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Saab 9-3 Lease Questions

546 messages,  Last post on Sep 15, 2009 at 10:35 AM

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What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon

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#4 of 546 Re: Saab Lease 2006 [kyfdx] by schoup Sep 07, 2005 (2:04 pm)
Replying to: kyfdx (Sep 07, 2005 12:27 pm) I understand that high RV lowers the lease payment but the RV also must be realistic of what the car is actually worth after 24mths. A good lease deal is a balance between a high but realistic RV, discounting or rebate or lease support and the money factor. All last year Saab 9-3's with MSRP $27,500 had lease payments advertised around $250 with 3K at inception over 24mths. So it seems Saab is elimintating lease support and incentives for the time being and inflating the RV. Anyway you cut it the current ad is a bad deal! Replies to this message: kyfdx (Sep 07, 2005 3:14 pm)
#5 of 546 Re: Saab Lease 2006 [schoup] by kyfdx HOST Sep 07, 2005 (3:14 pm)
Replying to: schoup (Sep 07, 2005 2:04 pm) Well... I hate to disagree...... But, you don't want a realistic residual.. As the consumer, you want an unrealistically high residual..... Unless you are planning to buy the car at lease-end, a lower residual will do you no good at all...   But, the deal may not be as good as last year... Short-term interest rates have been rising steadily over the last year, and it is starting to have an effect on money factors... So, the incentives are still there.. but, the cost of borrowing money has gone up..   Another point: Residuals are always strongest at the beginning of the model year.. and tend to go down gradually throughout the year.. Usually, incentives will be increased via lower money factors or dealer cash/rebates as this happens, to keep lease payments affordable...   And... when the new model year starts, many cars are more expensive than the models they are replacing... Once new car fever subsides, you may see lower payments...   regards, kyfdx Host--Prices Paid Forums
#6 of 546 Current MF and Residuals on 9-3 2.0T by jeffsauls Sep 13, 2005 (8:50 am)
I'm looking for the September MF and Residuals for a 2006 9-3 2.0T Sedan, based on 36 months at 12k mi/yr. Thanks for the any info you have.
#7 of 546 zero down leases? by paathiker Sep 13, 2005 (6:15 pm)
Does Saab offer zero down leases? Do all manfacturers do this in general? I am getting a car allowance in my new position so I would like a zero down lease for 24 months on something nice, $400-$500 per month is my target I have a 2002 Civic with $4,000 equity and I would like to hold onto the cash and sell the car myself! I like the 9-3 Sedan with an AT. Thanks!
#8 of 546 2006 9-3 Sport sedan lease by tasha789 Sep 20, 2005 (3:56 pm)
Hi Car_man,    I am looking to lease a 2006 Saab 9-3, MSRP 30270, Selling price 27454 (GM employee price), 24 months, 12k mi per year. Can you calculate the money factor, residual, and monthly payment for both 24 months and 36 months? Saab has a national advertised rate of 299/month plus 2999 down, but It isn't clear to me how much of that is acquisition cost and fees versus cap cost reduction. I also want to avoid paying money up front as you suggest. Thanks for the help!
#9 of 546 Re: Current MF and Residuals on 9-3 2.0T by Car_man HOST Sep 21, 2005 (2:56 am)
Hi jeffsauls. Here's the information that you are looking for. If you were to lease a 2006 Saab 9-3 2.0T Sedan through Saab Financial Services Corp. right now for 36 months with 12,000 miles per year, its buy rate lease money factor and residual value should be .00181 and 60%, respectively.   Car_man Host Smart Shopper / Prices Paid Forums
#10 of 546 Re: zero down leases? by Car_man HOST Sep 21, 2005 (2:59 am)
Hello paathiker. All manufacturers offer zero down leases. Consumers can and always should lease any vehicle that they are interested in without making any sort of capitalized cost reduction. I always advise consumers against making any sort of down payment when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your insurance company pays off the bank that you were leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your vehicle would be exactly the same, regardless of whether you had put several thousand dollars down, or had made absolutely no down payment at all. At lease signing, consumers are typically required to pay their vehicle's first month's payment, a security deposit equivalent to that payment rounded up to the nearest $25 or $50 increment, the acquisition fee being charged by the bank that they are leasing through, and any required state taxes or fees. You absolutely should sell your Civic on your own.   Car_man Host Smart Shopper / Prices Paid Forums
#11 of 546 Re: 2006 9-3 Sport sedan lease by Car_man HOST Sep 21, 2005 (3:03 am)
Hi tasha789. If you were to lease a 2006 Saab 9-3 2.0T Sport Sedan through Saab Financial Services Corp. right now for 24 months with 12,000 miles per year, its buy rate lease money factor and residual value should be .00179 and 72%, respectively. The numbers for an otherwise identical 36 month lease should be .00181 and 60%. With any lease through SFSC, you would have to pay your vehicle's first month's payment, a security deposit equivalent to your car's payment rounded up to the nearest $25 increment, a $595 acquisition fee (this is higher in some states), and any required state taxes or fees.   Car_man Host Smart Shopper / Prices Paid Forums
#12 of 546 2006 9-3 lease info by jpappas Oct 21, 2005 (7:32 am)
Car_Man   Can you provide me current money factor and residuals for 2006 9-3 with terms of 24 and 36 months with 15K mileage.   thanks   Jason
#13 of 546 2006 9-3 2.0T Lease Info by benji123 Oct 22, 2005 (10:32 am)
Hi car man,    What are the October lease money factor and residual value numbers for the 2006 Saab 9-3 2.0T Sedan for the following terms? 36 months with 12,000 miles per year; and 48 months, with 12,000 mi per year?    Also, does it appear that Saab is just pushing purchases right now (is there just way better support for purchase financing than for leasing)?    Thanks again,    Ben

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