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Prices Paid: Buying & Leasing Experiences Saab 9-3 Lease Questions
546 messages, Last post on Sep 15, 2009 at 10:35 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: bluebird23 (Sep 14, 2007 11:12 am) Car_man Host Prices Paid: Buying & Leasing Experiences Forum
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Replying to: confused13 (Sep 14, 2007 7:35 pm) |
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Replying to: Car_man (Sep 17, 2007 1:08 am) |
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| So I decided today to move ahead with the lease on an 07 Saab 9-3 Aero Sport Combi. Filled out the paperwork this AM, gave the dealer a deposit, supposed to pick the car up Thursday. About an hour ago I get a call from the dealer asking if I have another car loan - I said yes (had it since 2003, its set to mature next year, though I am on track to pay it off early). Original loan balance was around $28k, and I am down to a balance owed of $6700.00. I also have a current lease with VW Credit (made by last payment already, car goes back next week). I've never had a late payment on either the current loan or lease, and my credit is just under 700. Anyway, the dealer tells me now that GMAC wants the current loan paid off in full first - huh? He said the finance mgr at the dealership would speak to them in the morning, but given my payment history on the loan and lease, I can't see why they would need this. Any advice? | |
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Does anyone know what the current lease rates and residual values are for 2008 Saabs? If they vary by model, I am interested in a 9-3 2.0T Convertible or a 9-3 2.0T Wagon (Combi) or a 9-5 2.3T Wagon (Combi). I'd be interested in a short (24- or 27-month) lease or a longer one (up to 36- or 39-months.) If it matters, I'd like 12,000 miles/year (but could possibly live with 10,000 miles/year.) Also, since Saab seems to be quoting lease rates as interest percentages (i.e. 3.35%) would it be accurate to convert this number into a "money factor" figure for lease calculation by dividing it by 2400? THANK YOU for any information anyone can provide!
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Replying to: thegens (Oct 14, 2007 9:40 pm) Saab's base lease rate and residual value for a 24 month lease of a 2008 8-3 2.0T Combi with 12,000 miles per year are 4.5% and 70%. The numbers for an otherwise identical 36 month lease are 4.5% and 58%. Saab's base lease rate and residual value for a 24 month lease of a 2008 8-5 2.3T Combi with 12,000 miles per year are 3.35% and 69%. The numbers for an otherwise identical 36 month lease are 3.35% and 57%. You are correct, you can convert Saab's published lease rates into approximate money factor equivalents by dividing them by 2400. Car_man Host Prices Paid: Buying & Leasing Experiences Forum
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Replying to: Car_man (Oct 23, 2007 1:33 am) Just wondering if the $2,500 marketing support on the 2008 9-3 sportcombi is compatible with the October leasing program. The answer makes a significant difference in the monthly payments... Thanks.
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What is the residual on a 39 month lease with 15,000 miles? The car I am looking at is a 9-3 with the following options: Moonroof Package Cold Weather package The price I am being quoted is: Base - 26,214 Moonroof - 1,068 Cold Weather - 490 Destination - 745 Port - 130 Local Advertising - 300 Total Cost - 28,947+500 = $29,447 He is quoting me a monthly payment of $431.79 using a 4.35% rate and a 56% residual. Here are the upfront fees: First month payment - 431.79 Security Deposit - $450 Registration Fee - $167.16 DMV - $5 Documentary Fee - $350 Acquisition Fee - $670 Tax on upfront items - $71.23 Total upfront fees - $2,145.18 What do you think of the deal. Are the advertising and port fees realistic? How about the documentary fee and acquisition fee (that's a $1,000 between them)? Thanks, Steve
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Replying to: sje3333 (Oct 30, 2007 1:28 pm) |
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Okay, so tell me this isn't a joke. I get quoted the following for an 08 Aero SportCombi with automatic trans, touring pkg. and roof rails: 39 months, 12K per year,monthly payment of $606.96. Yes, $606.96. After I get up off the floor and ask the joker for the specifics he says (with a straight face): purchase price $38,869, 57% residual, 6% interest. I am no car buying genius by any stretch but this seems out of whack by at least $50 per month. At least! Am I crazy?
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