- #121 of 546
-
Re: Residual and Interest Rates [big_mike]
by carpet321
-
Mar 18, 2006 (11:37 am)
-
|
|
Replying to: big_mike (Mar 16, 2006 1:43 pm)
The residual for 27 month 10K/year lease is 70% (at least that's what I was quoted). Residual should be 68% for 12K/year, or 67% for 15K/year.
The APR is around 4.5%. Only problem is that there aren't too many incentives right now, so I'm not sure if you can get the car for less than invoice.
|
- #122 of 546
-
Re: Saab 9-3 lease [dan6681]
by Car_man HOST
-
Mar 22, 2006 (5:02 am)
-
|
|
Replying to: dan6681 (Mar 01, 2006 5:18 pm)
You're in luck, dan6681. New Hampshire is one of the states that Saab is providing an additional $1,000 lease cash on the '06 9-3 in right now. Saab is also providing an additional $500 cash bonus on models '06 9-3 models that have been in dealer inventory since mid-December and $500 loyalty cash to current owners or lessees.
Car_man
Host
Smart Shopper / Prices Paid Forums
|
- #123 of 546
-
Re: Saab 9-3 lease [carpet321]
by Car_man HOST
-
Mar 22, 2006 (4:44 pm)
-
|
|
Replying to: carpet321 (Mar 02, 2006 4:56 pm)
Hi carpet321. Unfortunately, California is not one of the states that the additional $1,000 lease cash is available in. It is mainly available in the Northeastern United States.
Car_man
Host
Smart Shopper / Prices Paid Forums
|
- #124 of 546
-
Re: 9-3 2.0T Convertible lease [madmanager1]
by Car_man HOST
-
Mar 23, 2006 (2:45 am)
-
|
|
Replying to: madmanager1 (Mar 07, 2006 11:59 am)
Hi madmanager1. Saab just isn't providing much lease support on 9-3 Convertibles right now. If you were to lease a 2006 Saab 9-3 2.0T Convertible through Saab Financial Services Corp. right now for 24 months with 12,000 miles per year, its base lease rate and residual value should be 6.34% and 74%, respectively. The numbers for an otherwise identical 36 month lease should be 6.34% and 64%. Saab recently switched from using money factors to using lease rates. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400. As you can see, these numbers are a little different than the one that you were quoted. Make sure to find out why. As far as cash incentives go, the only one that I am aware of on this car is $500 on models that have been in dealer inventory since mid-December.
A base '06 9-3 2.0T Convertible only has a spread of $1,950 between its full MSRP and dealer invoice price. You are being given over a $1,500 discount on this car, which is pretty good even if it qualifies for the additional $500 incentive. Using these numbers and the aforementioned lease program, I estimate that this car should have a zero down, pre-tax monthly payment of around $549.
Car_man
Host
Smart Shopper / Prices Paid Forums
|
- #125 of 546
-
Re: Need 9-3 2.0T lease parameters [nukezdoc]
by Car_man HOST
-
Mar 23, 2006 (2:51 am)
-
|
|
Replying to: nukezdoc (Mar 09, 2006 9:58 am)
Hey nukezdoc. If you were to lease a Saab 9-3 2.0T Sedan through Saab Financial Services Corp. right now for 36 months with 10,000 miles per year, its base lease rate and residual value should be 3.94% and 61%, respectively. Saab is currently providing a $500 cash incentive on models that have been in dealer inventory since mid-December. Let's assume that the car you are interested in qualifies for this incentive and that as a result you were able to lease it at dealer invoice. According to my calculations, the 36 month, 10,000 mile per year, zero down, pre-tax lease payment for an '06 Saab 903 2.0T Sedan with an MSRP of $30,815 and a selling price of $28,920 should be around $360.
Car_man
Host
Smart Shopper / Prices Paid Forums
|
- #126 of 546
-
Re: 2006 9-3 SportCombi 2.0T lease [stillflat4]
by Car_man HOST
-
Mar 23, 2006 (2:57 am)
-
|
|
Replying to: stillflat4 (Mar 15, 2006 10:04 pm)
I'd be happy to help you out, stillflat4. Because of the vicarious liability laws that used to exist in New York a number of banks quit leasing vehicles there. Most offered balloon notes instead of leases to NY residents. Fortunately, this ridiculous law was recently changed and a number of banks have started leasing in your state again. I suspect that Saab Financial Services Corp. leases vehicles in NY again, but I don't know that for certain.
If you were to lease a 2006 Saab 9-3 2.0T SportCombi through Saab Financial Services Corp. right now for 36 months with 12,000 miles per year, its base lease rate and residual value should be 3.94% and 59%, respectively. As you can see SFSC recently switched from using money factors to lease rates. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400.
Car_man
Host
Smart Shopper / Prices Paid Forums
|
- #127 of 546
-
Acquisition Fee
by big_mike
-
Mar 23, 2006 (5:59 pm)
-
|
what the heck is this? I have it in my offer fromt he dealer and it is 595 bucks. thanks for the reply.
Big Mike
|
- #128 of 546
-
Re: Saab 9-3 lease [Car_man]
by drigor
-
Mar 25, 2006 (7:27 am)
-
|
|
Replying to: Car_man (Mar 22, 2006 5:02 am)
Car_man,
I am looking at a 2006 Saab 2.0L convertible lease, turning in a Saab 2002 convertible with 2 payments of $552 plus a disposition fee of $350 (total $1454). Apparently I just missed the "turn in waive deal", but here in West Palm Beach, FL they are offering:
"27 month, 12K mile per year lease on the 9-3. Pament STILL at 579 plus tax.
Convertible with Automatic and Premium.
$2250 total out of pocket AND we will take care of your last two lease payments and disposition fee."
The internet sales guy then says "for anything better, he'll need the leverage of having me in the showroom"
How much more do you think they can wiggle?
DrIgor
|
- #129 of 546
-
Re: Acquisition Fee [big_mike]
by saablcp
-
Mar 26, 2006 (2:49 pm)
-
|
|
Replying to: big_mike (Mar 23, 2006 5:59 pm)
It's a fairly standard charge by the leasing source for processing fees.If you get a copy of any major city Sunday paper and check the lease ads in the auto section you'll see that every lease disclosure of charges includes an acquisition fee.Saabs at $595 is actually in the low range,BMW charges $895,Mercedes Benz $795.Fair or not...generally unavoidable.You can pay it as a part of your monthly payment rather than an upfront fee if you ask your dealer to put it into the capitalized cost of the car. Look at it this way... if you refinance your house with the bank ,agreeing to pay them ten's of thousands of dollars in interest over the next however many years ,why should they charge you "points"or" closing costs" to do the paperwork?Bank acquisition fee's are a variation on the same theme.
|
- #130 of 546
-
Re: Saab 9-3 lease [drigor]
by saablcp
-
Mar 26, 2006 (3:11 pm)
-
|
|
Replying to: drigor (Mar 25, 2006 7:27 am)
You are being major league B.S.ed by the dealer!The "Pull Ahead" program ended March 15th.The only way to take a Saab customer out of their lease early now is to roll your two payments into your new lease.As for the disposition fee Saab AUTOMATICALLY waives the $350 disposition fee for any and all returning Saab lease customers...your dealer is not offering you anything you wouldn't get from any Saab dealer.On a 27 month lease those 2 payments of $552 are raising your new payment by App.$45 per month for the life of your lease.Here's the question you need to ask..if Saab is no longer Forgiving your last 2 payments...where'd they go?Who IS paying them?The answer is YOU ARE! I suggest you find a dealer in your area who is a little more straight forward in their business practices and doesn't try to make you think you are getting something for nothing...which you most assuredly are not!
|
![[F]](http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/townhall/webxicons/site.gif){kind=small}
Forums
Prices Paid: Buying & Leasing Experiences 
