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Prices Paid: Buying & Leasing Experiences Saab 9-5 Lease Questions
75 messages, Last post on Jul 11, 2008 at 1:58 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: Car_man (Sep 11, 2005 4:07 am) How did you find the SFSC money factor? Is this published information? Is it negotiable? Can a dealership charge a higher rate than .00137? Finally, the car is being sold for $29,311 without negotiations, but the lease net price is $31,311 without negotiation. What is the correct sales price to use for calculating the depreciation? Thanks greatly, zoozeek |
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You're very welcome zoozeek. Saab Financial Services Corp. charges an acquisition fee of $595 on all leases. Individual dealers do not have the authority to waive this charge. I am not sure what sort of charge is appropriate for the registration of your vehicle in your state though. Neither of these charges would be included in the down payment of any advertised lease. I can't tell you what the total cost of your lease of this car would be without knowing its full MSRP and an approximate selling price for it. Car_man Host Smart Shopper / Prices Paid Forums
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Zoozeek, I am not aware of any source that provides information on banks' buy rate lease money factors and residual values to the general public. Dealerships cannot lower banks' published residual values, but they usually are allowed to mark them up a little bit to add additional back-end profit to deals. Vehicles' residual values are always based upon a percentage of their full MSRPs including destination charges. Car_man Host Smart Shopper / Prices Paid Forums |
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Replying to: Car_man (Sep 21, 2005 3:07 am) MSRP 38020 GM Price 34311 Saab lease discount 3000 (saab purchase factory discount 5000) Net lease price 31311 (net purchase price approximately 29000) residual value 22431.80 (appears rather high to me) Thanks greatly for all the help. |
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Thanks for the additional information, zoozeek. Let's calculate a sample lease payment on this car for you. According to my calculations, if you were to lease a 2005 Saab 9-5 Arc Wagon with an MSRP of $38,020 and a selling price of $31,311 through Saab Financial Services Corp. right now for 24 months with 12,000 miles per year, its zero down, pre-tax monthly payment should be around $444. Car_man Host Smart Shopper / Prices Paid Forums |
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Interested in leasing 05 9-5 Aero for 36 / 15k year. Any information on current deals, estimated monthly's with 0 down. This will be my 3rd Saab lease and the information I have learned here prior to my negotiations has helped immensely in the previous two. In addition, does GM currently have a "pull ahead" program to exit my current lease before expiration? Regards
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Replying to: sah2 (Nov 03, 2005 12:01 pm) Saab was running a "pull ahead" program for lessees whose contracts were scheduled to end on or before 4/30/06, but unfortunately I believe that it expired a few days ago. Car_man Host Smart Shopper / Prices Paid Forums
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Replying to: Car_man (Nov 16, 2005 3:59 am)
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Replying to: sfscemployee (Nov 18, 2005 9:17 am)  . Car_man Host Smart Shopper / Prices Paid Forums |
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Hello Car Man: Can you tell me what the money factor and lease residuals are on the 2006 9-5. Looking at 3yr/36K or the 2yr/24K? Thanks
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