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Saab 9-3 Lease Questions

519 messages,  Last post on Jun 22, 2008 at 4:22 PM

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What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon

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#461 of 519 MF and RES on a 9-3 2.0T Convertible by ironhead1980 Feb 26, 2008 (7:28 pm)
Can anyone tell me the MF and RES value for the month of Feb. on a 9-3 Conv. standard?   Dealership gave me a 65% RES, which I think it's too high and a MF of .003 (7.20% way too high)   39 mo 12k miles   I'll appreciate the info as I need to make the deal by Saturday (1,000.00 cash back ends in FL) Replies to this message: saablcp (Mar 12, 2008 7:42 am)
#462 of 519 Verification of lease payment on 9-3 by cdutch Mar 10, 2008 (5:35 pm)
CarMan,   Thanks for all you do here. I'd appreciate your thoughts on a lease I was offered for a Saab 9-3 Sport Sedan with a 27 month term and 12,000 miles per year. Options include, cold package, 17" alloy wheels, and moonroof package.   Vehicle Price: $31,273 (includes $500 rebate and $595 acquisiton fee rolled in) Residual Value $22,242,15 Lease Rate: 4.35% Monthly base payment: $459.63 After 6% Michigan Sales Tax: $459.63 Upfront fees include a doc fee of $75 (which I plan to try to negotiate out), $15 title fee, $8 for plates, and $34.50 in taxes.   For some reason, this seems a bit high and it includes GM supplier discount. If I don't roll the aqcuistion fee, my guess is the payment drops by about $30 per month. Still, it seems a bit high.   Am I missing something? Replies to this message: cdutch (Mar 11, 2008 8:55 am)
#463 of 519 Re: Verification of lease payment on 9-3 [cdutch] by cdutch Mar 11, 2008 (8:55 am)
Replying to: cdutch (Mar 10, 2008 5:35 pm) My apologies - the base payment is $433.61. For reference, MSRP is $32,235.
#464 of 519 Re: MF and RES on a 9-3 2.0T Convertible [ironhead1980] by saablcp Mar 12, 2008 (7:42 am)
Replying to: ironhead1980 (Feb 26, 2008 7:28 pm) The res.Pct. 65% is exactly right for a 9-3 Aero Conv. for 39 mos.,15K. per/yr.Interest rate is marked up .50%,from 6.70%,possibly to waive your security deposit.Otherwise these are the correct lease parameters through at least March 31.If you are in fact looking at a 2.0T model,then the residual value for 39mos.,12k.per/yr. should actually be 68%! Dealers are allowed to mark rate up as much as 1%,residual values are not subject to adjustment by the dealer in any other way than deductions for added length of term(eg.39mos.vs.36mos.)and more or less mileage allowance.And in the case of res.pct. there are only two numbers applicable .......the right one and everything else(also known as the WRONG one!lol!)
#466 of 519 9-3 Sport-Combi Lease by sheepdog1 Mar 15, 2008 (6:56 pm)
I noticed some advertised lease 27 mo lease specials in Fl for March. I'm interested. Do you have the details?
#467 of 519 Leased 2008 Saab 9-3 Aero in Michigan by ilovemysaab Mar 15, 2008 (8:38 pm)
Replying to: heathmac (Feb 23, 2008 11:48 am) Just got this last week in Michigan.   2008 Saab 9-3 aero w/ touring package and winter package. Sunroof standard.   Total Down : $1,300 Monthly Payment: 460 Mileage/yr: 15000 Months: 27   I prob could have gotten it down a little but no regrets, i love this car Replies to this message: sheepdog1 (Mar 16, 2008 7:01 am) ilovemysaab (Mar 16, 2008 12:44 pm) sheepdog1 (Mar 16, 2008 1:21 pm)
#468 of 519 Re: Leased 2008 Saab 9-3 Aero in Michigan [ilovemysaab] by sheepdog1 Mar 16, 2008 (7:01 am)
Replying to: ilovemysaab (Mar 15, 2008 8:38 pm) Thanks for the info. What was the money factor rate? Replies to this message: ilovemysaab (Mar 16, 2008 12:44 pm) sheepdog1 (Mar 16, 2008 1:21 pm)
#469 of 519 Re: Leased 2008 Saab 9-3 Aero in Michigan [sheepdog1] by ilovemysaab Mar 16, 2008 (12:44 pm)
Replying to: sheepdog1 (Mar 16, 2008 7:01 am) Not a clue, how do I check?
#470 of 519 Re: Leased 2008 Saab 9-3 Aero in Michigan [sheepdog1] by sheepdog1 Mar 16, 2008 (1:21 pm)
Replying to: sheepdog1 (Mar 16, 2008 7:01 am) Look on your contract for money factor or interest rate. On a lease you need to know the residual value or what they think the car will be worth at the end of the lease (the higher the better since you're paying on the difference between the cap cost reduction=sales price and the residual value, most manufacturers prop up the residual value in order to move metal) but you definitely don't want to purchase it at the end of the lease because the inflated price doesn't match the market price. the cap cost reduction is msrp-any rebates or dealer reductions=sales price. Then you need to know the money factor or interest rate. If it is a wierd number then usally can multiply it by 2400 to arrive at an interest rate. Manufacturers also usually have a low money factor rate also to subsidize leases but this is where dealers can mark it up but you probably got the Saab Spring deal which is a national rate.

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