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Saab 9-5, Car Leasing, Sedan, Wagon
#26 of 90 Re: 2002 Saab 9-5 SportCombi Lease-end options [mlerner3]
Jun 25, 2006 (5:57 am)
Hi mlerner3. There certainly is no guarantee that Saab Financial Services Corp. will negotiate your car's lease-end purchase price. It seems as though you were not able to make any progress in your negotiations with your initial contact there. Some consumers who have struck out on their initial negotiation attempt have had success by working their way up the corporate ladder to a manager. Give it a shot, you don't have anything to lose.
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#27 of 90 Re: Saab 9-5 combi wagon [sweeney4]
Jun 25, 2006 (6:00 am)
Hello sweeney4. If you were to lease a 2006 Saab 9-5 SportCombi through Saab Financial Services Corp. right now for 36 months with 15,000 miles per year, its base lease rate and residual value should be 2.69% and 52%, respectively. As you can see, SFSC uses lease rates instead of money factors to calculate vehicles' monthly payments. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400.
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#28 of 90 Re: 2002 Saab 9-5 SportCombi Lease-end options [mlerner3]
Jun 29, 2006 (7:47 am)
A major part of your monthly lease payment is the prorated depreciation of the car.Higher residual value = lower payment and vice-versa.By attempting to negotiate a lower buy figure you are essentially double-dipping,in other words you want the advantage of a lower end of lease purchase price without having paid the higher monthly lease payment the lower residual value would have yielded.The leasing company has every right to hold a firm line on this.Conversely,if the current market value on your vehicle was HIGHER than the contract stated price you could not be made to pay a higher price.Fairs fair!!!
#29 of 90 Lease Money Factor & Residual
Jul 14, 2006 (8:05 pm)
Can you provide the money factor and residual for a 36 month lease at 15,000 miles per year for a 9.5 sedan (2.3T) with Sentronic automatic transmission, visibility package, ventilated seats, and metallic paint?
#30 of 90 Re: 2002 Saab 9-5 SportCombi Lease-end options [saablcp]
Jul 24, 2006 (6:03 am)
You must a very bad Leasing company if they do not neg. the sale price before you lease a car. I always make sure I get any rebates and/or discounts when leasing.
My last Jeep had 4k off the top plus they threw in the Nav. for free.
I usually do not go through the dealer unless they have a subvented lease. The Leasing company I deal with always works with a high volume dealer in the area and gets the best price before we do the lease. I have never been disappointed.
#31 of 90 Re: 2002 Saab 9-5 SportCombi Lease-end options [hersheytx1]
Jul 24, 2006 (10:00 am)
For sure! You need to know the sale price and it needs to be as low as possible. The interest payment on the lease is based on this. The residual amount is usually a percentage of the sale price so if you lower the sale price, you lower the residual. Your payment is simply depreciation amount + interest + taxes (if any). I would not lease without these three firm numbers.
#32 of 90 Re: 2002 Saab 9-5 SportCombi Lease-end options [hersheytx1]
Aug 01, 2006 (11:43 am)
Huh????Did you read the question the man posed or my answer??It had nothing to do with negotiating the car's price(cap.cost)at inception.It addressed negotiating the OFF-LEASE price of the car.
#33 of 90 Re: Lease Money Factor & Residual [ron4x]
Aug 06, 2006 (5:03 am)
Hello ron4x. Saab publishes lease rates instead of money factors for the vehicles that it leases. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400. The current base lease rate and residual value for a 36 month lease of a 2006 Saab 9-5 2.3T Sedan are 2.69% and 52%, respectively. There is no lease cash on this car at this time.
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#34 of 90 Re: 2002 Saab 9-5 SportCombi Lease-end options [hersheytx1]
Aug 06, 2006 (5:08 am)
You're right, Hersheytx1, consumers should absolutely negotiate the selling prices of the vehicle that they want to lease. However, Saab is a little different than Jeep in that the cash incentives that it provides on vehicles are not compatible with its special lease program. Consumers who pay cash for or finance their '06 9-5 through an independent bank can take advantage of the $2,500 dealer cash that is currently available on it, but no consumers who lease through Saab Financial Services Corp.
Prices Paid Forum
#35 of 90 2006 9-5 SportCombi Non-sport
Aug 07, 2006 (8:43 pm)
My lease on a 2002 sportwagon is up this month. Went in yesterday to see what they can do on another lease. For an '06 Combi they are quoting me a 27 month lease, 12k miles/yr., $500 loyalty rebate, upfront cash of $1400 -- pymts = $468. The MSRP is $37170, the sale price is $34,881. The rate (no money factor) is 3.69% with a residual of $25275.60. Good, average, can I do better? Any feedback is much appreciated. BTW for 15k miles/year the monthly is $482.77.