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Saab 9-3 Lease Questions

546 messages,  Last post on Sep 15, 2009 at 10:35 AM

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What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon

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#463 of 546 Re: Verification of lease payment on 9-3 [cdutch] by cdutch Mar 11, 2008 (7:55 am)
Replying to: cdutch (Mar 10, 2008 4:35 pm) My apologies - the base payment is $433.61. For reference, MSRP is $32,235.
#464 of 546 Re: MF and RES on a 9-3 2.0T Convertible [ironhead1980] by saablcp Mar 12, 2008 (6:42 am)
Replying to: ironhead1980 (Feb 26, 2008 6:28 pm) The res.Pct. 65% is exactly right for a 9-3 Aero Conv. for 39 mos.,15K. per/yr.Interest rate is marked up .50%,from 6.70%,possibly to waive your security deposit.Otherwise these are the correct lease parameters through at least March 31.If you are in fact looking at a 2.0T model,then the residual value for 39mos.,12k.per/yr. should actually be 68%! Dealers are allowed to mark rate up as much as 1%,residual values are not subject to adjustment by the dealer in any other way than deductions for added length of term(eg.39mos.vs.36mos.)and more or less mileage allowance.And in the case of res.pct. there are only two numbers applicable .......the right one and everything else(also known as the WRONG one!lol!)
#466 of 546 9-3 Sport-Combi Lease by sheepdog1 Mar 15, 2008 (5:56 pm)
I noticed some advertised lease 27 mo lease specials in Fl for March. I'm interested. Do you have the details?
#467 of 546 Leased 2008 Saab 9-3 Aero in Michigan by ilovemysaab Mar 15, 2008 (7:38 pm)
Replying to: heathmac (Feb 23, 2008 10:48 am) Just got this last week in Michigan.   2008 Saab 9-3 aero w/ touring package and winter package. Sunroof standard.   Total Down : $1,300 Monthly Payment: 460 Mileage/yr: 15000 Months: 27   I prob could have gotten it down a little but no regrets, i love this car Replies to this message: sheepdog1 (Mar 16, 2008 6:01 am) ilovemysaab (Mar 16, 2008 11:44 am) sheepdog1 (Mar 16, 2008 12:21 pm)
#468 of 546 Re: Leased 2008 Saab 9-3 Aero in Michigan [ilovemysaab] by sheepdog1 Mar 16, 2008 (6:01 am)
Replying to: ilovemysaab (Mar 15, 2008 7:38 pm) Thanks for the info. What was the money factor rate? Replies to this message: ilovemysaab (Mar 16, 2008 11:44 am) sheepdog1 (Mar 16, 2008 12:21 pm)
#469 of 546 Re: Leased 2008 Saab 9-3 Aero in Michigan [sheepdog1] by ilovemysaab Mar 16, 2008 (11:44 am)
Replying to: sheepdog1 (Mar 16, 2008 6:01 am) Not a clue, how do I check?
#470 of 546 Re: Leased 2008 Saab 9-3 Aero in Michigan [sheepdog1] by sheepdog1 Mar 16, 2008 (12:21 pm)
Replying to: sheepdog1 (Mar 16, 2008 6:01 am) Look on your contract for money factor or interest rate. On a lease you need to know the residual value or what they think the car will be worth at the end of the lease (the higher the better since you're paying on the difference between the cap cost reduction=sales price and the residual value, most manufacturers prop up the residual value in order to move metal) but you definitely don't want to purchase it at the end of the lease because the inflated price doesn't match the market price. the cap cost reduction is msrp-any rebates or dealer reductions=sales price. Then you need to know the money factor or interest rate. If it is a wierd number then usally can multiply it by 2400 to arrive at an interest rate. Manufacturers also usually have a low money factor rate also to subsidize leases but this is where dealers can mark it up but you probably got the Saab Spring deal which is a national rate.
#471 of 546 Question about Saab depreciation by pcampos Mar 17, 2008 (9:15 pm)
Hi, I'm posting this here because the people answering questions in this thread seem very knowledgeable . . . I'm considering a Saab 2002 9-3 SE and there's a huge difference between the KBB price ($9200) and the Edmunds price ($6500). This is for a private party sale for a car in good condition with 71,000 miles on it. I'm wondering which price is more realistic. Replies to this message: saablcp (Mar 21, 2008 5:43 am)
#472 of 546 Re: Question about Saab depreciation [pcampos] by saablcp Mar 21, 2008 (5:43 am)
Replying to: pcampos (Mar 17, 2008 9:15 pm) .........and if you check NADA Blue Book you'll get yet another price!These resources are much more reliable as an info gathering starting point to negotiate intelligently on the price of a new car as opposed to used cars.If used car pricing,as a purchase or a trade,were not subject to things like market conditions,seasonality and regional demands there would be much less of a discrepancy regarding the prices you are seeing as you survey different sites.The accurate price more often than not is going to be somewhere around an average of all three sites pricing.

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