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Prices Paid: Buying & Leasing Experiences Subaru Forester Lease Questions
368 messages, Last post on Nov 28, 2009 at 4:54 AM
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Replying to: yomama (May 12, 2009 4:01 am) |
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| I'm thinking about a Forester 2.5 X Limited, maybe with nav. What is a reasonable Lease payment to expect on these? Would a $330 be in the right ballpark? | |
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Replying to: fotboat (May 08, 2009 3:44 pm) That looks like a great deal. Where in the US are you? Dealer name? I've been quoted $336, and know that that is too expensive. My sister just got the 2.5XT Ltd. 36 mo., $371/month with $1,600 up front for all fees and taxes (CT state). She has 10k miles I believe. |
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Hi all -- I'm new to the forum, and new to car ownership (seriously, I am a middle-aged woman who has never owned a car in my life). I live in New York City and really like the 2009 Forester. I have two kids, and will be using the car mainly for long haul trips out of state on weekends. I will park it in a lot rather than on the street. I'm seeking advice on whether it makes more sense to lease a 2009 Forester 2.5X Limited or to buy a certified pre-owned one. I could feasibly pay the cost up front in cash if I purchased. Thanks in advance for your guidance! Nova10
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Replying to: yomama (May 12, 2009 4:01 am) Given your situation, leasing makes a lot of sense, and you picked a model with good lease terms. I buy, but that's because I tend to keep my cars for a long time. For example, I kept my '98 Forester for 9 years. Let's compare that to leasing 3 Foresters for 36 months each, the same time period. I also had 87k miles when I sold it so again let's stick to the same 30k*3 miles = 90k. Buying cost me 100%, but I got back 29% in resale value at the end of 9 years. So my cost was 71% over 9 years, minus the opportunity cost of course (I paid cash so there was no interest). Compared to leasing, I would have paid 100-61=39% of the value to lease for 3 years, but I'd have to have done that 3 times. 39% times 3 is 117%. Of course you have 3 new Forester instead of just one, and for the keeper you have to pay for repairs (mine cost next to nothing in that regard), but I doubt that would get the 71% up above 117%. I don't think you'll come out ahead in the long-term with leasing vs. buying a car and holding it for a long time. But your case is different - you'd probably have to buy less car than you want, and I doubt that would satisfy you for the next 9 years, so you'd trade it in much sooner and in a case like that you may end up paying more than with leasing. Go for the lease, in your case it totally makes sense and you picked the right model also.
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Replying to: ateixeira (May 15, 2009 7:24 am) Leasing terms he laid out were 3 years 10k miles/ 280/month --- MSRP is $25,293 sell $22,964 money rate.00095 lease end value $14,669 Black Premium with All Weather Package with Automatic Trans. This one has Luggage Compartment Cover, Cargo Tray, Rear Bumper Cover, Splash Guards, Auto-Dimming Mirror with Compass and all Weather Floor Mats. I can sell it for $22,964 this includes Destination Charge. Add $151 Doc Fee and your Local Tax. I am still trying to access all the fees but it doesn't look too bad.
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Replying to: noogman12 (May 15, 2009 9:56 am) In reality you are paying 22964-14669=8295 in depreciation, or a little less than 33% of its list price for the 3 years of use. |
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Hello everyone! I am helping a friend finish up a deal on LEASING a 2009 Forester 2.5x Premium with 5-speed manual. It has All-Weather Package + several added on accessories. The MSRP is $24,390. Here is what we were offered: $1,000 due at signing (includes 1st payment + fees) $315/mo + tax = $338 monthly payment 36 months/10,000 miles per year I think this is pretty good. We could probably get it down another $10/mo, but the 5-speed manuals are kinda hard to find. Plus this Forester is the EXACT color combo my friend wants, which might be worth the extra few bucks. Hope this helps!!!!!
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Replying to: lasvegasrph (May 15, 2009 1:50 pm) 2009 Subaru Forester 2.5x Premium with All-Weather Package, 5-sp manual. MSRP: $24,790 (including the below accessories:) (there was some confusion about the final MSRP, this vehicle has some extra accessories that are a part of a popular equip package: Splash guards, rear bumper cover, luggage holder, side mouldings, Auto-Dim Mirror w/homelink, tail pipe finishers) Here are the final figures: $1,000 due at signing (includes 1st payment/tax/fees) $297/mo. + tax = $319.08 total monthly payment 36 month lease/10,000 miles a year The dealer is here in Las Vegas, NV. It took quite a bit of work to get this deal, but it was worth it in the end. I ran the numbers, and I believe this deal is at invoice or slightly below. |
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Replying to: Car_man (May 06, 2009 2:01 am)  .00095 - is it really that low now? '09 XT LTd???
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