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Subaru Forester Lease Questions

368 messages,  Last post on Nov 28, 2009 at 4:54 AM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Subaru Forester, Car Leasing, SUV




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#122 of 368
Re: forester 2.5x premium & 2.5x ltd [sub4543] by Car_man HOST
Oct 12, 2008 (5:18 pm)
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Replying to: sub4543 (Sep 30, 2008 4:27 pm)

No problem, sub4543. I'm always glad to help.
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
#123 of 368
Re: Forester 2.5x premium & 2.5x ltd [arvan] by Car_man HOST
Oct 12, 2008 (5:27 pm)
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Replying to: arvan (Oct 03, 2008 4:11 pm)

I sure do, arvan. you never mentioned how long you want to lease this vehicle for or what mileage allowance you need, so for now I will assume that you are interested in a 36 month lease with 15,000 miles per year. Let me know if you want something different. Subaru's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Forester 2.5 X Premium with 15,000 miles per year are .00160 and 58%, respectively. The numbers for an otherwise identical lease of an '09 Forester X Limited are .00175 and 58%.
 
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Prices Paid: Buying & Leasing Experiences Forum
#124 of 368
Re: forester 2.5x premium & 2.5x ltd [btmatx] by Car_man HOST
Oct 12, 2008 (5:38 pm)
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Replying to: btmatx (Oct 04, 2008 11:16 am)

Here you go, btmatx. Subaru's current buy rate lease money factor and residual value for a 36 month lease of a 1009 Forester X with 15,000 miles per year are .00160 and 57%, respectively. The numbers for an otherwise identical lease of an '09 Legacy 2.5i Sedan are .00230 and 58%. If you were to lease with only 12,000 miles per year, these cars' residual values would be 1% higher.
 
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Prices Paid: Buying & Leasing Experiences Forum
#125 of 368
Re: 09 Forester XT - Residual/Money Factor? [nias] by Car_man HOST
Oct 13, 2008 (3:29 am)
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Replying to: nias (Oct 07, 2008 5:28 am)

Hey nias. Since you are new to leasing, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment. They will answer any questions that you have about how leasing works.
 
Check them out and let us know if you have any specific questions that they spark or don't understand something.
 
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Prices Paid: Buying & Leasing Experiences Forum
#126 of 368
CAR MAN by indianajohns
Oct 14, 2008 (7:56 am)
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CAR MAN,
 
Are the lease numbers on the 2009 Forester 2.5X Limited, 10,000 miles per year different than the 2.5X Premium? I think the low mileage gives +1% residual but is the money factor different on the Limited vs Premium?
#127 of 368
Re: CAR MAN [indianajohns] by djhalptert
Oct 14, 2008 (12:38 pm)
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Replying to: indianajohns (Oct 14, 2008 7:56 am)

The MF for the Limited would be 0.00175 vs the Premium's 0.00160.
#128 of 368
lease vs. purchase by r_berg_us
Nov 02, 2008 (4:19 pm)
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We are considering a lease option vs. purchase. We are new to the option. We have been doing some research and the question is on a 20,000 mile per year for three years lease vs a purchase on a outback or forester. Both vehicles are around $24,000. Both vehicles are 2009. Location is the St.Paul/Minneapolis MN area.
It appears as though the residual on a outback is 55% and the forester is 61%.
We have a VIP option on a purchase through ASHA. We are meeting the dealer this saturday the 8th and would like to have more information in our tool belt so that we can make the best decision. With the technology changes we really think the lease is a good option, but we really do not know how it will be presented.
Help!
We have also looked at the Saturn Aura approx same price but not AWD.
#129 of 368
2009 Forester 2.5 X Premium + All Weather Pkg by thegroker
Nov 09, 2008 (5:02 pm)
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Car_man,
 
What is Subaru's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Forester 2.5 X Premium + All Weather Pkg with 10,000 miles per year? How often do these numbers change? I have an appointment with a dealer tomorrow, but probably won't pull the trigger until Jan 2009.
 
Thanks.
#130 of 368
2009 Forester 2.5X Auto by dartmouth01
Nov 10, 2008 (1:52 pm)
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Car_man and all,
 
I've been shopping for a lease. I am looking for the 2009 base model with an auto tranny. Here is my lowest offer so far:
 
36 month/10k per year
$3250 upfront ($2200 for CCR, rest is for everything else, including 1st payment)
$185/month +5% tax for 35 months
 
This works out a little over $10k payout for 3 years. I will solidify the net cap cost and MF and residual at transaction, but I thought it would be easier if I was able to get the dealers I contacted to give me the "out of the door" price with similar up front costs so I can get an apples to apples comparison. Am I missing something in my math, or does this seem to be a good deal? State is Massachusetts.
 
Thanks
#131 of 368
Re: 2009 Forester 2.5X Auto [dartmouth01] by djhalptert
Nov 10, 2008 (3:07 pm)
Reply

Replying to: dartmouth01 (Nov 10, 2008 1:52 pm)

You really need to post all the numbers in order for anyone to work out the lease payment. MSRP, residual, negotiated price (cap cost), net cap cost, money factor, etc.
 
I don't know if anyone has advised you not to put that $2,200 down towards cap cost reduction or not. General consensus, myself included, is that it is a dangerous gamble to put money down on a lease. If your newly leased car is stolen or totalled in an accident, you are out that $2,200. No insurance company will reimburse you for your downpayment. Really, you are better off putting that down payment money in a savings account and paying your slightly higher monthly payment with it. It is possible that a garbage truck flattens your Forester when you pull out of the dealership.

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