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Saab 9-3 Lease Questions

546 messages,  Last post on Sep 15, 2009 at 10:35 AM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Saab 9-3, Car Leasing, Convertible, Sedan, Wagon


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#117 of 546
Need 9-3 2.0T lease parameters by nukezdoc
Mar 09, 2006 (9:58 am)
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Hey, Car_Man! I'm looking to lease a '06 9-3 Sedan 2.0T. What is the MF/APR for the month of March, the 36month residual and the true dealer cost for St. Louis, Missouri?
 
The lease would be for 36m/10k; here is the breakdown of what I'm looking for:
 
(MRSP/Invoice)
-Base Car 25900/24424
-Metallic PAint: 550/495
-Premium Pkg: 1895/1706
-Sunroof: 1200/1080
-Cold weather Pkg: 550/495
-Destination: 720/720
-TOTAL MSRP=30815 / TOTAL INVOICE=28920
 
Thanks for your help!
#118 of 546
2006 9-3 SportCombi 2.0T lease by stillflat4
Mar 15, 2006 (10:04 pm)
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Mr. Car_Man, could you help me with a couple questions?
 
I was told a while ago that auto finance companies such as GMAC and SFSC no longer offer "leases" in NY. Is this correct? I am currently in a "smart buy" with a 9-2X and am looking to lease the following if I can in NY. Could you help me with residual value & money factor on the following? Thanks in advance!
 
The lease would be for 36m/12k for the following:
 
- Base Car: 26900/25367
- Premium Pkg: 1895/1706
- Sunroof: 1200/1080
- Cold weather Pkg: 550/495
- Destination: 720/720
 
-TOTAL MSRP=31265/29368
#119 of 546
9-2x Lease? by mikeg444
Mar 16, 2006 (6:11 am)
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I know this is the 9-3 Forum but I am interested in leasing a 9-2x and did not have any luck with the 9-2x Lease Forum.
 
Can someone give me an idea of current lease offers on the 9-2x? Any idea what the RV and IR numbers are?
 
Last question, on any lease is the RV based on MSRP or negotiated price?
#120 of 546
Residual and Interest Rates by big_mike
Mar 16, 2006 (1:43 pm)
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Trying to get an honest handle on this. Looking at 12,000 or 13,200 mile lease 27 or 36 months. Can someone provide the latest residual value for those periods?
 
Also what's an acceptable APR for someone with very good credit? I've been quoted anywhere from 4.2 to 4.5%
 
Thanks in advance for your help.
 
Big Mike
#121 of 546
Re: Residual and Interest Rates [big_mike] by carpet321
Mar 18, 2006 (11:37 am)
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Replying to: big_mike (Mar 16, 2006 1:43 pm)

The residual for 27 month 10K/year lease is 70% (at least that's what I was quoted). Residual should be 68% for 12K/year, or 67% for 15K/year.
The APR is around 4.5%. Only problem is that there aren't too many incentives right now, so I'm not sure if you can get the car for less than invoice.
#122 of 546
Re: Saab 9-3 lease [dan6681] by Car_man HOST
Mar 22, 2006 (5:02 am)
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Replying to: dan6681 (Mar 01, 2006 5:18 pm)

You're in luck, dan6681. New Hampshire is one of the states that Saab is providing an additional $1,000 lease cash on the '06 9-3 in right now. Saab is also providing an additional $500 cash bonus on models '06 9-3 models that have been in dealer inventory since mid-December and $500 loyalty cash to current owners or lessees.
 
Car_man
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#123 of 546
Re: Saab 9-3 lease [carpet321] by Car_man HOST
Mar 22, 2006 (4:44 pm)
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Replying to: carpet321 (Mar 02, 2006 4:56 pm)

Hi carpet321. Unfortunately, California is not one of the states that the additional $1,000 lease cash is available in. It is mainly available in the Northeastern United States.
 
Car_man
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#124 of 546
Re: 9-3 2.0T Convertible lease [madmanager1] by Car_man HOST
Mar 23, 2006 (2:45 am)
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Replying to: madmanager1 (Mar 07, 2006 11:59 am)

Hi madmanager1. Saab just isn't providing much lease support on 9-3 Convertibles right now. If you were to lease a 2006 Saab 9-3 2.0T Convertible through Saab Financial Services Corp. right now for 24 months with 12,000 miles per year, its base lease rate and residual value should be 6.34% and 74%, respectively. The numbers for an otherwise identical 36 month lease should be 6.34% and 64%. Saab recently switched from using money factors to using lease rates. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400. As you can see, these numbers are a little different than the one that you were quoted. Make sure to find out why. As far as cash incentives go, the only one that I am aware of on this car is $500 on models that have been in dealer inventory since mid-December.
 
A base '06 9-3 2.0T Convertible only has a spread of $1,950 between its full MSRP and dealer invoice price. You are being given over a $1,500 discount on this car, which is pretty good even if it qualifies for the additional $500 incentive. Using these numbers and the aforementioned lease program, I estimate that this car should have a zero down, pre-tax monthly payment of around $549.
 
Car_man
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#125 of 546
Re: Need 9-3 2.0T lease parameters [nukezdoc] by Car_man HOST
Mar 23, 2006 (2:51 am)
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Replying to: nukezdoc (Mar 09, 2006 9:58 am)

Hey nukezdoc. If you were to lease a Saab 9-3 2.0T Sedan through Saab Financial Services Corp. right now for 36 months with 10,000 miles per year, its base lease rate and residual value should be 3.94% and 61%, respectively. Saab is currently providing a $500 cash incentive on models that have been in dealer inventory since mid-December. Let's assume that the car you are interested in qualifies for this incentive and that as a result you were able to lease it at dealer invoice. According to my calculations, the 36 month, 10,000 mile per year, zero down, pre-tax lease payment for an '06 Saab 903 2.0T Sedan with an MSRP of $30,815 and a selling price of $28,920 should be around $360.
 
Car_man
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#126 of 546
Re: 2006 9-3 SportCombi 2.0T lease [stillflat4] by Car_man HOST
Mar 23, 2006 (2:57 am)
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Replying to: stillflat4 (Mar 15, 2006 10:04 pm)

I'd be happy to help you out, stillflat4. Because of the vicarious liability laws that used to exist in New York a number of banks quit leasing vehicles there. Most offered balloon notes instead of leases to NY residents. Fortunately, this ridiculous law was recently changed and a number of banks have started leasing in your state again. I suspect that Saab Financial Services Corp. leases vehicles in NY again, but I don't know that for certain.
 
If you were to lease a 2006 Saab 9-3 2.0T SportCombi through Saab Financial Services Corp. right now for 36 months with 12,000 miles per year, its base lease rate and residual value should be 3.94% and 59%, respectively. As you can see SFSC recently switched from using money factors to lease rates. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400.
 
Car_man
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