- #412 of 546
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Re: What are rate and residual for 9-3 Base sedan with auto? [confused13]
by Car_man HOST
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Sep 14, 2007 (3:41 am)
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Replying to: confused13 (Sep 03, 2007 10:43 am)
You are right, confused13. The 5.35% lease rate that you were quoted for this car is too high. Saab's current base lease rate for any length lease of a 2007 9-3 Sedan is currently only 3.35%. Make sure that the dealer you are working with uses this rate to calculate your monthly payment. You may be able to do a couple hundred dollars better than the $700 discount that you were quoted is well. Make sure to stop by the "Saab 9-3 Prices Paid and Buying Experience" discussion to see how much other community members have paid for similar cars lately.
Car_man
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- #413 of 546
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Re: 9-3 aero leasing [astern26]
by Car_man HOST
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Sep 14, 2007 (3:45 am)
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Replying to: astern26 (Sep 09, 2007 5:32 pm)
Hey astern26. I would be happy to give you an idea of what sort of lease payment you can expect to pay on these cars. It would be a big help though if you would provide me with the MSRPs and dealer invoice prices of the exact models that you are interested in as you want them equipped first. You can look up these prices in the Edmunds.com New Vehicle Pricing section.
Car_man
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- #414 of 546
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Re: Advice on what to do with possible lease termination [eschule]
by Car_man HOST
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Sep 14, 2007 (3:48 am)
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Replying to: eschule (Sep 10, 2007 11:43 am)
Hi eschule. Saab is currently running an early lease termination program that you could use to get out of your lease early. Unfortunately though this program, if you are even eligible for it with ten payments left, only waived four months worth of payments. That means that you would still have to waste six of your remaining payments to get out of your car right now. It sounds like you waited too long to get new brake pads and may not have to replace the rotors, which is obviously very expensive. Unfortunately, I personally don't see any way for you to avoid having to pay to fix this.
Car_man
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- #415 of 546
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Re: Advice on what to do with possible lease termination [Car_man]
by bluebird23
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Sep 14, 2007 (11:12 am)
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Replying to: Car_man (Sep 14, 2007 3:48 am)
Hi Car_man,
Can you tell me where I can find more details on the Saab early lease termination? Is this only when you purchase/lease another Saab? Or does it apply to any new GM lease or purchase?
Thanks!
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- #416 of 546
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Re: What are rate and residual for 9-3 Base sedan with auto? [Car_man]
by saablcp
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Sep 14, 2007 (11:51 am)
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Replying to: Car_man (Sep 14, 2007 3:41 am)
Just keep one thing in mind car_man...even though the two point mark-up by the dealer is more often than not done to earn finance profit,GMAC will approve applications which SFSC would have rejected if there are credit issues by accepting the contract with a MANDATORY two point increase to the standard rate.I don't know that this is the case in regard to this person but is a possible explanation.
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- #417 of 546
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Re: Advice on what to do with possible lease termination [eschule]
by colloquor
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Sep 14, 2007 (1:23 pm)
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Replying to: eschule (Sep 10, 2007 11:43 am)
Most DIY folks can do that job, using new Brembo (better than the OEMs) rotors, for less than $250. It's an easy job - I would suggest you get out your wrenches.
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- #418 of 546
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Re: What are rate and residual for 9-3 Base sedan with auto? [Car_man]
by confused13
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Sep 14, 2007 (7:29 pm)
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Replying to: Car_man (Sep 14, 2007 3:41 am)
Thanks Carman. This dealer said he would "give me" his "buy rate" of 4.35%. He also tried to tell me that the difference between invoice price and MSRP on this vehicle was only $600! Their price was about $1000 high. I walked.
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- #419 of 546
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Re: What are rate and residual for 9-3 Base sedan with auto? [saablcp]
by confused13
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Sep 14, 2007 (7:35 pm)
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Replying to: saablcp (Sep 14, 2007 11:51 am)
Not the case. I have very good credit score.
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- #420 of 546
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Re: Advice on what to do with possible lease termination [bluebird23]
by Car_man HOST
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Sep 17, 2007 (1:08 am)
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Replying to: bluebird23 (Sep 14, 2007 11:12 am)
Hi bluebird23. I'm not aware of any place on the web that contains information on the early lease termination program, but it definitely exists. I am not 100% positive, but I believe that you would be able to get out of your current Saab early if you purchase or lease any other GM vehicle, not just a new Saab.
Car_man
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- #421 of 546
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Re: What are rate and residual for 9-3 Base sedan with auto? [confused13]
by saablcp
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Sep 18, 2007 (11:16 am)
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Replying to: confused13 (Sep 14, 2007 7:35 pm)
Then your dealer is simply trying to maximize the profit in the deal by upping the back-end finance reserve. Those extra two points of interest are simply a source of dealer profit that the average consumer would have no way of tracking.I suggest you ask for an explanation.If they don't agree to revert to the standard lease rate take your business elsewhere.
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