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Saab 9-3 Lease Questions

528 messages,  Last post on Jul 23, 2008 at 7:58 AM

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What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon

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#439 of 528 Re: Hi Car Man [squiredogs] by hintz Dec 04, 2007 (4:42 pm)
Replying to: squiredogs (Dec 04, 2007 7:14 am) The residual is 69% on the 27mos. lease program with 12k. per mos, and the money factor thru gmac is 4.35%, but dealers tend to mark it up to 4.85% to make some extra $$. There is some Saab websites out there with lots of info. Email me if you have any questions, I'm a current owner of 2 saabs.
#440 of 528 Re: 2007 or 2008 lease [spike1282] by Car_man HOST Dec 05, 2007 (3:12 am)
Replying to: spike1282 (Nov 13, 2007 10:43 am) Hey spike1282. Saab's current base lease rate and residual value for a 24 month lease of a 2008 Saab 9-3 Aero Sedan with 10,000 miles per year are 4.35% and 73%, respectively. The lease rate for an otherwise identical 27 month lease would be the same, but the residual value would be 1% lower. Saab is no longer offering leases on 2007 models.   You are correct, if you are eligible for GM's Supplier Purchase Program the selling price that the program provides will become the capitalized cost for your lease.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#441 of 528 Re: '08 9-3 [kmur] by Car_man HOST Dec 05, 2007 (3:16 am)
Replying to: kmur (Nov 16, 2007 2:18 am) Hello kmur. Saab's current base lease rate and residual value for a 27 month lease of a 2008 9-3 2.0T Sedan with 15,000 miles per year are 4.35% and 68%, respectively. The numbers for an otherwise identical 36 month lease are 4.35% and 57%. As you can see, Saab publishes lease rates instead of money factors for the vehicles that it leases. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400. When negotiating your lease, make sure to take advantage of the $500 bonus cash that Saab is providing on this model.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#442 of 528 Re: Factory to Dealer cash on a lease? [kmur] by Car_man HOST Dec 05, 2007 (3:36 am)
Replying to: kmur (Nov 18, 2007 9:37 pm) Hey kmur. What you were told is correct. The $2,500 dealer cash that Saab is currently providing on the 2008 9-3 is not compatible with its special lease program, but Saab is now providing $500 bonus cash on this model that is.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#443 of 528 Re: Question about current 9-3 lease [squiredogs] by Car_man HOST Dec 05, 2007 (3:42 am)
Replying to: squiredogs (Dec 04, 2007 4:18 am) Hi Dan. Since you have never negotiated a lease before, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.   The selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. The best way to get a good deal on the Saab that you are interested in leasing is to negotiate as low a selling price as possible on it. If I was in the market for a 9-3 right now, I personally would shoot for a price of right around dealer invoice and then have the dealer subtract the $500 bonus cash that is available on this model from that. You can look up the dealer invoice price of the car that you are interested in by visiting the New Vehicle Pricing section of Edmunds.com.   As far as this car's lease program goes, Saab's current base lease rate and residual value for a 27 month lease of a 2008 Saab 9-3 2.0T with 12,000 miles per year are 4.35% and 69%, respectively. Make sure that the dealer you are working with uses this lease rate to calculate your car's lease payment.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#444 of 528 Re: Hi Car Man [squiredogs] by Car_man HOST Dec 05, 2007 (3:44 am)
Replying to: squiredogs (Dec 04, 2007 7:14 am) Hey squiredogs. Please see my previous post for the information that you're looking for. Thanks and let me know if you have any other questions.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: squiredogs (Dec 10, 2007 3:26 am)
#445 of 528 Re: Hi Car Man [Car_man] by squiredogs Dec 10, 2007 (3:26 am)
Replying to: Car_man (Dec 05, 2007 3:44 am) Hi again Car Man - I sent you an email with this question a minute ago. I don't know which way is better. I'm going today, so I'm doing both -   I was originally going to lease a '08 9-3 combi, but have decided to buy. I have the GM "Pull Ahead" offer of $1000, as I have a GMAC lease that's ending. There's the "Fly Home" $500 national offer, and I see there's a $2500 factory-dealer incentive.    Can I get all three, or is there a limit on this?    I'm going today, please help ASAP.    Thanks!
#446 of 528 residual/money factor on 2007 convertible by drfnw Dec 10, 2007 (4:38 am)
My local Saab dealer has offered a great lease cap. cost on a leftover 07 convertible (10K off sticker,$500 more off for purchase due to higher loyalty allowance). What I don't know is the residual picture and the interest rate for top tier borrower. Any insights out there before I go talk to the dealer? Thanks. Replies to this message: alphaprojectt (Dec 14, 2007 12:56 pm)
#447 of 528 Questions on an '08 Saab 9-3 2.0T Lease Deal by chazbug Dec 14, 2007 (5:08 am)
Hi,   I was hoping I could ask you some questions about a deal that I’m about to make on a new 2008 Saab 9-3 2.0T sedan. Thanks in advance for your help!   Here are the details:   -39 month lease -10,000 miles per year -Jet Black Metallic Paint -Automatic Transmission -Premium Package -Moonroof -Cold Weather Package   Dealer quoted MSRP: 33,730 (verified on Edmunds.com). Residual value of $20,238 (60% of 33,730)   Negotiated Price: $31,674 (includes $500 customer-cash rebate)   Question #1: The Dealer is telling me that he’s giving me this car for $400 less than invoice. I don’t believe this is true, since the Invoice on Edmunds.com is $31,839 w/o the $500 customer-cash rebate, $31,339 with it. Which of these is the true Invoice Price? On the one hand, I don’t believe I’m necessarily getting hosed, but on the other hand, I don’t think I’m getting this great deal either—II believe I’m getting the car for about what it’s worth.   Question #2: When I look at the invoice that the Dealer faxed me, it appears that he’s giving me the invoice price for each option. However, the price of $31,674 also includes a $745 Destination Charge (verified on Edmunds.com), $329.85 Dealer Contribution, and $329.85 Group Contribution. Are these latter two charges excessive? Should I ask to have them removed, hence lowering my Cap Cost?   Question #3: I’m putting $2912 down. This includes the first monthly payment of $388 + 695 Bank Fee,+ $400 Security Deposit + $12.50 NY State tire recycling fee + $1311 NY State Sales Tax (at a rate of 8.375%) + $45 “Dealer’s Optional Fee For Processing Application For Registration And/Or Certificate of Title, And For Securing Special Or Distinctive Plates if Applicable” + $10 NY State Inspection + $50 Fuel. The Dealer indicated that the $400 Security Deposit is refunded at the conclusion of the lease and couldn’t be waived because I’m a new Saab Customer, and that the $695 Bank Fee could not be waived. Do any of these other charges seem excessive or qualify as unnecessary dealer’s fees?   Question #4: I left a $500 deposit, so I’ll be giving the Dealer the $2412 balance on Saturday. He informed me that I needed to give him a Bank or Certified Check. Is this typical?   Question #5: The Dealer indicated that I would have to also pay $140 for new license plates for 2 years. Doesn’t this seem a bit high?   Question #6: I noticed on Edmunds.com that there is $2500 Manufacturer Cash to Dealer Marketing Support. It says that Dealer Participation may vary. I asked the Dealer if there were additional incentives beyond the $500 Customer-Cash, such as marketing support, and he said that there weren’t. Again, is there something he’s not telling me? Should I push back on this?   Question #7: Overall, what do you think of this deal?   Thanks so much!!! Replies to this message: bluebird23 (Dec 14, 2007 11:41 am) chazbug (Dec 14, 2007 12:53 pm) bluebird23 (Dec 14, 2007 4:26 pm) saablcp (Dec 15, 2007 8:48 am) british_rover (Dec 16, 2007 3:29 pm)
#448 of 528 answers to your questions by saablcp Dec 14, 2007 (10:06 am)
1)edmunds.com is accurate only up to a point regarding invoices(see answer 2) 2)the dealer ad group charges are a part of the price of the car ...the dealer does not recoup them."Removing them" is no different than him lowering his selling price by $659.00. 3)The dealer charging you $50.00 for putting fuel in the car is total B.S.! A full tank of fuel at delivery is a Saab dedicated delivery procedure requirement and the dealer is reimbursed a market value per /gallon amount.The bank fee is accurate and is charged by G.M.A.C.,and is not waiveable by the dealer.Bank Fees are charged by ALL Saabs competitors.At $695.00 the fee is one of the lowest(check BMW'S and M-B'S lease ads for example). The rest of the charges are set or capped by N.Y. State and out of the dealers control. 4)How funds are collected is just a matter of policy.Your questions regarding validity of most charges and the legitmacy of the invoice may have him concerned about accepting a personal check for the balance. 5)Another charge set by your state. 6)The $2,500 is for a cash transaction or a conventional finance package in lieu of a promotional interest rate.It's one from column A,or B,or C.No "combo platters" allowed. 7)Do you only go to see movies after you read the reviews? Replies to this message: chazbug (Dec 14, 2007 12:53 pm)

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