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Prices Paid: Buying & Leasing Experiences Saab 9-3 Lease Questions
546 messages, Last post on Sep 15, 2009 at 10:35 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: kyfdx (Aug 11, 2006 3:30 am) I need an urgent help here. Please reply soon, I will really appreciate it. Lease: 2006 Saab 9-3 Auto with sunroof. MSRP: $28250 Price: $24750 TTL: ~$2000 Total capitalized cost: $26750 Term: 27 months Interest rate: 5.9% Residual value: $18085.40 Down payment: $0 Payment: $435/month including 8.25% tax. Can I do better? Please advise. I read above by Car_man that the rate used by GMAC for 9-3 is 3.94%. My dealer is using 5.9%. Thanks. |
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Replying to: deallover05 (Aug 29, 2006 12:04 pm) IR s/b 3.94 residual s/b .71 which is 20,057 thte total cap cost s/b about 28250 less 1700 plus 2000 which is about 28550, then plug in the numbers above which will get you a payment of about $395 the 28250 less 1700 is invoice and what the cars are leasing at now or less. You should pay no more than 390 with nothing down, no money out the door.
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Replying to: brinks2 (Aug 30, 2006 11:39 am) Thanks for the reply. I also got about 390 number when I plugged in 3.9% APR and residual value at 69% not 71% though. Dealer seems desperate but I feel bad pushing it more. This is the first time I am leasing a car so just wanted to make sure that I get a good deal on 2006 model Saab. Thanks. |
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Replying to: mikendeb (Aug 17, 2006 4:59 pm) Car_man Host Prices Paid Forum |
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Replying to: deallover05 (Aug 22, 2006 7:07 pm) One of the most important things to remember when leasing is that the selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. The only difference between negotiating the capitalized cost for a lease and the selling price for a vehicle that you intend to pay cash for may be in the incentives that are available on each type of transaction. The $2,500 dealer cash that you mentioned in your post is not available in conjunction with leases through Saab Financial Services Corp. It appears as though you are not being given any sort of discount on the car that you are interested in. If this is the case, this is a TERRIBLE deal. You should be able to lease a Saab at pretty close if not right at dealer invoice without too much trouble if you are in an area that has a decent level of competition. And I am talking about a brand new Saab, not one that already has 7,500 miles on it. I personally would not lease a demo car with that many miles unless I could get it for substantially below dealer invoice. Car_man Host Prices Paid Forum |
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Replying to: noah2 (Aug 23, 2006 11:35 am) Car_man Host Prices Paid Forum
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Replying to: deallover05 (Aug 29, 2006 12:04 pm) Car_man Host Prices Paid Forum |
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Replying to: brinks2 (Aug 30, 2006 11:39 am) |
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Replying to: Car_man (Sep 07, 2006 2:02 am) Thanks!
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Can you give me an estimate for a 2-3 year lease on a new 2006 Saab 9-3 Aero Sedan. With the GM discount, 4000 bonus cash, and a $2000 demo discount and assuming a $33,000 msrp, the selling price would be $25,000. I believe that it would have to be leased not from GMAC but a private company. My calculations would put it round $275 per month.
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