- #22 of 75
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saab 9-5
by jones14
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Apr 28, 2006 (9:12 am)
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I am trying to lease a 9-5 saab and have been offered 2 deals: msrp $36,869 27 mo.at $533 per month and msrp $40,005 27 month at $583 with no money down. Both of these offers are for 15,000 miles. This seems high to me. Can I do better than this.
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- #23 of 75
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Re: saab 9-5 [jones14]
by Car_man HOST
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Jun 01, 2006 (2:46 am)
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Replying to: jones14 (Apr 28, 2006 9:12 am)
Hello jones14. You never mentioned the selling price of the cars that you are interested in leasing. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the car that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of a vehicle that they want to lease is that it is necessary to calculate its lease payment. I would be more than happy to give you my opinion on these deals if you let me know what these cars' selling prices are.
Car_man
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- #24 of 75
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2002 Saab 9-5 SportCombi Lease-end options
by mlerner3
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Jun 05, 2006 (11:27 am)
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My 4-year lease ends on 8/31 and Saab Financial Services customer service reps claim that the purchase option (residual value which was calculated 4 years ago) is non-negotiable. They would rather have the customer lease/buy a new vehicle (obviously) and will waive my last payments IF I lease/buy a new GM vehicle. Since this is not what I wish to do, do you know of any possible way to negotiate the purchase price?
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- #25 of 75
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Saab 9-5 combi wagon
by sweeney4
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Jun 07, 2006 (6:01 am)
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Can you let me know the residual value and money factor for a 36 month lease.
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- #26 of 75
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Re: 2002 Saab 9-5 SportCombi Lease-end options [mlerner3]
by Car_man HOST
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Jun 25, 2006 (5:57 am)
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Replying to: mlerner3 (Jun 05, 2006 11:27 am)
Hi mlerner3. There certainly is no guarantee that Saab Financial Services Corp. will negotiate your car's lease-end purchase price. It seems as though you were not able to make any progress in your negotiations with your initial contact there. Some consumers who have struck out on their initial negotiation attempt have had success by working their way up the corporate ladder to a manager. Give it a shot, you don't have anything to lose.
Car_man
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- #27 of 75
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Re: Saab 9-5 combi wagon [sweeney4]
by Car_man HOST
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Jun 25, 2006 (6:00 am)
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Replying to: sweeney4 (Jun 07, 2006 6:01 am)
Hello sweeney4. If you were to lease a 2006 Saab 9-5 SportCombi through Saab Financial Services Corp. right now for 36 months with 15,000 miles per year, its base lease rate and residual value should be 2.69% and 52%, respectively. As you can see, SFSC uses lease rates instead of money factors to calculate vehicles' monthly payments. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400.
Car_man
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- #28 of 75
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Re: 2002 Saab 9-5 SportCombi Lease-end options [mlerner3]
by saablcp
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Jun 29, 2006 (7:47 am)
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Replying to: mlerner3 (Jun 05, 2006 11:27 am)
A major part of your monthly lease payment is the prorated depreciation of the car.Higher residual value = lower payment and vice-versa.By attempting to negotiate a lower buy figure you are essentially double-dipping,in other words you want the advantage of a lower end of lease purchase price without having paid the higher monthly lease payment the lower residual value would have yielded.The leasing company has every right to hold a firm line on this.Conversely,if the current market value on your vehicle was HIGHER than the contract stated price you could not be made to pay a higher price.Fairs fair!!!
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- #29 of 75
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Lease Money Factor & Residual
by ron4x
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Jul 14, 2006 (8:05 pm)
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Can you provide the money factor and residual for a 36 month lease at 15,000 miles per year for a 9.5 sedan (2.3T) with Sentronic automatic transmission, visibility package, ventilated seats, and metallic paint?
Thanks.
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- #30 of 75
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Re: 2002 Saab 9-5 SportCombi Lease-end options [saablcp]
by hersheytx1
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Jul 24, 2006 (6:03 am)
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Replying to: saablcp (Jun 29, 2006 7:47 am)
You must a very bad Leasing company if they do not neg. the sale price before you lease a car. I always make sure I get any rebates and/or discounts when leasing.
My last Jeep had 4k off the top plus they threw in the Nav. for free.
I usually do not go through the dealer unless they have a subvented lease. The Leasing company I deal with always works with a high volume dealer in the area and gets the best price before we do the lease. I have never been disappointed.
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- #31 of 75
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Re: 2002 Saab 9-5 SportCombi Lease-end options [hersheytx1]
by stmss
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Jul 24, 2006 (10:00 am)
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Replying to: hersheytx1 (Jul 24, 2006 6:03 am)
For sure! You need to know the sale price and it needs to be as low as possible. The interest payment on the lease is based on this. The residual amount is usually a percentage of the sale price so if you lower the sale price, you lower the residual. Your payment is simply depreciation amount + interest + taxes (if any). I would not lease without these three firm numbers.
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