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Saab 9-3 Lease Questions

546 messages,  Last post on Sep 15, 2009 at 10:35 AM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon


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#33 of 546
Do disgruntled Saab shoppers have meteorological degrees? by saablcp
Nov 05, 2005 (10:56 am)
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Just seems to be alot of talk on this board about clearing snow off of cars! Is this a farmers almanac/wooly bear caterpillar thing or are all these pseudo-buyers unhappy Weathermen with disposable income?
#34 of 546
Re: Money factors and deals 9-3 Aero Convertible [saablcp] by kyfdx HOST
Nov 05, 2005 (11:26 am)
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Replying to: saablcp (Nov 05, 2005 10:50 am)

I guess the question I would have... Why would a dealer mark-up a money factor, that takes $1400 out of the pocket of the buyer, but only makes the dealership $600?
 
Why wouldn't the dealer just raise the selling price by $1000 and use the base rate, making himself $400 extra, and saving the buyer $400 over the marked up money factor?
 
Any insights on that?
 
regards,
kyfdx
Host-Prices Paid Forums
#35 of 546
Re: Money factors and deals 9-3 Aero Convertible [saablcp] by schoup
Nov 05, 2005 (3:40 pm)
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Replying to: saablcp (Nov 05, 2005 10:50 am)

According to you a dealer can mark up the lease rate by .0004 so the fact that the dealer is marking it up .00055 in the lease outlined says what? The saab dealer is making more than the $600 you calculated, he's making about $900-$1000. I'm the pct. of the public that isn't star struck by this reduction in MSRP and realize that it is not some great deal as Saab dealers wan't to make you believe...you loose 10 feature....3 which can be replaced by buying premium pkg for $1,895...the rest not available. I'm interested in a fair deal and in not being told by you or some dealer that I should pay more for an '06 than I could pay for a base Arc last year even before employee pricing when I'm losing features.
#36 of 546
Re: Do disgruntled Saab shoppers have meteorological degrees? [saablcp] by harley52
Nov 06, 2005 (5:34 pm)
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Replying to: saablcp (Nov 05, 2005 10:56 am)

Just a fact of sales ,no good deals they sit .The bottom line its only a car
#37 of 546
Re: Do disgruntled Saab shoppers have meteorological degrees? [harley52] by harley52
Nov 09, 2005 (8:47 am)
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Replying to: harley52 (Nov 06, 2005 5:34 pm)

Actually drove the saab aero today,has to be the worst ride in any car,plus there insane on there pricing structure.Is anything included in the base price
#38 of 546
odd.. by dhanley
Nov 09, 2005 (2:35 pm)
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There's a lot included in a base aero.. Leather sport seats, fogs, cooled glove box, 6-speed, traction, stability, EBD, memory power seats, climate control, moonroof, cd changer, 17' wheels, xenons, etc.
 
Personally, i think that's pretty good for 32K. All i'd add is cold weather.
 
Can't comment on the ride, i thought the old aero was a little choppy but not too bad.
 
dave
#39 of 546
Saab Combi Lease Specifics cont. by steamboat72
Nov 10, 2005 (11:15 pm)
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Back again, equipped with more information! Looking forward to everything about the car except the upfront paperwork and haggle!
I am shopping for a 2.0T Combi. MSRP =$30,265. I was originally quoted $28,970 plus "fees" and told that the particulars of the lease program would be available later.
Now I got them and would appreciate any input or feedback.
The lease program as offered is $3662 (500 from Saab) so $3162 down + $434/mo for 36 months 15k miles.
The makeup of initial payment was: First Month-$433, $2000 downpayment, $175 tax on DP, $258 license fee, $795 bank fee.
 Money factor was given to me at .00204.
Residual values = 57% ..Question- is this % of the MSRP, sticker price, or what my price is?
For this example, Residual = $17,251.
The dealer explained that I would be paying only $11,013 for the 36 months ($305/m) and "with lease fee and sales tax" as described, added, the total would be $15,612.48. ($433/m)
I am confused as if I add the $15k to the residual $17,000,I am over $32k? Is the dealer confused?
What parts of the "fees" do they have influence over and what not? Where is my best bargaining leverage in the lease deal? In the amount of DP? I was told adding $1000 DP only brings the monthly down $20.
I appreciate any help or tips given. In the spirit of the site, I will be sure to pass anything helpful on when I get a chance! Thanks
#40 of 546
Saab Sports Combi Lease by jack00
Nov 14, 2005 (8:56 pm)
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Is this a good deal for a 2006 Saab 9-3 Combi?
Is there room for improvement?
 
MSRP - $33,415
Selling Price - $30,332
Money Factor - .00184
Acq Fee - $695
Term - 24 months
Cash Down - 1,030
Rebate - $500
Miles - 12,000
Total Down - $2,500
Payment - $329.78 (7% sales tax)
#41 of 546
Re: Saab Combi Lease Specifics [steamboat72] by Car_man HOST
Nov 15, 2005 (4:23 am)
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Replying to: steamboat72 (Nov 02, 2005 12:35 pm)

Hi steamboat72. So you're interested in the all new 9-3 Sport Combi, huh? What's with that name anyhow? Why doesn't Saab just call it a wagon? I guess that Sport Combi sounds cooler. The problem with making such a large down payment on a vehicle that you intend to purchase at lease-end is that down payments do nothing to reduce leased vehicles lease-end purchase prices. Sure, you will pay less interest along the way if you make a down payment, but it will not have any impact upon your car's depreciation and ultimately no impact upon its end of term purchase price. If you have an extra $2,500 to $3,000 sitting around that you want to use on this lease, you would be much better off using it to supplement your lease payment, or make a few of them than using it as a down payment.
 
As far as this car's current lease program goes, if you were to lease a 2006 Saab 9-3 2.0T Sport Combi through Saab Financial Services Corp. right now for 36 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00164 and 57%, respectively. The residual value for an otherwise identical lease with only 12,000 miles per year would be 1% higher.
 
Car_man
Host
Smart Shopper / Prices Paid Forums
#42 of 546
Re: 9-3 Aero Sedan Details [tlabrie] by Car_man HOST
Nov 15, 2005 (4:23 am)
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Replying to: tlabrie (Nov 02, 2005 4:52 pm)

You're very welcome, tlabrie.
 
Car_man
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Smart Shopper / Prices Paid Forums

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