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Subaru Forester Lease Questions

365 messages,  Last post on Nov 24, 2009 at 3:17 AM

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#111 of 365 Re: forester 2.5x premium & 2.5x ltd [Car_man] by sub4543 Sep 30, 2008 (4:27 pm)
Replying to: Car_man (Sep 30, 2008 3:28 am) Thanks. I appreciate it. Hopefully they'll stay the same or better. Replies to this message: Car_man (Oct 12, 2008 5:18 pm)
#112 of 365 Forester 2.5x premium & 2.5x ltd [Car_man] by arvan Oct 03, 2008 (4:11 pm)
Replying to: Car_man (Sep 30, 2008 3:28 am) Do you have the current lease rates and residuals for the Forester 2.5x premium and x ltd for October? Replies to this message: Car_man (Oct 12, 2008 5:27 pm)
#113 of 365 Re: forester 2.5x premium & 2.5x ltd [Car_man] by btmatx Oct 04, 2008 (11:16 am)
Replying to: Car_man (Sep 30, 2008 3:28 am) I am looking for the current (October) lease rates and residuals for on a 36-month lease. Vehicles I am interested in are Forester X Auto (9FB) and Legacy 2.5i (both base models). Please give numbers for both 12,000 and 15,000 miles/year, if possible.   Thanks in advance! Replies to this message: Car_man (Oct 12, 2008 5:38 pm)
#114 of 365 Re: 09 Forester XT - Residual/Money Factor? [Car_man] by nias Oct 07, 2008 (5:28 am)
Replying to: Car_man (Sep 12, 2008 2:38 am) Hey guys, Would anyone mind teaching me or pointing me to where I can teach myself about residual value & money factor. I'm smart enough to know the Northern NJ Subaru dealer was trying to rip me off, but I'd rather be armed with this type of information next time. Thanks so much. JRon PS. For giggles here were the original deals(jokes) offered: 2009 Forester w/premium package/manual - Msrp 22,495/Invoice 21,171 24 month/10k/0down = $539 per month 36 month/10K/0down = $449 per month Replies to this message: indianajohns (Oct 09, 2008 3:14 pm) Car_man (Oct 13, 2008 3:29 am)
#115 of 365 dealer offer by gooch5 Oct 09, 2008 (2:43 pm)
I visited a dealer in Queens, NY and I was given a lease offer for 36 months 15k miles on a 25.x limited   Total out of pocket $1150 $379 per month   How does this offer sound? Replies to this message: indianajohns (Oct 09, 2008 3:07 pm)
#116 of 365 Re: dealer offer [gooch5] by indianajohns Oct 09, 2008 (3:07 pm)
Replying to: gooch5 (Oct 09, 2008 2:43 pm) You really need to post all the numbers to get an accurate assessment.   MSRP RESIDUAL SALE PRICE (CAP COST) FEES (NET CAP COST) Whether or not that $379 included sales tax. Where did the out of pocket $1150 go? Was it to pay fees, dmv, 1st payment, etc? Or did you actually put money against the sale price?
#117 of 365 by gooch5 Oct 09, 2008 (3:12 pm)
Thanks for the response. I will get all the numbers tonight. The taxes were rolled into the monthly payments. The out of pocket was 1st payment, bank fee, sec deposit. I don't recall if the MV fees were put in here. Replies to this message: indianajohns (Oct 09, 2008 3:17 pm)
#118 of 365 Re: 09 Forester XT - Residual/Money Factor? [nias] by indianajohns Oct 09, 2008 (3:14 pm)
Replying to: nias (Oct 07, 2008 5:28 am) Same as last poster, you need all the numbers to calculate a lease.   MSRP multiplied by the residual % = Residual Value. Cap cost is the sale price of the vehicle including all rebates etc. Net Cap Cost is the sale price and all discounts PLUS any and all fees. Money factor is basically the interest rate charged for the lease.   NET CAP COST minus RESIDUAL divided by term in months = YOUR BASE PAYMENT   NET CAP COST plus RESIDUAL multiplied by MONEY FACTOR = RENT CHARGE   Add YOUR BASE PAYMENT plus RENT CHARGE = YOUR LEASE PAYMENT Add your sales tax to monthly payment for total payment
#119 of 365 Re: [gooch5] by indianajohns Oct 09, 2008 (3:17 pm)
Replying to: gooch5 (Oct 09, 2008 3:12 pm) See if there is a penalty for waiving security deposit. Honda charges you a slightly higher money factor if you waive. Ford/GM do not. If you are going to take reasonable care of the vehicle, I would waive it.
#120 of 365 by gooch5 Oct 09, 2008 (5:48 pm)
I still have to get the cap, net cap, and money factor costs.   I am more interested in the XT model. The price give to me for that model was based on an MSRP of 28,115   With leather the monthly costs for the 09 xt was $394 per month with 1285 out of pocket which includes Bank fee, 1st payment, and plates. No sec deposit.   Nias thanks for the formula. I am a newbie to leasing. I have always owned cars. Replies to this message: djhalptert (Oct 09, 2008 6:11 pm)

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