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Saab 9-3 Lease Questions

546 messages,  Last post on Sep 15, 2009 at 10:35 AM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon


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#534 of 546
Re: Lease Rates [Car_man] by jmr9
Aug 22, 2008 (7:48 pm)
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Replying to: Car_man (Aug 22, 2008 1:57 am)

Do those numbers apply to the TurboX?
 
Trying to decide buy vs. lease...I can get $3000 customer cash/loyalty for buy vs. $500 with lease.
#535 of 546
Re: Lease Rates [jmr9] by Car_man HOST
Sep 12, 2008 (2:07 am)
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Replying to: jmr9 (Aug 22, 2008 7:48 pm)

Hi jmr9. Unfortunately, for the month of September General Motors pulled the plug on its lease support for all models except for the 9-7X. If you want to lease a 9-3 now, you will have to do so through an independent bank...if there even is one that is willing to step up to the plate with a reasonable program. If not and you still want a 9-3, you will have to use GM's Employee Pricing program to get it at an attractive selling price and pay cash for it, finance it through an independent bank, or finance it through GMAC at 0.9% to 5.9%,
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
#536 of 546
by jmr9
Sep 12, 2008 (5:46 am)
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thanks--I actually got the Employee Price and a GM lease at a decent rate (I think)--$540/month for 39mos/12Kmiles
#537 of 546
by saablcp
Sep 15, 2008 (7:52 am)
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Car_man knows of what he speaks.If you leased a Saab,other than a 9-7X,after 09/02 it was through an independent source not through GMAC.
#538 of 546
Updates on Lease Deals by david1201
Oct 06, 2008 (11:53 am)
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Anyone have any info on current lease deals? Recent deals you've been able to negotiate?
 
Thanks
#539 of 546
Re: Updates on Lease Deals [david1201] by saablcp
Oct 10, 2008 (8:57 am)
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Replying to: david1201 (Oct 06, 2008 11:53 am)

with the exception of the 9-7x,GM has ended it's Saab leasing program.
#540 of 546
Lease rates by bluffs
Nov 21, 2008 (12:29 am)
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Car_man, I am interested in '08Saab9-3 lease and I need help.
 
I really like the car, even with the reliability issues and potential GM bankrupcy(any thoughts on this, will/how it effect us the owners?).
 
GM doesn't offer leases anymore, so how is the situation with independent banks - pluses and minuses?
Local dealers use US Bank , any idea/feedback?
Should I be "scared" of third party lease ?
 
Dealers are offering 10-12k off MSRP and I am allegeable for $2000 "lease to buy", so we are looking at $290-300 per month(+TTL=$1700) for a car with $31-35,000 sticker .
#541 of 546
Re: Lease rates [bluffs] by Car_man HOST
Dec 10, 2008 (5:30 pm)
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Replying to: bluffs (Nov 21, 2008 12:29 am)

Hi bluffs. I personally wouldn't be too worried about a potential General Motors bankruptcy if I was interested in one of its products. For now the government may provide GM with the money that it needs to get by. Even if it doesn't and the General ultimately has to file for bk some time next year, chances are that the government will facilitate its emergence from it as a leaner, more solid company. In fact, I wouldn't be shocked if the government opted to back GM's warranties during its reorganization. Of course, no one know for certain what will happen though.
 
You are correct, General Motors no longer offers supported leases on its products. As you mentioned, this means that if you want to lease one you will have to do so through an independent bank. What are the terms of the lease that you mentioned in your post, i.e. length, mileage allowance, MSRP, etc... $300 per month seems very reasonable for a 9-3.
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
#542 of 546
Re: Lease rates [Car_man] by bluffs
Dec 11, 2008 (11:44 am)
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Replying to: Car_man (Dec 10, 2008 5:30 pm)

Hi Car_man ,
 
Thanks for responding to my post, I thought you forgot about us(Saab forums).
 
Here is my 2008 Saab93-Lease experience.
The $290-$300(with tax) payment was for a 36months/12k miles lease through an independent bank(US Bank) no matter what I do . I know this sound strange, but that was the payment for Saabs with MSRP $30,xxx(brand new sedan) to $35,xxx(combi demo), depending on dealership , sedan or combi, trim levels, new or demo ... and etc.I am interested in the cheapest possible lease.
It was/is very, very difficult to compare these leases apple to apple due to the uniqueness of the lease program.
I was quoted MF 0.00215, 0.00229, 0.00235, .... 0.0033 and MF=APR %16 !!! (that was offer from a dealer using GMAC which equated to payment of $5xx a month), selling price from $8,xxx to $14,000 off MSRP, bank fee $595, $645, $795, $895, $995 and etc.
 
And .... here is the Real Deal I agreed, Real Surprise
 
There is a dealership (the only one around) offers leases through a local credit union.
 
2008 Saab9-3 Sedan demo(2500 miles), 24 months (yes, 2 years), 12K miles/year.
MSRP $31,xxx , "Sold" for $19,3xx, MF 0.00229, Bank fee $645.
 
Monthly $272(with tax) + TTL $1364 (Doc.$299, Bank $645, $272 1st.month, DMV ....) in my opinion this is awesome deal.
 
Did I get the car ?
 
No......., unfortunately NO , I was denied by the credit union for whatever reson .
 
I am so mad , I went home and checked my credit reports , ALL looked good , my crdit score is 800(Transunion), 769(Equifax), 781(Experian) still can't believe.
 
P.S.Buyers beware: official recession, GM possible bankrupcy , credit crisis.
#543 of 546
Re: Lease rates [bluffs] by saablcp
Dec 12, 2008 (3:37 pm)
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Replying to: bluffs (Dec 11, 2008 11:44 am)

If thhose credit scores are in fact accurate and you were denied approval.I am of the opinion it was because someone at the credit union did a "c.y.a." to make up for a mistakenly calculated lease quote.Even in the best of times through S.F.S.C. those lease numbers would be hard to acheive. Just my opinion.....with an average Beacon score of 784 you could finance any car through any source even in these times of higher scrutiny.

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