- #405 of 546
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Re: Saab 9-3 lease [mahoba]
by Car_man HOST
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Sep 14, 2007 (2:42 am)
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Replying to: mahoba (Aug 15, 2007 8:46 am)
Hi mahoba. I don't know what Saab's specific policy on this matter is, but most banks allow dealers to mark-up their base lease rates and money factors to add additional hidden, back-end profit to deals. That is why it is important to make sure that the dealer you are working with is using the base rate to calculate your monthly payment.
Car_man
Host
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- #406 of 546
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Re: Looking to get a 9-3 Lease [ddemayo]
by Car_man HOST
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Sep 14, 2007 (2:49 am)
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Replying to: ddemayo (Aug 15, 2007 8:21 pm)
Hi ddemayo. You are fortunate to be in an area where there is probably a number of Saab dealers. It would be in your best interest to comparison shop with a few of them. Also, since you are new to the world of leasing, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.
You never mentioned the selling price or MSRP of the 9-3 that you are interested in leasing. These are important numbers for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing what this vehicle's selling price is in relation to its MSRP you don't know how much of a discount you are getting on it. The second reason is that one needs the selling price and MSRP, including the destination charge, of a vehicle to calculate its lease payment. I would be more than happy to give you my opinion of this deal if you let me know what these numbers are.
Car_man
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- #407 of 546
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Re: Info Please - Residual and Interest on 2.0T Combi, July 07 [codydog1]
by Car_man HOST
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Sep 14, 2007 (2:52 am)
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Replying to: codydog1 (Aug 26, 2007 11:28 am)
Greetings codydog1. The following informative article will show you how to use the lease rate and residual value data that you have seen mentioned in this discussion to calculate a monthly lease payment: Calculate Your Own Lease Payment. Check it out and let me know if you have any questions.
Car_man
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- #408 of 546
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Re: Lease Details [soonerfan1]
by Car_man HOST
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Sep 14, 2007 (2:54 am)
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Replying to: soonerfan1 (Aug 27, 2007 9:58 am)
Hi soonerfan1. Thanks for taking the time to share the details of the lease that you negotiated with everyone. It looks like you got a good deal to me. I'm glad that you enjoyed your buying experience so much. Make sure to stop by the Edmunds.com Dealer Ratings & Reviews section to share your thoughts on this dealer with others. Enjoy your new ride!
Car_man
Host
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- #409 of 546
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Re: 9-3 sport combi lease question... [uncjedi]
by Car_man HOST
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Sep 14, 2007 (3:08 am)
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Replying to: uncjedi (Aug 29, 2007 12:11 pm)
Hi uncjedi. Ideally, you would wait until you are less upside down on your Tahoe to get something new. If you absolutely cannot wait, it is important to get the lowest selling price that you can on the car that you are interested in. What is this car's MSRP? This is a useful number to know because it will show how much of a discount you are being given on this car. Let me know and I'll tell you what I think.
Saab's current base lease rate for the 2007 9-3 SportCombi is 3.5% with the payment of a security deposit at lease signing for both of the terms that you mentioned. Make sure that the dealer you are working with uses this rate to calculate your monthly payment.
Car_man
Host
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- #410 of 546
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Re: 9-3 sport combi lease question... [uncjedi]
by Car_man HOST
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Sep 14, 2007 (3:13 am)
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Replying to: uncjedi (Aug 30, 2007 11:38 am)
Hey uncjedi. You can look up the exact dealer invoice price of the car that you are interested in by visiting the following section of this site: Edmunds.com New Vehicle Pricing. If I was in the market for a lease of a non-demo 9-3, I personally would shoot for a selling price of around $500 over invoice. I would need a price that's significantly below that to go with a demo. The problem that I have with demo vehicles is that dealers never seem to be willing to discount them enough for me to personally justify purchasing or leasing one over a similar brand new car.
Car_man
Host
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- #411 of 546
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Re: Saab 9-3 Anniversary Lease [wokscott]
by Car_man HOST
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Sep 14, 2007 (3:37 am)
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Replying to: wokscott (Aug 30, 2007 10:26 pm)
Hi wokscott. The 2007 Saab 9-3 has a spread of around $1,500 between its MSRP and dealer invoice price. Saab is not currently providing any cash incentives on leases of this model. As a result, the $2,200 discount that you were quoted on this car looks very attractive to me. The lease rate that you were quoted is right in line with Saab's base rate for this model. This looks like a good deal. If you like the car, go for it.
Car_man
Host
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- #412 of 546
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Re: What are rate and residual for 9-3 Base sedan with auto? [confused13]
by Car_man HOST
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Sep 14, 2007 (3:41 am)
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Replying to: confused13 (Sep 03, 2007 10:43 am)
You are right, confused13. The 5.35% lease rate that you were quoted for this car is too high. Saab's current base lease rate for any length lease of a 2007 9-3 Sedan is currently only 3.35%. Make sure that the dealer you are working with uses this rate to calculate your monthly payment. You may be able to do a couple hundred dollars better than the $700 discount that you were quoted is well. Make sure to stop by the "Saab 9-3 Prices Paid and Buying Experience" discussion to see how much other community members have paid for similar cars lately.
Car_man
Host
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- #413 of 546
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Re: 9-3 aero leasing [astern26]
by Car_man HOST
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Sep 14, 2007 (3:45 am)
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Replying to: astern26 (Sep 09, 2007 5:32 pm)
Hey astern26. I would be happy to give you an idea of what sort of lease payment you can expect to pay on these cars. It would be a big help though if you would provide me with the MSRPs and dealer invoice prices of the exact models that you are interested in as you want them equipped first. You can look up these prices in the Edmunds.com New Vehicle Pricing section.
Car_man
Host
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- #414 of 546
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Re: Advice on what to do with possible lease termination [eschule]
by Car_man HOST
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Sep 14, 2007 (3:48 am)
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Replying to: eschule (Sep 10, 2007 11:43 am)
Hi eschule. Saab is currently running an early lease termination program that you could use to get out of your lease early. Unfortunately though this program, if you are even eligible for it with ten payments left, only waived four months worth of payments. That means that you would still have to waste six of your remaining payments to get out of your car right now. It sounds like you waited too long to get new brake pads and may not have to replace the rotors, which is obviously very expensive. Unfortunately, I personally don't see any way for you to avoid having to pay to fix this.
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
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