- #178 of 546
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GM Discount Lease
by johnnysaab
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Jun 20, 2006 (6:03 am)
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With my GM discount I'm getting a price of 27600 with taxes is this a good deal? Seems everyone else on here is getting 26,000
27600 dollars at 12,000/yr
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- #179 of 546
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Re: Saab 9-3 Dealer Cash, Help Please [apm4]
by Car_man HOST
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Jun 22, 2006 (8:22 am)
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Replying to: apm4 (Jun 08, 2006 4:57 pm)
Hello apm4. The $2,000 dealer cash that Saab is currently providing on the 2006 9-3 Sedan is not compatible with its special lease program. However, Saab is providing $1,000 bonus cash on the '06 9-3 Aero Sedan that can be combined with its lease program.
It is difficult for me to tell you whether the lease that you were quoted is a good deal without knowing this car's MSRP and selling price. These numbers will show me how much of a discount you are being given and will enable me to use Saab's actual lease program to estimate what this car's monthly payment should be. Let me know and I'll tell you what I think.
Car_man
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- #180 of 546
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Re: Current Money Factors and Residuals? [arlvahoo]
by Car_man HOST
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Jun 22, 2006 (8:31 am)
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Replying to: arlvahoo (Jun 13, 2006 1:04 pm)
Hi arlvahoo. Saab Financial Services Corp. no longer publishes money factors for the vehicles that it leases. Instead it now uses lease rates. Lease rates can be converted into approximate money factor equivalent by dividing them by 2400. If you were to lease a 2006 Saab 9-3 2.0T Sedan through SFSC right now for 36 months with 12,000 miles per year, its base lease rate and residual value should be 3.94% and 60%, respectively. This 10,000 mile per year residual value for this term would be 2% higher.
$1,800 under dealer invoice is a very good price for this car. Keep in mind though that the $2,000 dealer cash that is currently available on it is not compatible with its special lease program. If the salesperson who quoted you this price didn't know that you want to lease you may not be able to get it.
SFSC charges both a security deposit and an acquisition fee on every vehicle that it leases. Your car's security deposit will be equivalent to its monthly payment rounded up to the nearest $25 increment. Its acquisition fee is currently $595 in most states. You should be able to roll your car's acquisition fee into its capitalized cost to make it part of your payment instead of paying it at signing if you want.
Car_man
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- #181 of 546
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Re: Current Money Factors and Residuals? [Car_man]
by arlvahoo
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Jun 22, 2006 (1:06 pm)
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Replying to: Car_man (Jun 22, 2006 8:31 am)
Thanks for the response, Car_man.
I leased a new 9-3 last week, and I'm very happy with my deal.
When I told them I wanted to lease, most dealers balked at including the $2000 incentive, but I still found one dealer who ended up quoting a cap cost for a lease of $1500 below invoice. That was too good to pass up.
The 27 month lease looks like the way to go right now. Payments are actually lower than they would be on a 36 mo. Residual is set at 70% for a 27mo/12k mile lease.
Paid nothing out of pocket and rolled in all taxes and fees.
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- #182 of 546
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Re: 9-3 sportcombi 2.0t [nutley2375]
by Car_man HOST
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Jun 23, 2006 (1:26 am)
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Replying to: nutley2375 (Jun 16, 2006 8:06 am)
Hi nutley2375. The 2006' Saab 9-3 SportCombi 2.0T's base lease rate is currently 3.94%. As you can see, Saab Financial Services Corp. publishes lease rates instead of money factors for the vehicles that it leases. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400. I haven't seen this model's 27 month, 10,000 mile per year residual value, but it is probably between its 24 month, 10K residual of 73% and its 30 month, 10K residual of 66%.
Car_man
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- #183 of 546
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Re: Houston area 9.3 Aero Sedan [saabi]
by Car_man HOST
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Jun 23, 2006 (4:00 am)
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Replying to: saabi (Jun 17, 2006 4:36 am)
Hi saabi. If you were to lease a 2006 Saab 9-3 Aero Sedan through Saab Financial Services Corp. right now for 36 months (I have not seen its current 39 month program) with 15,000 miles per year, its base lease rate and residual value should be 3.94% and 54%, respectively. Its 12,000 miles per year residual value for this term would be 2% higher. As you can see, SFSC publishes lease rates instead of money factors for the vehicles that it leases. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400. When negotiating your lease on this car, keep in mind that Saab is currently providing $1,000 bonus cash on it. This incentive will help you to negotiate an attractive capitalized cost.
Car_man
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- #184 of 546
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Re: $2000 [johnnysaab]
by Car_man HOST
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Jun 25, 2006 (5:49 am)
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Replying to: johnnysaab (Jun 18, 2006 9:55 pm)
Hey johnnysaab. Dealers are out to make the most money that they can, as any of us would be in their situation. So they probably are not going to automatically deduct the $2,000 dealer cash that is available on the '06 9-3 from its purchase price. Make sure to take this cash into account if you are paying cash for or financing your car. Unfortunately, this dealer cash is not compatible with Saab's special lease program. So you will not be able to use it if you are going to lease.
Car_man
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- #185 of 546
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Re: $2000 incentive [johnnysaab]
by Car_man HOST
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Jun 25, 2006 (5:53 am)
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Replying to: johnnysaab (Jun 19, 2006 7:12 am)
By the way, johnnysaab. The $2,000 cash incentive that you are referring to is dealer cash. Dealer cash is provided by manufacturers directly to dealers to use as they please. They can use it to reduce the price of your vehicle, but they are not obligated to. Dealer cash is not usually advertised by automakers. Just make sure to take it into account when negotiating your car's price.
Car_man
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- #186 of 546
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Re: Current Money Factors and Residuals? [arlvahoo]
by saablcp
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Jun 27, 2006 (8:20 am)
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Replying to: arlvahoo (Jun 22, 2006 1:06 pm)
Dealers don't "balk" at including the $2K. rebate in the lease quote...the GMAC program expressly prohibits combining the dealer cash with the subsidized leases.If you found a dealer to truly cap the car $1,500 below invoice (IF you in fact did!!!)then they basically liquidated the car from inventory at a net loss of about $400,making it pointless to have even ordered it from Saab corporate.
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- #187 of 546
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9-3 Sportcombi 2.0T and Aero lease numbers?
by rainesa1
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Jun 27, 2006 (8:42 am)
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For a 9-3 sportcombi 2.0T and Aero, what are the money factors and residuals for 24, 27, and 36 month leases.
Thanks in advance.
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