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Prices Paid: Buying & Leasing Experiences Saab 9-3 Lease Questions
546 messages, Last post on Sep 15, 2009 at 10:35 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Here's the info that you're looking for, mikec12. If you were to lease a 2006 Saab 9-3 Aero Convertible through Saab Financial Services Corp. in November for 24 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00264 and 72%, respectively. The numbers for an otherwise identical 30 month lease should be .00264 and 66%. the numbers for an otherwise identical 36 month lease should be .00264 and 61%. When negotiating your lease on this car, keep in mind that Saab is currently providing $500 bonus cash on it. This money will help you to negotiate an attractive capitalized cost. Car_man Host Smart Shopper / Prices Paid Forums |
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Hi tlabrie. If you were to lease a 2006 Saab 9-3 Aero Sedan through Saab Financial Service Corp.'s new November lease program for 24 months with 15,000 miles per, its buy rate lease money factor and residual value should be .00164 and 67%, respectively. The numbers for an otherwise identical 36 month lease of this car should be .00164 and 54%. As I mentioned in the previous post, when negotiating your lease on this car, keep in mind that Saab is currently providing $500 bonus cash on it. This money will help you to negotiate an attractive capitalized cost. Car_man Host Smart Shopper / Prices Paid Forums
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Hi CarMan- I am interested in a '06 2.0 Sport Combi. I specified a : Manual , moonroof, premium sound, roof rack with metallic paint and was quoted $28,970 plus "fees". I am trying to determine lease or buy.I noted your point about losing out on a high lease downpayment if there is a serious accident, however, I can put $2500-$3000 down and thus have a much more manageable monthly lease payment. If I like the car, I would definitely consider purchasing it at lease end. This is my current line of thinking, however I am game for and appreciate any advice! Questions: Do you know the buyrate lease money factor and the RV for this car? Any advice as to lease vs buy? The parameters I am looking for are 36 mo/12,000 or 15,000 miles annually. Any other advice is also much appreciated. Thanks |
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Replying to: Car_man (Nov 02, 2005 4:18 am)
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Replying to: saablcp (Nov 01, 2005 1:37 pm)  Move them or brush the snow off
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Here's what I'm being told by my dealer. They want to charge me a money factor of .00319, not .00264, which allows the dealer to make some profit on the financing. When I told them that on a 36 month deal that amounts to $1,400 additional, they told me they only get 40% of that, and the rest goes to Saab. Huh? Does this sound legitimate? They offered 6.25 on 60 month straight financing. The payment would be about $150 more per month, but at the end of 36months, the car loan would be about 60% amortized, vs. a 62% residual on the 36 month lease. In other words, if I wanted to buy the vehicle at the end of 36 month lease, I would need to pay about $28K. Although my payments were $150 more per month, on the loan, I would only OWE about $16K. It would seem to be a much better deal to buy it. Also, they were giving me some small discount, but the line is that the pricing is pretty much fixed. Is there any truth to this? Thanks, |
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Replying to: harley52 (Nov 03, 2005 2:36 am) |
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Replying to: jeffepstein (Nov 03, 2005 1:07 pm)
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Replying to: schoup (Nov 03, 2005 4:59 pm)
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Just seems to be alot of talk on this board about clearing snow off of cars! Is this a farmers almanac/wooly bear caterpillar thing or are all these pseudo-buyers unhappy Weathermen with disposable income?
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