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Prices Paid: Buying & Leasing Experiences Saab 9-3 Lease Questions
546 messages, Last post on Sep 15, 2009 at 10:35 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: radioative2006 (Aug 09, 2006 10:03 am) http://www.suburbansaab.com/Specials-New.aspx for the 9-3 2.0T Aero, which is $240 a month with $1999 down and saab loyalty. This is for GMS (employee discount) eligable people only. My question: Is this a fair price for a lease. I have strong credit and do not want to put any money down, I was going to roll the $1999 and $1000 (loyalty) into the payment. So I figured the payment would be about $355 plus tax, is this correct? Do anyone know how much money will be added each month by going from a 10k to 12k and from a 12k to 15k lease over 27 months? Note: I spoke with the dealer. The $1999 down includes destination and first payment. So rolling hte $1999 plus the $1000 owner loyalty would be a "sign and drive" minus up-front costs (plate, title, etc). I was also quoted miles at .20 a mile upfront. So 12K a year is 4000 miles over 27 months, or $800. Thank you!
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Replying to: redrumkev (Aug 10, 2006 11:43 am) Does anyone have the ability to provide me with a GMS code? Thanks for the help.
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Replying to: tglover1281 (Aug 10, 2006 12:21 pm) Sorry! Kevin
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Replying to: redrumkev (Aug 10, 2006 12:47 pm) |
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I was able to visit a different dealer this evening and locked in on the deal I will be taking. Aero 9-3 with Auto and Cold Weather Package: MSRP $34,520 27 month 12,000/miles year lease for $369 a month (including tax, 6% in Michigan). Total due at signing is first month payment, $124.50 in taxes (on $2,000 rebate), title $23 and doc fee of $75. So $591.50 due. Second option: 27 month 15,000/miles year lease for $381 a month (including tax, 6% in Michigan). Total due at signing is first month payment, $124.50 in taxes (on $2,000 rebate), title $23 and doc fee of $75. So $603.50 due. Because I had another GM lease, I will not have to pay a security deposit. The residuals were .67 on the 12k lease and .66 on the 15K lease with a 3.94 rate and $2000 back on Aero, plus the GMS (Employee pricing) discount. I think this is a great price for an almost $35K sedan. Is there anything else that I am missing or should try to negotiate? I will be picking this vehicle up on Monday.
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Replying to: redrumkev (Aug 10, 2006 9:14 pm) If you have any doubts at all about how much mileage you need, grab the 15K allowance.. For $12/mo. it is cheap insurance against being over mileage.. Good luck, kyfdx |
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Replying to: redrumkev (Aug 10, 2006 9:14 pm) Any one defers that.. |
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Replying to: redrumkev (Aug 10, 2006 9:14 pm)
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Replying to: radioative2006 (Aug 11, 2006 5:57 am) You only pay sales tax on your use. So if your payment is $400 plus tax, you will pay $400 + 8% of that, which is $32 for a total payment of $432. In Michigan, with 6% sales tax you would take the same $400 base payment and add the tax, which would be $24 for a total payment of $424, only saving you $8 dollars or 2% a month. You do not pay tax on the entire purchase price of the vehcile, only what you use. So if you have a purchase price of $30,000 and lease it with a .67 res, then you are "using" approximately 33% of the car, or about $10,000. So with your tax rate of 8% you will pay about $800 over the term of the lease, where as I would only pay 6% or $600. If you buy the car out of state, ie come to Michigan, you will not pay tax here, instead you will have to pay the taxes in your own state, at YOUR STATES RATE of 8%. For my motorcycle, I went to Ohio to purchase it, I did not pay tax there on, but when I came back to Michigan to register it, I had to pay the sales tax here. The only way to get around the tax would be to have an address in a state with lower tax and have your bills sent there. But you ever get an accident or have any problems, they might find out and cuase you some problems. So the $8 a month more on a $400 month payment are not worth the effort or chance that something could go wrong with paying the "out of state tax game". Not to mention the gas/time you will burn to drive to Michigan to get the car! Good luck
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Replying to: redrumkev (Aug 11, 2006 10:56 am) Here is the deal MSRP = $32500 (Auto, Premium, Sunroof, Cold weather packages) Selling price = $27100 ( Including the GM Employee discount and Dealer cash back of 2500) Residual = 59% 12k per year Including tax $425 per month In Illinois the law is to pay taxes on the Selling price for all leases. I think this is the law for IL and TX. Can any one confirm that I got the a decent deal ?
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