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Saab 9-3 Lease Questions

546 messages,  Last post on Sep 15, 2009 at 10:35 AM

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What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon

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#542 of 546 Re: Lease rates [Car_man] by bluffs Dec 11, 2008 (11:44 am)
Replying to: Car_man (Dec 10, 2008 5:30 pm) Hi Car_man ,   Thanks for responding to my post, I thought you forgot about us(Saab forums).   Here is my 2008 Saab93-Lease experience. The $290-$300(with tax) payment was for a 36months/12k miles lease through an independent bank(US Bank) no matter what I do . I know this sound strange, but that was the payment for Saabs with MSRP $30,xxx(brand new sedan) to $35,xxx(combi demo), depending on dealership , sedan or combi, trim levels, new or demo ... and etc.I am interested in the cheapest possible lease. It was/is very, very difficult to compare these leases apple to apple due to the uniqueness of the lease program. I was quoted MF 0.00215, 0.00229, 0.00235, .... 0.0033 and MF=APR %16 !!! (that was offer from a dealer using GMAC which equated to payment of $5xx a month), selling price from $8,xxx to $14,000 off MSRP, bank fee $595, $645, $795, $895, $995 and etc.   And .... here is the Real Deal I agreed, Real Surprise   There is a dealership (the only one around) offers leases through a local credit union.   2008 Saab9-3 Sedan demo(2500 miles), 24 months (yes, 2 years), 12K miles/year. MSRP $31,xxx , "Sold" for $19,3xx, MF 0.00229, Bank fee $645.   Monthly $272(with tax) + TTL $1364 (Doc.$299, Bank $645, $272 1st.month, DMV ....) in my opinion this is awesome deal.   Did I get the car ?   No......., unfortunately NO , I was denied by the credit union for whatever reson .   I am so mad , I went home and checked my credit reports , ALL looked good , my crdit score is 800(Transunion), 769(Equifax), 781(Experian) still can't believe.   P.S.Buyers beware: official recession, GM possible bankrupcy , credit crisis. Replies to this message: saablcp (Dec 12, 2008 3:37 pm) Car_man (Dec 29, 2008 4:07 am)
#543 of 546 Re: Lease rates [bluffs] by saablcp Dec 12, 2008 (3:37 pm)
Replying to: bluffs (Dec 11, 2008 11:44 am) If thhose credit scores are in fact accurate and you were denied approval.I am of the opinion it was because someone at the credit union did a "c.y.a." to make up for a mistakenly calculated lease quote.Even in the best of times through S.F.S.C. those lease numbers would be hard to acheive. Just my opinion.....with an average Beacon score of 784 you could finance any car through any source even in these times of higher scrutiny.
#544 of 546 Re: Lease rates [bluffs] by Car_man HOST Dec 29, 2008 (4:07 am)
Replying to: bluffs (Dec 11, 2008 11:44 am) You're very welcome, bluffs. It is very surprising that you were denied for a lease with the outstanding credit scores that you listed. Perhaps you don't have much of a credit history. Very strange. Oh well, with scores like that I am sure that a number of other manufacturers that don't have the money issues that General Motors has, like Ford, Toyota, Honda, etc... would be happy to lease you a car. Just switch to another, just as nice but different model.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#545 of 546 Is it possible to buy out lease by starbird Sep 10, 2009 (7:07 pm)
Hi, My lease is up in October and GMAC is asking 18K for my car (9-3 sportcombi 2.0T automatic with 39K on it). The buy price is 18K and when I checked edmunds web site they suggest that 12K is a more realistic price (I've seen '07's with less mileage for 17K).   I called up GMAC and they said they don't renegotiate the end of lease price. Has anyone had any success in doing so? If not, what sort of leases have people got in the DC for a base sportcombi?   Paul Replies to this message: jayrider (Sep 15, 2009 10:35 am)
#546 of 546 Re: Is it possible to buy out lease [starbird] by jayrider Sep 15, 2009 (10:35 am)
Replying to: starbird (Sep 10, 2009 7:07 pm) Wait until a day or two before lease ends and then make an offer if you really want the car. 18k is way high. Look at autotrader/carsdotcom etc and find an 08 for 17-18k. The wagon is harder to find. If you can go with a sedan a new passat should be in the low 20's. The wagon can be found used but is pricy new.

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