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Saab 9-3 Lease Questions

546 messages,  Last post on Sep 15, 2009 at 10:35 AM

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What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon

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#536 of 546 by jmr9 Sep 12, 2008 (5:46 am)
thanks--I actually got the Employee Price and a GM lease at a decent rate (I think)--$540/month for 39mos/12Kmiles
#537 of 546 by saablcp Sep 15, 2008 (7:52 am)
Car_man knows of what he speaks.If you leased a Saab,other than a 9-7X,after 09/02 it was through an independent source not through GMAC.
#538 of 546 Updates on Lease Deals by david1201 Oct 06, 2008 (11:53 am)
Anyone have any info on current lease deals? Recent deals you've been able to negotiate?   Thanks Replies to this message: saablcp (Oct 10, 2008 8:57 am)
#539 of 546 Re: Updates on Lease Deals [david1201] by saablcp Oct 10, 2008 (8:57 am)
Replying to: david1201 (Oct 06, 2008 11:53 am) with the exception of the 9-7x,GM has ended it's Saab leasing program.
#540 of 546 Lease rates by bluffs Nov 21, 2008 (12:29 am)
Car_man, I am interested in '08Saab9-3 lease and I need help.   I really like the car, even with the reliability issues and potential GM bankrupcy(any thoughts on this, will/how it effect us the owners?).   GM doesn't offer leases anymore, so how is the situation with independent banks - pluses and minuses? Local dealers use US Bank , any idea/feedback? Should I be "scared" of third party lease ?   Dealers are offering 10-12k off MSRP and I am allegeable for $2000 "lease to buy", so we are looking at $290-300 per month(+TTL=$1700) for a car with $31-35,000 sticker . Replies to this message: Car_man (Dec 10, 2008 5:30 pm) bluffs (Dec 11, 2008 11:44 am) saablcp (Dec 12, 2008 3:37 pm) Car_man (Dec 29, 2008 4:07 am)
#541 of 546 Re: Lease rates [bluffs] by Car_man HOST Dec 10, 2008 (5:30 pm)
Replying to: bluffs (Nov 21, 2008 12:29 am) Hi bluffs. I personally wouldn't be too worried about a potential General Motors bankruptcy if I was interested in one of its products. For now the government may provide GM with the money that it needs to get by. Even if it doesn't and the General ultimately has to file for bk some time next year, chances are that the government will facilitate its emergence from it as a leaner, more solid company. In fact, I wouldn't be shocked if the government opted to back GM's warranties during its reorganization. Of course, no one know for certain what will happen though.   You are correct, General Motors no longer offers supported leases on its products. As you mentioned, this means that if you want to lease one you will have to do so through an independent bank. What are the terms of the lease that you mentioned in your post, i.e. length, mileage allowance, MSRP, etc... $300 per month seems very reasonable for a 9-3.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: bluffs (Dec 11, 2008 11:44 am) saablcp (Dec 12, 2008 3:37 pm) Car_man (Dec 29, 2008 4:07 am)
#542 of 546 Re: Lease rates [Car_man] by bluffs Dec 11, 2008 (11:44 am)
Replying to: Car_man (Dec 10, 2008 5:30 pm) Hi Car_man ,   Thanks for responding to my post, I thought you forgot about us(Saab forums).   Here is my 2008 Saab93-Lease experience. The $290-$300(with tax) payment was for a 36months/12k miles lease through an independent bank(US Bank) no matter what I do . I know this sound strange, but that was the payment for Saabs with MSRP $30,xxx(brand new sedan) to $35,xxx(combi demo), depending on dealership , sedan or combi, trim levels, new or demo ... and etc.I am interested in the cheapest possible lease. It was/is very, very difficult to compare these leases apple to apple due to the uniqueness of the lease program. I was quoted MF 0.00215, 0.00229, 0.00235, .... 0.0033 and MF=APR %16 !!! (that was offer from a dealer using GMAC which equated to payment of $5xx a month), selling price from $8,xxx to $14,000 off MSRP, bank fee $595, $645, $795, $895, $995 and etc.   And .... here is the Real Deal I agreed, Real Surprise   There is a dealership (the only one around) offers leases through a local credit union.   2008 Saab9-3 Sedan demo(2500 miles), 24 months (yes, 2 years), 12K miles/year. MSRP $31,xxx , "Sold" for $19,3xx, MF 0.00229, Bank fee $645.   Monthly $272(with tax) + TTL $1364 (Doc.$299, Bank $645, $272 1st.month, DMV ....) in my opinion this is awesome deal.   Did I get the car ?   No......., unfortunately NO , I was denied by the credit union for whatever reson .   I am so mad , I went home and checked my credit reports , ALL looked good , my crdit score is 800(Transunion), 769(Equifax), 781(Experian) still can't believe.   P.S.Buyers beware: official recession, GM possible bankrupcy , credit crisis. Replies to this message: saablcp (Dec 12, 2008 3:37 pm) Car_man (Dec 29, 2008 4:07 am)
#543 of 546 Re: Lease rates [bluffs] by saablcp Dec 12, 2008 (3:37 pm)
Replying to: bluffs (Dec 11, 2008 11:44 am) If thhose credit scores are in fact accurate and you were denied approval.I am of the opinion it was because someone at the credit union did a "c.y.a." to make up for a mistakenly calculated lease quote.Even in the best of times through S.F.S.C. those lease numbers would be hard to acheive. Just my opinion.....with an average Beacon score of 784 you could finance any car through any source even in these times of higher scrutiny.
#544 of 546 Re: Lease rates [bluffs] by Car_man HOST Dec 29, 2008 (4:07 am)
Replying to: bluffs (Dec 11, 2008 11:44 am) You're very welcome, bluffs. It is very surprising that you were denied for a lease with the outstanding credit scores that you listed. Perhaps you don't have much of a credit history. Very strange. Oh well, with scores like that I am sure that a number of other manufacturers that don't have the money issues that General Motors has, like Ford, Toyota, Honda, etc... would be happy to lease you a car. Just switch to another, just as nice but different model.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#545 of 546 Is it possible to buy out lease by starbird Sep 10, 2009 (7:07 pm)
Hi, My lease is up in October and GMAC is asking 18K for my car (9-3 sportcombi 2.0T automatic with 39K on it). The buy price is 18K and when I checked edmunds web site they suggest that 12K is a more realistic price (I've seen '07's with less mileage for 17K).   I called up GMAC and they said they don't renegotiate the end of lease price. Has anyone had any success in doing so? If not, what sort of leases have people got in the DC for a base sportcombi?   Paul Replies to this message: jayrider (Sep 15, 2009 10:35 am)

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