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Subaru Legacy Lease Questions

382 messages,  Last post on Nov 24, 2009 at 4:50 AM

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What is this discussion about? Subaru Legacy, Car Leasing, Sedan, Wagon

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#204 of 382 Re: 2009 Legacy SE manual [hellagrant] by ateixeira Sep 03, 2008 (10:27 am)
Replying to: hellagrant (Sep 03, 2008 9:15 am) They're gambling on high residuals for sure. I hope they don't run in to the problems that Chrysler is having now.
#205 of 382 September Leases by altimate Sep 05, 2008 (4:22 am)
Spoke with the dealer yesterday and the indication was that the residuals are down about 4% from August to September. Since my dealer didn't have any availability last month my salesman worked a price reduction on my lease deal to erase most of the residual change.   My deal will only be about $5/mo. more than the August quote with nothing out of pocket except first payment.   My decision right now is whether to go with the monthly lease or do a prepaid lease deal. That would save me close to $600 dollars over the life of the lease. I have a $4000+ equity for my trade so prepayment would only cost me about $3000 out of pocket. On the other hand, getting over $4000 cash back from my trade (not using it for cap cost reduction-which is always a bad idea) would give me opportunity to invest money and or use it for the first year of payments.   Expect the car I want to be in in about two weeks so I'll make the decision at that time.
#206 of 382 by hellagrant Sep 09, 2008 (9:25 am)
That sucks you will end up paying a bit more for the Legacy compared to last month, but it is still a great deal!   I would say avoid the prepayment. Yes you will say $600 but most people in America don't have enough emergency funds. Use the $4,000 to pay down other debts that you may have (like credit cards or any other high interest loan). If you don't have any high interest debt than use the $4,000 for liquid savings (probably only get you like 3 %or 4% right now.   But I am assuming you are like 75% of the American population without a real good emergency fund. If you have enough backup liquid money and no debt, than go for the prepayment or use the $4,000 to reduce monthly payments. Replies to this message: altimate (Sep 09, 2008 7:12 pm)
#207 of 382 Re: [hellagrant] by altimate Sep 09, 2008 (7:12 pm)
Replying to: hellagrant (Sep 09, 2008 9:25 am) Thanks for your input. I've got a lot of expenses coming up in the next few months (estimated taxes due, moving expenses) so I think it makes more sense to get the $4000 cash back and just make the monthly payments. It never hurts to have a little extra financial cushion.
#208 of 382 Re: 2009 Subaru Legacy SE lease residuals for August [fin81] by Car_man HOST Sep 12, 2008 (2:55 am)
Replying to: fin81 (Aug 25, 2008 10:38 pm) Hi fin81. Subaru's current buy rate lease money factor and residual value for a 24 month lease of a 2009 Subaru Legacy SE with 15,000 miles per year are .00280 and 74%, respectively for consumers who qualify for its top credit tier.   It sounds to me as though the dealer that you are working with is trying to mark-up Subaru's base acquisition fee to add additional hidden profit to your deal. The last time that I checked, its base acquisition fee was $595.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: mssurrey (Sep 16, 2008 7:58 am) Car_man (Sep 30, 2008 4:12 pm)
#209 of 382 Re: Re: Subaru Legacy: Lease Questions [epmorris] by Car_man HOST Sep 12, 2008 (3:23 am)
Replying to: epmorris (Aug 26, 2008 2:36 pm) Here's the information that you're looking for, epmorris. Subaru's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Forester 2.5X Premium with 12,000 miles per year are .00160 and 58%, respectively.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#210 of 382 Re: 2009 Subaru Legacy SE lease residuals for August [Car_man] by mssurrey Sep 16, 2008 (7:58 am)
Replying to: Car_man (Sep 12, 2008 2:55 am) Hi Car_Man,   I went to the dealer yesterday regarding an 09 2.5 SE and this is what they told/offered me:   Lease 24 month / 12k miles. MSRP is $24693 Sale price is 21214. The salesperson didn't 'know' about any acq fee - but said it there was one it would be 'buit-in'. Doc fee 180 T+R also 'built-in' Res is 75% (18519) MF is .00280   OTD inc 6& tax = $263-90   First, does this seem right to you? Theys eemed quite loathe to give me figures and I had to wait along time just to get these out of them!   Also, they're not budging from the sale price and not offering any other financial 'incentives' saying that the lease deals are as per the national ads ...   I also went to another dealer and they didn't have any cars available for at least 3 weeks - but I need a vehicle by next week.   I'd appreciate your input. Thanks Sam Replies to this message: Car_man (Sep 30, 2008 4:12 pm)
#211 of 382 09 legacy special edition by amukhi Sep 17, 2008 (8:44 pm)
Replying to: msolomons (Aug 26, 2008 10:17 am) I am interested in leasing the legacy special edition automatic how much do you think the lease would be on this if I put 1,000 down plus tax for about 24 or 36months 10 to 12k miles the sticker on the car is $23,059 any special deals in the ny area for this
#213 of 382 2009 Subaru 2.5 limited by bmlan99 Sep 23, 2008 (6:30 am)
I am looking to purchase a 2009 Subaru Legacy 2.5 limited. The sticker is $26800. The dealer has quoted me $299 for 36 month with 15k per year with $2950 down? Is this a good deal? Replies to this message: altimate (Sep 23, 2008 2:18 pm) ateixeira (Sep 24, 2008 7:26 am)

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