- #323 of 546
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opinions
by rhauer1
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Apr 23, 2007 (12:20 pm)
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Does anybody have an opinion on:
Anniversary, with roof and cold package. I think MSRP is about $31,920. 27 months, 18k miles, $1500 cash back to me, $499 a month.
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- #324 of 546
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Extra Miles
by ledname
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Apr 23, 2007 (5:33 pm)
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I will be trying to do a lease that has 22K miles per year in it. When doing the computations, where does the additional cost for the mileage go in the equation?
I'm thinking about a 36 month lease of a 2.0T, manual, Premium (17"), Cold, Moonroof, metallic paint. Invoice is $29,495. So...I'm thinking:
Sell Price: $29,800
Cap Cost: $29,800
Res Value (63%) $18,774
MF .00140
Payment (incl 6% tax)$415
Where does the additional cost for the mileage (.15/mile???) $3150 get factored?
Also...does it sound like an acceptable deal? Should I be able to do better in CT?
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- #325 of 546
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Re: 2007 9-3 2QT [rjday]
by Car_man HOST
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Apr 24, 2007 (1:50 am)
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Replying to: rjday (Mar 20, 2007 5:28 am)
You're very welcome, rjday. Are we talking about the same car? A 2007 Saab 9-3 2.0T equipped as you stated only has an MSRP of around $31,000, not $41,000. Did you mean $31,xxx or are you talking about a Saab 9-5?
Car_man
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- #326 of 546
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Re: Money Factor and Residual Value for March [sdoo25]
by Car_man HOST
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Apr 24, 2007 (1:50 am)
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Replying to: sdoo25 (Mar 21, 2007 4:41 pm)
No problem, sdoo25.
Car_man
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- #327 of 546
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Re: March MF and Residual - 2.0T SportCombi [sdoo25]
by Car_man HOST
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Apr 24, 2007 (1:54 am)
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Replying to: sdoo25 (Mar 22, 2007 12:14 pm)
Hey sdoo25. Saab Financial Services' current base lease rate and residual value for a 24 month lease of a 2007 Saab 9-3 SportCombi 2.0T with 15,000 miles per year are 3.5% and 69%, respectively. The numbers for an otherwise identical 36 month lease are 3.5% and 56%. If you were to lease this car with only 12,000 miles per year, its residual values would be 1% higher for the 24 month term and 2% higher for the 36 month term. As you can see, Saab publishes lease rates instead of money factors for the vehicles that it leases. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400.
Car_man
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- #328 of 546
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Re: 9-3 2.0T lease [stoneg777]
by Car_man HOST
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Apr 24, 2007 (1:58 am)
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Replying to: stoneg777 (Mar 22, 2007 6:26 pm)
You're welcome Stone. Taking a look at the selling price of the car that you want is probably the best way to tell how good a deal you are getting on it. The selling prices of leased vehicles are negotiable, just as if you were paying cash or financing. The lower your car's selling price is, the lower its lease payment will be. Shop around for the lowest possible selling price on the 9-3 that you want. You should be able to get one for pretty close to dealer invoice if you are in an area that has a decent level of competition. Once you have a price that you are comfortable with, have the dealer that you are working with use Saab Financial Services' base lease rate to calculate your monthly payment.
You do not have to lease your vehicle from a dealer in your home state, but you cannot avoid paying your home state's sales tax rate on it.
Car_man
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- #329 of 546
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Re: Money Factor and Residual Value for March [sidehatch]
by Car_man HOST
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Apr 24, 2007 (2:03 am)
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Replying to: sidehatch (Mar 26, 2007 5:32 pm)
Here's the info that you're interested in, sidehatch. SFSC's current base lease rate and residual value for a 27 month lease of a 2007 Saab 9-3 2.0T SportCombi with 15,000 miles per year are 3.5% and 68%, respectively. The numbers for an otherwise identical 36 month lease are 3.5% and 56%. The numbers for a 39 month lease of this vehicle are 3.5% and 55%.
Car_man
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- #330 of 546
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Re: 2007 9-3 2.0 t lease [k9prof]
by Car_man HOST
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Apr 24, 2007 (2:06 am)
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Replying to: k9prof (Mar 27, 2007 1:38 pm)
Welcome k9prof. Even though it is your first time leasing, you are off to a good start. You were smart to find out the selling price of the car that you want. The price that you were quoted looks good to me. Just make sure that the dealer that you are working with uses Saab's Financial Services Corp.'s base lease rate of 3.35% for this model to calculate your monthly payment and you're in business.
Car_man
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- #331 of 546
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Re: also [bobbya]
by Car_man HOST
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Apr 24, 2007 (2:18 am)
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Replying to: bobbya (Apr 12, 2007 4:51 pm)
You're right, bobbya. The $3,000 customer cash that Saab is currently providing on the 2007 9-3 is not compatible with its special lease program.
Car_man
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- #332 of 546
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Re: Saab 9-3 lease rate and residual for April? [jefhack]
by Car_man HOST
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Apr 24, 2007 (2:21 am)
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Replying to: jefhack (Apr 16, 2007 11:34 am)
Here's the info that you're looking for, jefhack. This car's lease program varies depending upon how long you lease it for. For now I will assume that you are interested in a 36 month lease. Let me know if you want something different. Saab Financial Services' current base lease rate and residual value for a 36 month lease of a 2007 Saab 9-3 2.0T Sedan with 10,000 miles per year are 3.35% and 61%, respectively.
Car_man
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