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Prices Paid: Buying & Leasing Experiences Subaru Forester Lease Questions
368 messages, Last post on Nov 28, 2009 at 4:54 AM
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Replying to: djhalptert (Jan 25, 2009 8:58 pm) also you didn't answer my question. Doesn't matter - i called subaru finance and they said owner loyalty gets you up to $500 off your 1st payment, no security dep. and waiver of the disposition (which could be up to $300). |
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Replying to: tsxowwner (Jan 26, 2009 8:03 am) Where did you say you drove away in the vehicle??? Gee, um let's see...you said you LEASED, past tense. It is inferred. Also, the Subaru acquisition fee is $595 not "could be up to $300."
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Replying to: djhalptert (Jan 26, 2009 4:10 pm) Don't confuse acquisition fee with disposition fee. the acquisition fee is $595 this is what you pay up front to do a lease. the disposition fee is what you pay at the end when you turn your lease vehicle in. for subaru it is up to $300. i called subaru. the deal they have now is lease loyalty. if you are coming off a lease, they will waive the 1st payment (up to $500) on your next subaru vehicle waive security on your next vehicle and waive your disposition fee on your current vehicle.
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Replying to: tsxowwner (Jan 26, 2009 5:41 pm) |
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Replying to: tsxowwner (Jan 26, 2009 5:41 pm) |
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Car_man, What are the current MF and residual on it for 36 month/10K miles? Dealers in my area advertise "internet price" of ~$2K under MSRP (about $600 under invoice). Seems like a good deal, no? Thanks.
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Replying to: ursus (Feb 04, 2009 7:32 am) Thanks. |
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In today's paper I saw a local ad (N. CA): 2009 Subaru Forester 2.5X, Model 9FA $0 drive off, $199/mo. plus tax for 39 mos, 10K. Thank you. |
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Long time reader, first time poster here. I just got the following lease offer: Forester 2.5X Limited MSRP: $27,233 Negotiated price: $25,503 (~$100 over invoice) MF: 0.001847 Residual (58%): 15,795 Cash due at signing: $479 (1st month payment included) Monthly payment $366 +$20 tax = $386 36 month 15k miles I have 3 questions. 1. Did the MF for February 09 change from 0.0016 in Jan to 0.01847? 2. Is 58% the residual for a 2.5x Limted (it was quoted a few posts above as 60%). 3. Does it look like there is any room to move in this deal. Thanks in advance! |
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Replying to: gdtrfb (Feb 07, 2009 10:22 am) I just leased almost the same car as you at the end of January. my money factor was .0016 so i agree, it looks like it went up (their program changed effective Feb 3, so it seems reasonable - though can't say for sure) my lease is 36k/12k miles - my residual is 59%. if I had done 15k miles my residual would have been 58% so it looks like residuals didn't change. you should confirm that 25,403 is the "real" invoice as opposed to the dealer invoice which may include a load - profit for salesguy, marketing etc. in any case, I think you can ask for and get UNDER invoice if you are willing to shop around a little and negotiate firmly. I got about $800 UNDER invoice. I did have a doc prep fee of $300 so if you don't have that, then it would be $500 under invoice on an apples to apples basis. Keep in mind, dealers have something called a 'holdback' - which for subaru is 3% of msrp i believe. Usually this is not negotiable, but in this economy they NEED to move cars so even if you get the car below invoice, they are still making money. the holdback on my car was about $1,000 here are my numbers msrp 27,333 cap cost 25,345 (which includes the 595 acquisition fee) .0016, 59% 322 per month (before tax) 700 due at signing (1st, plus doc fee plus title etc) You may want to confirm your numbers again - based on what you posted for msrp, residual, money factor, and negotiated price, i get to a monthly payment before tax of $345.95 - but you are showing $366 so there is something missing in your deal? here are my calculations of your numbers (25,503 - 15,795)/36 = 269.67 (25,503+15,795) * .001847 = 76.28 total = 345.95 thoughts? |
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