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Saab 9-3 Lease Questions

546 messages,  Last post on Sep 15, 2009 at 10:35 AM

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What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon

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#275 of 546 Saab 2007 Aero 34,500 car by fgaz1 Feb 12, 2007 (8:23 am)
I know this is the golden question,,but what would be a good target area to hit with a 2007 9.3 aero $34,500 car... the national advertised plan with 10,000 miles /year..2000 down total out of pocket..i live in iowa..only a couple dealers here..not very popular in this area..thanks in advance..fred Replies to this message: Car_man (Feb 17, 2007 9:24 am)
#276 of 546 Re: Does anyone know GM discount info? [scottyb1] by Car_man HOST Feb 15, 2007 (5:03 am)
Replying to: scottyb1 (Jan 24, 2007 5:53 am) No problem, scottyb1. Saabs are decent cars...if the price is right. They can't compete head to head with a number of other luxury brands.   Car_man Host Prices Paid Forum
#277 of 546 Re: Lease deal in NJ [rajar] by Car_man HOST Feb 17, 2007 (9:13 am)
Replying to: rajar (Jan 29, 2007 7:03 pm) Hi rajar. Despite the fact that you have never leased before, you did a great job at getting all of the important information that you need to evaluate the quote that you were given. The two most important numbers to focus on when negotiating a lease are your vehicle's selling price and its lease rate.   The selling prices of leased vehicles are negotiable. You were quoted a discount of $1,540 on the 2007 9-3 2.0T Sedan that you are interested in. A base version of this car has a spread of $1,366 between its full MSRP and its dealer invoice price. That means that the quoted that you were given is probably only a couple hundred dollars over invoice, which is a good deal for a lease of this car right now.   Vehicles' money factors and lease rates are not negotiable in that dealers to not have the authority to lower banks' published rates. However, dealers are often allowed to make vehicles' rates up to add additional, hidden profit to deals. That's why it is important to know what the base rate should be for the vehicle that you want to lease. With the payment of a security deposit at lease signing, this car's current base lease rate is 3.35%. Make sure that the dealer you are working with uses this lease rate to calculate your car's lease payment and you're in business.   You can lease this car with 15,000 miles per year instead of 12,000, but doing to will lower its residual value slightly and in turn increase your monthly payment by a few dollars.   Inception charges are the money that you have to pay at lease signing. It is different than a down payment in that it includes your vehicle's first month's payment, its security deposit, Saab Financial Services' $595 acquisition fee, any required state taxes or fees AND your down payment IF you choose to make one. Consumers are never required to make down payments on leased vehicles. In fact, it is in your best interest not to make one. Consumers who make down payments on leases risk losing them if their vehicle is totaled in an accident or stolen and never recovered.   Car_man Host Prices Paid Forum
#278 of 546 Re: lease rates [2000blk] by Car_man HOST Feb 17, 2007 (9:18 am)
Replying to: 2000blk (Feb 09, 2007 11:29 am) Hey Jason. Unfortunately, Saab is no longer leasing 2006 models through its captive finance company. If you really want to lease one, you will have to do so through an independent bank...if there are any that are still offering leases on '06 models. If you want to lease this car through Saab Financial Services' Corp. you will have to go with a 2007 model. SFSC's current base lease rate and residual value for a 24 month lease of a 2007 9-3 Aero Convertible with 15,000 miles per year are 5.7% and 52%, respectively. The numbers for an otherwise identical 36 month lease are 5.7% and 60%.   Car_man Host Prices Paid Forum
#279 of 546 Re: Saab 2007 Aero 34,500 car [fgaz1] by Car_man HOST Feb 17, 2007 (9:24 am)
Replying to: fgaz1 (Feb 12, 2007 8:23 am) Hi Fred. The MSRP for a 2007 Saab 9-3 Aero Sedan with an automatic transmission is currently $34,895. this car's dealer invoice price is $33,142. Let's say that you are able to get it for $500 over invoice. That would put your selling price at $33,642. Using these prices, I estimate that a lease of this car through Saab Financial Services Corp. for 36 months with 10,000 miles per year would have a zero down, pre-tax monthly payment of around $411. That's a good payment to shoot for. If you are able to negotiate a lower selling price than this, this car's payment would drop slightly.   Car_man Host Prices Paid Forum
#280 of 546 No more leasing SAAB's not even with my GM Employee Discount by andygrv Feb 21, 2007 (9:57 pm)
I am just returning my lease and will never get one. Bad service, the dealerships in California are basically and extension of cadillac dealership. Add this to your cost of leasing. Brakes need replacing every $25,000 miles and $500 bucks per axel i.e $1000 on brakes. Everything falls apart. I had about 4 rcalls and the dealership loans me a Chevy cobalt from enterprise rental everytime I go there. If you buy a BMW you drive a BMW loaner when your car is in the shop. Use your own judgement before you buy or lease one. And the lease return, They give you a book and make you go through every nick and dent plus there the $350 recovery fee. Also add replacement of all 4 tires for $1000. The perelli's don't for 45,000 miles and they make you replace them for excessive wear and tear. I am a GM employee and won't consider another SAAB even with GM employee discount. I am buying the Saturn Aura. Replies to this message: saablcp (Feb 22, 2007 11:37 am) matrsoskin (Feb 22, 2007 5:00 pm) saablcp (Feb 23, 2007 8:00 am)
#281 of 546 Re: No more leasing SAAB's not even with my GM Employee Discount [andygrv] by saablcp Feb 22, 2007 (11:37 am)
Replying to: andygrv (Feb 21, 2007 9:57 pm) I don't mean this as a flame ...but in just how many forums do you plan to post your semi-literate diatribe?Your car had recalls?OK..Are you aware that everybodys "most" reliable manufacturer,Toyota, recalled more cars than any other manufacturer last year?Dealers have varying policies on loaner cars.I personally don't know of any in the Philadelphia area that have less than 12-15 Saab loaner cars available.Name me a speed rated performance tire from any manufacturer that will give you 45,000 miles of wear.And also name all the lease programs that do not have disposition fees?.... A fee which SAAB waives if you re-lease with them,by the way.Brakes at 25,000 miles($25,000?? lol!)if you are driving in an urban,stop-and-go area is not that unusual.Sorry you had a bad experience but it sounds like some of the criticisms you are applying universally are unique to your limited leasing knowledge,individual experience and some unrealistic expectations.A more mass market generic car like a Saturn may in fact be a better fit for you Replies to this message: matrsoskin (Feb 22, 2007 5:00 pm) saablcp (Feb 23, 2007 8:00 am)
#282 of 546 Re: No more leasing SAAB's not even with my GM Employee Discount [saablcp] by matrsoskin Feb 22, 2007 (5:00 pm)
Replying to: saablcp (Feb 22, 2007 11:37 am) "I don't mean this as a flame"...Yes, you do, saablcp!   andygrv has told us the story about his personal experience with the SAAB lease and dealership in California, not in Pennsylvania. If you like your local SAAB dealers-good for you! The fellow in California was not trying to convince you otherwise.   Yet, having four recalls on a car is not OK, not these days.   Do not jump on this fellow because of a misprint and call him semi-literate. BTW, it is ether literate or illiterate, the same as a fish quility: there is no second grade freshness.   "...some of the criticisms you are applying universally" - do not put words in someone's mouth. Our personal experience is what we, most of the time, make our conclusions and decisions. andygrv has decided for him/herself not to deal anymore with SAAB based on his personal experience in California. If one to extrapolate your logic, he should not have come to such conclusion before spending some time in your area, where SAAB dealers are good. Then what, he/she will have to move in permanently? I do not think so.   We stay where we like, we buy cars, and if we are not happy with them, we get rid of them and buy the better ones.   Perception of a car quality is based upon opinions of individual owners. If particular owner feels that his/her car is just a moving nuisance, nothing could change that.   So, enjoy your SAAB and let others to express freely their opinions.    Matroskin Replies to this message: saablcp (Feb 23, 2007 8:00 am)
#283 of 546 Re: No more leasing SAAB's not even with my GM Employee Discount [matrsoskin] by saablcp Feb 23, 2007 (8:00 am)
Replying to: matrsoskin (Feb 22, 2007 5:00 pm) I said semi-literate and that is what I meant...part of being taken credibly when you complain is staying on point and expressing yourself intelligently enough to be given some credence. The criticisms he expressed in "general terms",none of which you addressed, were having to pay a disposition fee(not unique to Saab)not getting more than 25,000 miles on his brakes(not unique to Saab),not getting 45,000 miles on his Pirelli speed rated/performance tires(not unique to Saab or any sport sedan with speed rated performance tires)and the high cost of replacing the brakes(once again not unique to Saab).The only criticism he made which was valid, in that it applied solely to his experience, were the dealer service related issues.The other reasons for never getting a Saab again should not be argued as being unique to Saab,as I pointed out.I still think his expectations will be better met and he will ultimately be happier with a Saturn,as would be true also of a Toyota Camry or Honda Accord.
#284 of 546 GMS Pricing on a 9-3 by dtdandl Feb 23, 2007 (8:30 am)
Good Morning:   I just received a lease offer on a 60th Anniv 9-3 2.0LTurbo...   12,000 miles 27 months $401 inception $32,920 sticker GMS pricing $352 per month   Is anything negotiable on a GMS lease? Or is it take it or leave it. Also, what is the base rate that you speak of and how does it come into play? Thank you. Replies to this message: saablcp (Feb 25, 2007 11:12 am) Car_man (Mar 20, 2007 1:59 am)

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