consultants. Replies to this message: 28firefighter (Dec 08, 2008 2:28 pm)
#252 of 378 Re: Just did this deal.. [red927] by 28firefighter Dec 08, 2008 (2:28 pm)
Replying to: red927 (Dec 08, 2008 12:01 pm) In that case we worked with John Kennedy Subaru.
#253 of 378 Legacy Lease - SE vs. Limited by cdnj1 Dec 10, 2008 (9:08 am)
Hi all,   I've quotes for both for 36/36 leases (in Northern New Jersey)...   SE: Residual - 61% MF - .00210 adjusted cap - 21609 At signing: 1277 Monthly: 285   Limited: Residual - 57% MF - .00155 adjusted cap: 24415 At signing - 1320 Monthly - 329   Thoughts on either of these deals? Are 24/24 leases a better deal on Legacy?   Thanks in advance... Replies to this message: cdnj1 (Dec 10, 2008 1:53 pm) kyfdx (Dec 10, 2008 1:55 pm)
#254 of 378 Re: Legacy Lease - SE vs. Limited [cdnj1] by cdnj1 Dec 10, 2008 (1:53 pm)
Replying to: cdnj1 (Dec 10, 2008 9:08 am) note on #253 above..."adjusted cap" is initial cap + tax.   can anyone tell me how tax is calculated on a lease in nj? i cannot figure it out for the life of me...   SE: initial cap - 20889 tax - 720.21   Limited: initial cap - 23592.24 tax - 823.13   thanks. Replies to this message: kyfdx (Dec 10, 2008 1:55 pm)
#255 of 378 Re: Legacy Lease - SE vs. Limited [cdnj1] by kyfdx HOST Dec 10, 2008 (1:55 pm)
Replying to: cdnj1 (Dec 10, 2008 1:53 pm) I'm pretty sure that NJ taxes the total amount of payments + any cap cost reduction, and collects the money upfront (which is why they are adding it to the cap cost).   regards, kyfdx Host-Prices Paid Forums
#256 of 378 Re: 2009 Legacy 2.5GT Limited w/Nav [canes320] by Car_man HOST Dec 11, 2008 (3:02 am)
Replying to: canes320 (Nov 21, 2008 5:01 pm) Here you go, Peter. Subaru's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Legacy 2.5 GT Limited with Navigation ans 15,000 miles per year are .00180 and 52%, respectively. The residual value for a lease with only 12,000 miles per year would be 1% higher. When negotiating your deal, make sure to take advantage of the $500 cash incentive that Subaru is currently providing on this model.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#257 of 378 Re: Just did this deal.. [28firefighter] by Car_man HOST Dec 11, 2008 (3:37 am)
Replying to: 28firefighter (Dec 01, 2008 2:06 pm) Congratulations on getting your new Impreza, 28firefighter. I tell ya, the Legacy is a heck of a car for less than two hundred bucks per month. Thanks for taking the time to share the details of your lease with everyone. If you'd like, you can also hop on over to the Dealer Ratings & Reviews section of Edmunds.com to share your thoughts on your recent dealer experience there as well. Enjoy your new ride !   Car_man Host Prices Paid: Buying & Leasing Experiences Forum

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