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Saab 9-3 Lease Questions

546 messages,  Last post on Sep 15, 2009 at 10:35 AM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon


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#305 of 546
Re: 93 aero lease deals??? [aerogirl1] by Car_man HOST
Mar 20, 2007 (2:20 am)
Reply

Replying to: aerogirl1 (Mar 14, 2007 6:09 am)

Hi aerogirl1. I personally would shoot for $500 over dealer invoice if I was in the market for a 2007 Saab 9-3 Aero Sedan right now. If you are looking at a model that has been in dealer inventory since December 15, 2006 (there is a good chance that you are), Saab is providing $750 bonus cash on it that you should take into account with your offer. Make sure to stop by the following discussion to see how much other community members have paid for similar cars lately: "Saab 9-3 : Prices Paid & Buying Experience".
 
Once you know the MSRP and approximate selling price of the exact car that you want, let me know how long you want to lease it for and how many miles per year you need to be able to drive it and I will be happy to use this information to estimate what your lease payment would be like right now.
 
Car_man
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Prices Paid Forum
#306 of 546
Re: 9-3 2.0T Sedan - NJ [manayuk] by Car_man HOST
Mar 20, 2007 (2:32 am)
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Replying to: manayuk (Mar 14, 2007 7:33 am)

Greetings manayuk. Since you are new to the world of leasing, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.
 
This car doesn't have much of a spread between its MSRP and dealer invoice price, so the $1,436 discount that you are bring given on this car is pretty good. Having said this, on March 15th, Saab introduced a new program that provides a $750 cash allowance on '07 9-3s that have been in dealer inventory since December 15, 2006. If your car has been on the lot for that long, make sure that you get the dealer to take this cash into account on your deal.
 
Saab Financial Services' current base lease rate for this car is 3.35%. This is equivalent to a money factor of around .00140. Make sure that the dealer that you are working with uses this money factor to calculate your car's monthly payment.
 
I see that you are considering making a $4,000 down payment on your lease. I always advise consumers against making large down payments on leased vehicles. Those who do risk losing them if their vehicle is totaled in an accident or stolen and never recovered. Even though your monthly payment will be a little higher, you would be better off not making any sort of capitalized cost reduction when leasing this car. All you have to pay at lease signing are your first month's payment, a security deposit equivalent to that payment rounded up to the nearest $25 increment, SFSC's $595 acquisition fee, and any required state taxes or fees. You can even roll the acquisition fee into your monthly payment if you want.
 
Car_man
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Prices Paid Forum
#307 of 546
Re: 2007 9-3 2QT [rjday] by Car_man HOST
Mar 20, 2007 (2:34 am)
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Greetings rjday. What is this car's full MSRP? If you provide me with this number I will be able to see how much of a discount you are being given and can use Saab's current lease program to estimate what your monthly payment should be. Let me know and I'll tell you what I think of the price and work up a sample lease payment for you.
 
Car_man
Host
Prices Paid Forum
#308 of 546
Re: Saab 9-3: Lease Questions [andyking18] by Car_man HOST
Mar 20, 2007 (2:42 am)
Reply

Replying to: andyking18 (Mar 19, 2007 12:40 am)

Hey andyking18. Since you are new to the world of leasing, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.
 
You never mentioned the selling price or MSRP of the car that you are interested in leasing. These are important numbers for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing this car's selling price in relation to its MSRP you don't know how much of a discount you are getting on it. The second reason is that one needs the selling price and MSRP, including the destination charge, of a vehicle to calculate its lease payment. I would be more than happy to work up a sample lease payment on the car that you are interested in for you if you let me know what these numbers are.
 
Car_man
Host
Prices Paid Forum
#309 of 546
Re: 2007 9-3 2QT [Car_man] by rjday
Mar 20, 2007 (5:28 am)
Reply

Replying to: Car_man (Mar 20, 2007 2:34 am)

Thank you replying! I live in Ohio. The MSRP for the car is $43,380 and they gave me a price of $40,282. I recently found out they will give me a 39 months/12,000 miles per year with 62% residual and no money down. I am assuming from what I am reading that this is pretty good. Thanks again for helping.
#310 of 546
Re: 2007 9-3 2QT [Car_man] by rjday
Mar 20, 2007 (5:39 am)
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Replying to: Car_man (Mar 20, 2007 2:34 am)

OPPS! I looked at the wrong price I was quoted. He said I would lose the $1500 rebate if I lease so the final cost would be $41,782 (MSRP 43,380) Soory for the confusion!
#311 of 546
Re: Money Factor and Residual Value for March [Car_man] by sdoo25
Mar 21, 2007 (4:41 pm)
Reply

Replying to: Car_man (Mar 20, 2007 2:15 am)

Thanks Car Man.
#312 of 546
March MF and Residual - 2.0T SportCombi by sdoo25
Mar 22, 2007 (12:14 pm)
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Hi Car Man. Thanks for the previous info on the 2.0T sedan. I was wondering what the MF and residuals for the sportcombi were with 12k and 15k miles per year, 24 and 36 months. Thanks.
#313 of 546
9-3 2.0T lease by stoneg777
Mar 22, 2007 (6:26 pm)
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Hi Car Man. I read 10 steps to leasing a car. thanks for the link. So here's where I'm at. MSRP of $30,095 and with Saab's posted Spring special they want $299/27month term with $2,999 due at lease inception (includes down pmt., acq. fee & first mo. pmt.)My question is, Is this a good deal? I know you say no down payment but I'm feeling that they are going laugh me out of the building and jack up the monthly payment. Any advice is appreciated.
 
Note: I tried at a different dealer to get an Anniv. ed.(31,920 MSRP) but they wouldn't go lower the 380 month with 4000 down. So now I'm trying to get a basic model to keep the payments near $300 month. Thanks again for a great forum
 
One last question:
Can you lease cars from a dealer in a different state than I live in?
 
Stone
#314 of 546
Re: Money Factor and Residual Value for March [Car_man] by sidehatch
Mar 26, 2007 (5:32 pm)
Reply

Replying to: Car_man (Mar 20, 2007 2:15 am)

Hi car_man, could you post the same information for the 2.0T SportCombi?
 
27 month lease
36 month lease
39 month lease
 
15,000 miles per year
 
rates and residuals offered by SFSC. Thanks in advance!

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