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Prices Paid: Buying & Leasing Experiences Subaru Forester Lease Questions
368 messages, Last post on Nov 28, 2009 at 4:54 AM
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Replying to: indianajohns (Oct 14, 2008 7:56 am) |
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We are considering a lease option vs. purchase. We are new to the option. We have been doing some research and the question is on a 20,000 mile per year for three years lease vs a purchase on a outback or forester. Both vehicles are around $24,000. Both vehicles are 2009. Location is the St.Paul/Minneapolis MN area. It appears as though the residual on a outback is 55% and the forester is 61%. We have a VIP option on a purchase through ASHA. We are meeting the dealer this saturday the 8th and would like to have more information in our tool belt so that we can make the best decision. With the technology changes we really think the lease is a good option, but we really do not know how it will be presented. Help! We have also looked at the Saturn Aura approx same price but not AWD. |
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Car_man, What is Subaru's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Forester 2.5 X Premium + All Weather Pkg with 10,000 miles per year? How often do these numbers change? I have an appointment with a dealer tomorrow, but probably won't pull the trigger until Jan 2009. Thanks.
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Car_man and all, I've been shopping for a lease. I am looking for the 2009 base model with an auto tranny. Here is my lowest offer so far: 36 month/10k per year $3250 upfront ($2200 for CCR, rest is for everything else, including 1st payment) $185/month +5% tax for 35 months This works out a little over $10k payout for 3 years. I will solidify the net cap cost and MF and residual at transaction, but I thought it would be easier if I was able to get the dealers I contacted to give me the "out of the door" price with similar up front costs so I can get an apples to apples comparison. Am I missing something in my math, or does this seem to be a good deal? State is Massachusetts. Thanks
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Replying to: dartmouth01 (Nov 10, 2008 1:52 pm) I don't know if anyone has advised you not to put that $2,200 down towards cap cost reduction or not. General consensus, myself included, is that it is a dangerous gamble to put money down on a lease. If your newly leased car is stolen or totalled in an accident, you are out that $2,200. No insurance company will reimburse you for your downpayment. Really, you are better off putting that down payment money in a savings account and paying your slightly higher monthly payment with it. It is possible that a garbage truck flattens your Forester when you pull out of the dealership. 
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Replying to: thegroker (Nov 09, 2008 5:02 pm) Car_man Host Prices Paid: Buying & Leasing Experiences Forum
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Thanks djhalptert for the tips. I've stepped back to do more research. What should the MF and residual be for 09 Forester base with auto tranny for 10k for 36 months? What about 24 months? Thanks
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Replying to: dartmouth01 (Nov 13, 2008 8:00 pm) |
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Replying to: Car_man (Nov 11, 2008 5:48 pm) Also, how much, if at all, would manual transmission lower the residual? Thank you!
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Replying to: Mplsman (Nov 22, 2008 9:40 pm) Premium w/ All weather $23,099 - $500 (Car show coupon) = $22,599 36 mo/ 12K lease for $299/mo with only about $500 down. Thats hard to beat.
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