- #31 of 546
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Re: Money factors and deals 9-3 Aero Convertible [jeffepstein]
by schoup
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Nov 03, 2005 (4:59 pm)
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Replying to: jeffepstein (Nov 03, 2005 1:07 pm)
Essentially the dealer is taking you for a ride. The $1,400 is all dealer profit on that lease. The interest rate on 60 month buy is higher than you could get getting your own financing. Saab dealers right now have no desire to negotiate...they have this attitude that some how Saab has instantaneously has some pedigree that they can sell at almost MSRP..(I told them you are not BMW)....they want to bring up how Saab lowered pricing on 06's...just because the MSRP is less doesn't mean consumers are going to buy at prices close to MSRP so they can make huge profits per sale without even including financing profit. My local dealer quoted me at $400 under MSRP on a 9-3 2.0T in early october ans was unwilling to move. I told them contact when you serious about selling cars. I hope they have hired alot of help to move snow off that inventory this winter. Saab dealers current policy appears to be not to try to make profit on volume but to make larger profit per sale. I am going to wait it out because incentives/rebates will becoming from GM corporate since sales are way down.
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- #32 of 546
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Re: Money factors and deals 9-3 Aero Convertible [schoup]
by saablcp
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Nov 05, 2005 (10:50 am)
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Replying to: schoup (Nov 03, 2005 4:59 pm)
If the one of the purposes of this forum is to provide prospective lessee's with correct information on factory sponsored programs,I sincerely wish the moderator would be a little more aggressive in correcting MISINFORMATION!In regard to your statement that dealer X is making $1,400 on lease rate let me try to clarify this point.A Saab dealer is allowed to mark up published lease rates by up to but no more than.00040 basis pts.So a published rate of .00164(current on 9-3 2.0T sedan)can be marked up to a maximum of .00204,the dealer is than paid 70% of that .00040 markup,typically no more than $500-600 ,dependent on model and gross cap cost.Far from the $1,400 you mistakenly claim.I gather from your comments regarding negotiating price that you are representative of a pct.of the buying public that is more interested in "the deal" ,meaning big rebates and inflated dealer mark-ups that can be given away,than "the price paid".Make an informed comparison between '05 models final selling prices and '06 models which start at roughly $3,500 less than correspondingly equipped models of the previous years.Yes,the "DEAL"is less impressive....the final selling prices are fractionally different.
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- #33 of 546
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Do disgruntled Saab shoppers have meteorological degrees?
by saablcp
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Nov 05, 2005 (10:56 am)
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Just seems to be alot of talk on this board about clearing snow off of cars! Is this a farmers almanac/wooly bear caterpillar thing or are all these pseudo-buyers unhappy Weathermen with disposable income?
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- #34 of 546
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Re: Money factors and deals 9-3 Aero Convertible [saablcp]
by kyfdx HOST
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Nov 05, 2005 (11:26 am)
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Replying to: saablcp (Nov 05, 2005 10:50 am)
I guess the question I would have... Why would a dealer mark-up a money factor, that takes $1400 out of the pocket of the buyer, but only makes the dealership $600?
Why wouldn't the dealer just raise the selling price by $1000 and use the base rate, making himself $400 extra, and saving the buyer $400 over the marked up money factor?
Any insights on that?
regards,
kyfdx
Host-Prices Paid Forums
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- #35 of 546
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Re: Money factors and deals 9-3 Aero Convertible [saablcp]
by schoup
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Nov 05, 2005 (3:40 pm)
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Replying to: saablcp (Nov 05, 2005 10:50 am)
According to you a dealer can mark up the lease rate by .0004 so the fact that the dealer is marking it up .00055 in the lease outlined says what? The saab dealer is making more than the $600 you calculated, he's making about $900-$1000. I'm the pct. of the public that isn't star struck by this reduction in MSRP and realize that it is not some great deal as Saab dealers wan't to make you believe...you loose 10 feature....3 which can be replaced by buying premium pkg for $1,895...the rest not available. I'm interested in a fair deal and in not being told by you or some dealer that I should pay more for an '06 than I could pay for a base Arc last year even before employee pricing when I'm losing features.
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- #36 of 546
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Re: Do disgruntled Saab shoppers have meteorological degrees? [saablcp]
by harley52
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Nov 06, 2005 (5:34 pm)
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Replying to: saablcp (Nov 05, 2005 10:56 am)
Just a fact of sales ,no good deals they sit .The bottom line its only a car 
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- #37 of 546
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Re: Do disgruntled Saab shoppers have meteorological degrees? [harley52]
by harley52
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Nov 09, 2005 (8:47 am)
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Replying to: harley52 (Nov 06, 2005 5:34 pm)
 Actually drove the saab aero today,has to be the worst ride in any car,plus there insane on there pricing structure.Is anything included in the base price
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- #38 of 546
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odd..
by dhanley
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Nov 09, 2005 (2:35 pm)
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There's a lot included in a base aero.. Leather sport seats, fogs, cooled glove box, 6-speed, traction, stability, EBD, memory power seats, climate control, moonroof, cd changer, 17' wheels, xenons, etc.
Personally, i think that's pretty good for 32K. All i'd add is cold weather.
Can't comment on the ride, i thought the old aero was a little choppy but not too bad.
dave
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- #39 of 546
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Saab Combi Lease Specifics cont.
by steamboat72
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Nov 10, 2005 (11:15 pm)
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Back again, equipped with more information! Looking forward to everything about the car except the upfront paperwork and haggle!
I am shopping for a 2.0T Combi. MSRP =$30,265. I was originally quoted $28,970 plus "fees" and told that the particulars of the lease program would be available later.
Now I got them and would appreciate any input or feedback.
The lease program as offered is $3662 (500 from Saab) so $3162 down + $434/mo for 36 months 15k miles.
The makeup of initial payment was: First Month-$433, $2000 downpayment, $175 tax on DP, $258 license fee, $795 bank fee.
Money factor was given to me at .00204.
Residual values = 57% ..Question- is this % of the MSRP, sticker price, or what my price is?
For this example, Residual = $17,251.
The dealer explained that I would be paying only $11,013 for the 36 months ($305/m) and "with lease fee and sales tax" as described, added, the total would be $15,612.48. ($433/m)
I am confused as if I add the $15k to the residual $17,000,I am over $32k? Is the dealer confused?
What parts of the "fees" do they have influence over and what not? Where is my best bargaining leverage in the lease deal? In the amount of DP? I was told adding $1000 DP only brings the monthly down $20.
I appreciate any help or tips given. In the spirit of the site, I will be sure to pass anything helpful on when I get a chance! Thanks
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- #40 of 546
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Saab Sports Combi Lease
by jack00
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Nov 14, 2005 (8:56 pm)
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Is this a good deal for a 2006 Saab 9-3 Combi?
Is there room for improvement?
MSRP - $33,415
Selling Price - $30,332
Money Factor - .00184
Acq Fee - $695
Term - 24 months
Cash Down - 1,030
Rebate - $500
Miles - 12,000
Total Down - $2,500
Payment - $329.78 (7% sales tax)
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