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Saab 9-3 Lease Questions

546 messages,  Last post on Sep 15, 2009 at 10:35 AM

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What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon

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#269 of 546 Re: Does anyone know GM discount info? [Car_man] by scottyb1 Jan 24, 2007 (5:53 am)
Replying to: Car_man (Jan 24, 2007 2:45 am) Hi CarMan, Thanks for the reply. I actually drove the 9-3 Aero and wasn't impressed to say the least. The search continues....   Thanks again! Replies to this message: Car_man (Feb 15, 2007 5:03 am)
#270 of 546 Lease deal in NJ by rajar Jan 29, 2007 (7:03 pm)
I'm first time leasing 2007 9-3 2.0T. Please let me know your thoughts of these numbers I got today over the phone from a dealer in NJ. MSRP: 32440, CAP-cost: 30900, residual value: 22000(68%) inception charge:$1917 (includes first payment, tax, doc fee, reg. fee and something else I can't remember) monthly payment: $435-/ 27 mo./15k miles money factor 3.5%.   I have the following questions: 1)Is the money factor 3.5% sounds reasonable? 2) what can be negotiated ( i.e CAP cost, miles. money factor.. etc.). I would like more mileage than 15k. 3) Have I got all the information above or there is something else I should ask? 4) Is Inception Charge is different than down payment because he never mentioned a down payment? Is down payment an optional or is it required?   Thanks in advance. Replies to this message: crzycool22 (Jan 30, 2007 6:48 am) rajar (Jan 30, 2007 9:07 am) crzycool22 (Jan 30, 2007 5:51 pm) Car_man (Feb 17, 2007 9:13 am)
#271 of 546 Re: Lease deal in NJ [rajar] by crzycool22 Jan 30, 2007 (6:48 am)
Replying to: rajar (Jan 29, 2007 7:03 pm) a 2007 93 2.0T with MSRP of $32,440 sounds like a fully loaded car. All the factors you describe above sound good, but sounds like NJ tax of 7% is in monthly pmy based on my calc. Inception charge and down payment are the same. normally you should only put down 1st pmt and dmv fees if possible. email me and I will give you the name of someone in NJ to use that gave me a great deal. I picked up a 2007 9-3 in Titan Gray, Manual, Cold Pkg, Sunroof, 10k miles/year. $326 per month - $731 out of pocket. (Includes 1st month and fees) The MSRP on my car was a little lower - no premium package and no premium sound system. also only 1oK miles. residual $20,742 - 71% Good luck Replies to this message: rajar (Jan 30, 2007 9:07 am)
#272 of 546 Re: Lease deal in NJ [crzycool22] by rajar Jan 30, 2007 (9:07 am)
Replying to: crzycool22 (Jan 30, 2007 6:48 am) Thanks crazycool. I'll email you later to get the name ( for some reason It's not working now). As for being fully loaded; from the fast talking sales man, all I can remember that it has premium 16 package and automatic tran. is 3.5% money factor or cap cost negotiable??? thanks
#273 of 546 Re: Lease deal in NJ [rajar] by crzycool22 Jan 30, 2007 (5:51 pm)
Replying to: rajar (Jan 29, 2007 7:03 pm) Money Factor on vehicle is good and CAP cost seems really good. (Both Negotiable) With all the features on car $435 is good, but your down payment should only be about $435 $200 DMV and Doc fee about $150? $800 total - try the Saab Dealer in Edison NJ ask for internet sales help.
#274 of 546 lease rates by 2000blk Feb 09, 2007 (11:29 am)
Does anyone have the lease rates for the 2006 saab 9-3 aero convertable? 24 and 36 month 15K miles   Thanks, Jason Replies to this message: Car_man (Feb 17, 2007 9:18 am)
#275 of 546 Saab 2007 Aero 34,500 car by fgaz1 Feb 12, 2007 (8:23 am)
I know this is the golden question,,but what would be a good target area to hit with a 2007 9.3 aero $34,500 car... the national advertised plan with 10,000 miles /year..2000 down total out of pocket..i live in iowa..only a couple dealers here..not very popular in this area..thanks in advance..fred Replies to this message: Car_man (Feb 17, 2007 9:24 am)
#276 of 546 Re: Does anyone know GM discount info? [scottyb1] by Car_man HOST Feb 15, 2007 (5:03 am)
Replying to: scottyb1 (Jan 24, 2007 5:53 am) No problem, scottyb1. Saabs are decent cars...if the price is right. They can't compete head to head with a number of other luxury brands.   Car_man Host Prices Paid Forum
#277 of 546 Re: Lease deal in NJ [rajar] by Car_man HOST Feb 17, 2007 (9:13 am)
Replying to: rajar (Jan 29, 2007 7:03 pm) Hi rajar. Despite the fact that you have never leased before, you did a great job at getting all of the important information that you need to evaluate the quote that you were given. The two most important numbers to focus on when negotiating a lease are your vehicle's selling price and its lease rate.   The selling prices of leased vehicles are negotiable. You were quoted a discount of $1,540 on the 2007 9-3 2.0T Sedan that you are interested in. A base version of this car has a spread of $1,366 between its full MSRP and its dealer invoice price. That means that the quoted that you were given is probably only a couple hundred dollars over invoice, which is a good deal for a lease of this car right now.   Vehicles' money factors and lease rates are not negotiable in that dealers to not have the authority to lower banks' published rates. However, dealers are often allowed to make vehicles' rates up to add additional, hidden profit to deals. That's why it is important to know what the base rate should be for the vehicle that you want to lease. With the payment of a security deposit at lease signing, this car's current base lease rate is 3.35%. Make sure that the dealer you are working with uses this lease rate to calculate your car's lease payment and you're in business.   You can lease this car with 15,000 miles per year instead of 12,000, but doing to will lower its residual value slightly and in turn increase your monthly payment by a few dollars.   Inception charges are the money that you have to pay at lease signing. It is different than a down payment in that it includes your vehicle's first month's payment, its security deposit, Saab Financial Services' $595 acquisition fee, any required state taxes or fees AND your down payment IF you choose to make one. Consumers are never required to make down payments on leased vehicles. In fact, it is in your best interest not to make one. Consumers who make down payments on leases risk losing them if their vehicle is totaled in an accident or stolen and never recovered.   Car_man Host Prices Paid Forum
#278 of 546 Re: lease rates [2000blk] by Car_man HOST Feb 17, 2007 (9:18 am)
Replying to: 2000blk (Feb 09, 2007 11:29 am) Hey Jason. Unfortunately, Saab is no longer leasing 2006 models through its captive finance company. If you really want to lease one, you will have to do so through an independent bank...if there are any that are still offering leases on '06 models. If you want to lease this car through Saab Financial Services' Corp. you will have to go with a 2007 model. SFSC's current base lease rate and residual value for a 24 month lease of a 2007 9-3 Aero Convertible with 15,000 miles per year are 5.7% and 52%, respectively. The numbers for an otherwise identical 36 month lease are 5.7% and 60%.   Car_man Host Prices Paid Forum

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