Sign In Join 



Subaru Forester Lease Questions

368 messages,  Last post on Nov 28, 2009 at 4:54 AM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Subaru Forester, Car Leasing, SUV




Join other Subaru enthusiasts in the Subaru Crew Owners Club!


Messages Page 13 of 38
1
...
10
11
12
13
14
15
16
...
38
Prev
Next
Last
Go To Msg #
Search This Discussion

#116 of 368
Re: dealer offer [gooch5] by indianajohns
Oct 09, 2008 (3:07 pm)
Reply

Replying to: gooch5 (Oct 09, 2008 2:43 pm)

You really need to post all the numbers to get an accurate assessment.
 
MSRP
RESIDUAL
SALE PRICE (CAP COST)
FEES (NET CAP COST)
Whether or not that $379 included sales tax.
Where did the out of pocket $1150 go? Was it to pay fees, dmv, 1st payment, etc? Or did you actually put money against the sale price?
#117 of 368
by gooch5
Oct 09, 2008 (3:12 pm)
Reply
Thanks for the response.
I will get all the numbers tonight. The taxes were rolled into the monthly payments.
The out of pocket was 1st payment, bank fee, sec deposit. I don't recall if the MV fees were put in here.
#118 of 368
Re: 09 Forester XT - Residual/Money Factor? [nias] by indianajohns
Oct 09, 2008 (3:14 pm)
Reply

Replying to: nias (Oct 07, 2008 5:28 am)

Same as last poster, you need all the numbers to calculate a lease.
 
MSRP multiplied by the residual % = Residual Value.
Cap cost is the sale price of the vehicle including all rebates etc.
Net Cap Cost is the sale price and all discounts PLUS any and all fees.
Money factor is basically the interest rate charged for the lease.
 
NET CAP COST minus RESIDUAL divided by term in months = YOUR BASE PAYMENT
 
NET CAP COST plus RESIDUAL multiplied by MONEY FACTOR = RENT CHARGE
 
Add YOUR BASE PAYMENT plus RENT CHARGE = YOUR LEASE PAYMENT
Add your sales tax to monthly payment for total payment
#119 of 368
Re: [gooch5] by indianajohns
Oct 09, 2008 (3:17 pm)
Reply

Replying to: gooch5 (Oct 09, 2008 3:12 pm)

See if there is a penalty for waiving security deposit. Honda charges you a slightly higher money factor if you waive. Ford/GM do not. If you are going to take reasonable care of the vehicle, I would waive it.
#120 of 368
by gooch5
Oct 09, 2008 (5:48 pm)
Reply
I still have to get the cap, net cap, and money factor costs.
 
I am more interested in the XT model. The price give to me for that model was based on an MSRP of 28,115
 
With leather the monthly costs for the 09 xt was $394 per month with 1285 out of pocket which includes Bank fee, 1st payment, and plates. No sec deposit.
 
Nias thanks for the formula. I am a newbie to leasing. I have always owned cars.
#121 of 368
Re: [gooch5] by djhalptert
Oct 09, 2008 (6:11 pm)
Reply

Replying to: gooch5 (Oct 09, 2008 5:48 pm)

$394 seems high to me. If it was 62% residual and MF was 0.00175 and you got a cap cost of $25,000 your payment would be sub $300 including sales tax.
#122 of 368
Re: forester 2.5x premium & 2.5x ltd [sub4543] by Car_man HOST
Oct 12, 2008 (5:18 pm)
Reply

Replying to: sub4543 (Sep 30, 2008 4:27 pm)

No problem, sub4543. I'm always glad to help.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
#123 of 368
Re: Forester 2.5x premium & 2.5x ltd [arvan] by Car_man HOST
Oct 12, 2008 (5:27 pm)
Reply

Replying to: arvan (Oct 03, 2008 4:11 pm)

I sure do, arvan. you never mentioned how long you want to lease this vehicle for or what mileage allowance you need, so for now I will assume that you are interested in a 36 month lease with 15,000 miles per year. Let me know if you want something different. Subaru's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Forester 2.5 X Premium with 15,000 miles per year are .00160 and 58%, respectively. The numbers for an otherwise identical lease of an '09 Forester X Limited are .00175 and 58%.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
#124 of 368
Re: forester 2.5x premium & 2.5x ltd [btmatx] by Car_man HOST
Oct 12, 2008 (5:38 pm)
Reply

Replying to: btmatx (Oct 04, 2008 11:16 am)

Here you go, btmatx. Subaru's current buy rate lease money factor and residual value for a 36 month lease of a 1009 Forester X with 15,000 miles per year are .00160 and 57%, respectively. The numbers for an otherwise identical lease of an '09 Legacy 2.5i Sedan are .00230 and 58%. If you were to lease with only 12,000 miles per year, these cars' residual values would be 1% higher.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
#125 of 368
Re: 09 Forester XT - Residual/Money Factor? [nias] by Car_man HOST
Oct 13, 2008 (3:29 am)
Reply

Replying to: nias (Oct 07, 2008 5:28 am)

Hey nias. Since you are new to leasing, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment. They will answer any questions that you have about how leasing works.
 
Check them out and let us know if you have any specific questions that they spark or don't understand something.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

Messages Page 13 of 38
1
...
10
11
12
13
14
15
16
...
38
Prev
Next
Last
Go To Msg #
Search This Discussion
To POST a message, please Sign In.

New? Join Now!

Forum Tools

Please sign in.
Email Address:

Password:

Forgot Password?

Search Forums

Enter Keyword(s)

Advanced Search

Browse by Vehicle



View All Vehicles
Advertisement
Ask the Community
See What People Are Asking

Browse by Board

Browse by Topic


View All Topics

Today's Chats

Advertisement