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Saab 9-3 Lease Questions

546 messages,  Last post on Sep 15, 2009 at 10:35 AM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon


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#54 of 546
Re: I like math [Car_man] by qool
Nov 16, 2005 (6:25 pm)
Reply

Replying to: Car_man (Nov 16, 2005 3:46 am)

Thanks Car_man. The article on calculating lease payments was especially helpful.
 
So I'm in contact with a Saab dealer, and the purchase price seems fair to me, but they don't have a specific color I'd like. I've been avoiding specifics to keep the focus on the price.
 
Do you have an idea what it might cost a dealer to trade with another dealer or manufacturer for a specific color 9-3? I'm thinking it would be around the ballpark of $100-$300 if the dealer had to pay to transport it. (I shipped my car across California for $300 a year ago)
 
The nocturne and fusion blues look awesome!
 
Rob
#56 of 546
Re: Saab Combi Lease Specifics [Car_man] by saablcp
Nov 17, 2005 (9:34 am)
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Replying to: Car_man (Nov 15, 2005 4:23 am)

A Sport Combi is the same thing as an Avant.....as if that would tell you anything!!!!LOL!!!!
#57 of 546
Re: 2006 Lease price realisticly [dreamrocks] by saablcp
Nov 17, 2005 (9:52 am)
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Replying to: dreamrocks (Nov 15, 2005 3:41 pm)

I stand PARTIALLY corrected... partially because the Z-4 that was quoted was UNDER $40k. but only by a few hundred dollars.That being said the Gentleman who prompted my statement said he lived in Northern Illinois. He is more than welcome to visit his local BMW dealer for a great deal on a small,2 seat,R.W.D.sportster that he MIGHT be able to take out of the garage in 6 months,when Chicago thaws out!!!
#58 of 546
lease prices by dhanley
Nov 17, 2005 (10:20 am)
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A z4 will give you 9 mos in N illinois, with winter tires, year-round fun.
#59 of 546
Single Payment Lease: Good or Bad? by qool
Nov 17, 2005 (4:31 pm)
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Hello again,
 
Has anyone on this forum explored the up-front single payment lease option? Details are limited on the net, but from what I understand you simply pay the depreciation of the car and no finance fee, since you are not borrowing the depreciation over the term of the lease. Does that sound correct?
 
In numbers, a money factor of .00164 translates into an annual interest rate of 3.936%, which you would be saving per year. Or, if you opted to go with the traditional monthly lease, you would have to be able to earn greater than 3.936% from investment money to cancel out Saab Financial's finance fee.
 
Am I reasoning about this correctly? Anyone know of some huge downsides to the up-front single payment lease?
 
Thanks people.
#60 of 546
Re: Single Payment Lease: Good or Bad? [qool] by kyfdx HOST
Nov 17, 2005 (4:36 pm)
Reply

Replying to: qool (Nov 17, 2005 4:31 pm)

Even though you make a single lease payment, that doesn't cover the cost of the entire vehicle, so you still have finance charges..
 
If the bank buys the vehicle you are leasing from the dealership for $30K, and you pay $15K to lease it for 3 years.. ..there are still finance charges to pay on the residual amount (assume $17K).... By paying all of the depreciation and finance charges upfront, the bank will usually charge a reduced finance rate.. and that is where the savings occur.. but, it is nowhere close to the entire finance charges...
 
regards,
kyfdx
Host-Prices Paid Forums
#61 of 546
Re: Single Payment Lease: Good or Bad? [kyfdx] by qool
Nov 18, 2005 (10:41 am)
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Replying to: kyfdx (Nov 17, 2005 4:36 pm)

Ahh. *light bulb*
 
Thank You, kyfdx.
Rob
#62 of 546
2006 Saab 9-3 2.0T MF & Res by gperr
Nov 22, 2005 (6:47 pm)
Reply
Car_man,
 
Hi. Can you please provide the current MF and Res for 2006 Saab 9-3 2.0T, 36m, 10 & 12k miles.
 
Also can you please provide the standard Saab lease acq fee.
 
Does the $500 cash incentive apply to 2.0T as well?
 
A friend received a solicitation from GM saying they would pay up to $2000 toward any current lease he is in if he wants out early on any lease he currently has. It does not even say the current lease has to be a GM lease. Is this the standard we'll just roll it in offer, or is GM really making this offer?
 
thanks
 
gperr
#63 of 546
November MF & Residuals - 2006 2.0T Sedan by rugby_s2k
Nov 23, 2005 (7:19 am)
Reply
Trying to tie-down the November MF & Residuals for a 2006 2.0T Sedan.
 
MF seems to be .00164, regardless of 36 / 24 month term. Correct???
 
Residuals for would be:
24/12k
24/15k
 
36/12k
36/15k
 
I assume that residuals would differ from the combi and convertible . . . lots of discussion on these models but not the base 2.0T.
 
I need to close a lease prior to month end as my current car is due back on Nov 29. Your assistance would be appreciated.
 
Thanks,
Michael

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