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Prices Paid: Buying & Leasing Experiences Saab 9-3 Lease Questions
546 messages, Last post on Sep 15, 2009 at 10:35 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: realhawker (Mar 12, 2007 6:34 am)  . Unable to e-mail you via the edmunds site. Would appreciate your inputs. And can you mention the dealership you got it from. Cheers |
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Replying to: manayuk (Mar 14, 2007 7:33 am) My MSRP and sale price were the exact same(seems to be a popular configuration). my mileage a year was 10k (I don't drive as much) My out the door expenses(Tax, bank fee, sec deposit, Title/license) were ~$2700 INCLUDING a $1000 cap cost reduction... what's funny is I got these numbers without negotiation. my email is realhawker  gmail.com I can email you some dealer contacts if you are interested. again my monthly payment is $320 a month... |
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| Was just quoted $40282 plus tax and title for the convertible (prem audio pkg, premium 16 " wheel pkg, automatic, cold weather pkg). Seems like a good deal. Am I right? I think I'd like to lease with zero money down for 36 months. Could you help me negotiate a lease. What should my payments be? Whart residual should I expect? Thanks for the help! | |
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Replying to: Car_man (Aug 31, 2005 4:14 pm)
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Replying to: dtdandl (Feb 23, 2007 8:30 am) Car_man Host Prices Paid Forum |
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Replying to: bill_saab (Feb 26, 2007 9:23 am) It's good that you know the MSRP of the car that you are interested in, but you never mentioned its selling price. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the car that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of a vehicle that they want to lease is that it is necessary to calculate its lease payment. I would be more than happy to give you my opinion of this deal if you let me know what its selling price is. As far as the money due at lease signing goes, banks usually charge vehicles' first months' payments, a security deposit equivalent to the payment rounded up to the nearest $25 or $50 increment, an acquisition fee (which is $595 for Saab Financial Services), and any capitalized cost reduction that you want to make (aka down payment) at lease signing. Consumers can and should lease any vehicle that they are interested in without making any sort of down payment. Doing so will make your monthly payment a little higher, but will protect you from losing your money if your vehicle is totaled in an accident or stolen and never recovered. You also can roll your car's acquisition fee into its capitalized cost to bake it into your monthly payment. This will again increase your monthly payment a little bit, but it will keep you from having to pay that $595 at lease signing. Let me know what this car's selling price is and I can calculate what the monthly payment would be on a lease without any down payment. Car_man Host Prices Paid Forum |
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Replying to: sdoo25 (Mar 13, 2007 8:56 am) Car_man Host Prices Paid Forum |
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Replying to: aerogirl1 (Mar 14, 2007 6:09 am) Once you know the MSRP and approximate selling price of the exact car that you want, let me know how long you want to lease it for and how many miles per year you need to be able to drive it and I will be happy to use this information to estimate what your lease payment would be like right now. Car_man Host Prices Paid Forum |
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Replying to: manayuk (Mar 14, 2007 7:33 am) This car doesn't have much of a spread between its MSRP and dealer invoice price, so the $1,436 discount that you are bring given on this car is pretty good. Having said this, on March 15th, Saab introduced a new program that provides a $750 cash allowance on '07 9-3s that have been in dealer inventory since December 15, 2006. If your car has been on the lot for that long, make sure that you get the dealer to take this cash into account on your deal. Saab Financial Services' current base lease rate for this car is 3.35%. This is equivalent to a money factor of around .00140. Make sure that the dealer that you are working with uses this money factor to calculate your car's monthly payment. I see that you are considering making a $4,000 down payment on your lease. I always advise consumers against making large down payments on leased vehicles. Those who do risk losing them if their vehicle is totaled in an accident or stolen and never recovered. Even though your monthly payment will be a little higher, you would be better off not making any sort of capitalized cost reduction when leasing this car. All you have to pay at lease signing are your first month's payment, a security deposit equivalent to that payment rounded up to the nearest $25 increment, SFSC's $595 acquisition fee, and any required state taxes or fees. You can even roll the acquisition fee into your monthly payment if you want. Car_man Host Prices Paid Forum |
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