Edmunds.com | Inside Line | Auto Observer Your Account | Help | Directory
You are here:
![[F]](http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/townhall/webxicons/site.gif){kind=small}
Forums
Prices Paid: Buying & Leasing Experiences Saab 9-3 Lease Questions
546 messages, Last post on Sep 15, 2009 at 10:35 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
| Maybe I'm out of it but the lease ads for the 2006 9-3 2T sedan are horrible. Saab cut prices and added additonal std features that were options on '05's but did this come at the cost of no more good lease deals. The MSRP for the 06 w/ automatic is $27,970 ...3K at inception, $299mth for 24 mths. The residual pay off is $20,138 that is a RV of 71%...Saab RV after 24 mths is traditionally at 57% so it should be around $15,940 RV. I guess Saab lost around 200 million last year but poor marketing deals isn't going to expand the niche market that Saab has created over the years. | |
|
Replying to: schoup (Sep 07, 2005 12:21 pm) If the residual were 57% for 24 months, the lease payment would be over $170/mo. higher... The higher the residual, the lower the lease payment, all other factors being equal.. regards, kyfdx Host--Prices Paid Forums
|
|
|
Replying to: kyfdx (Sep 07, 2005 12:27 pm)
|
|
|
Replying to: schoup (Sep 07, 2005 2:04 pm) But, the deal may not be as good as last year... Short-term interest rates have been rising steadily over the last year, and it is starting to have an effect on money factors... So, the incentives are still there.. but, the cost of borrowing money has gone up.. Another point: Residuals are always strongest at the beginning of the model year.. and tend to go down gradually throughout the year.. Usually, incentives will be increased via lower money factors or dealer cash/rebates as this happens, to keep lease payments affordable... And... when the new model year starts, many cars are more expensive than the models they are replacing... Once new car fever subsides, you may see lower payments... regards, kyfdx Host--Prices Paid Forums |
|
| I'm looking for the September MF and Residuals for a 2006 9-3 2.0T Sedan, based on 36 months at 12k mi/yr. Thanks for the any info you have. | |
|
Does Saab offer zero down leases? Do all manfacturers do this in general? I am getting a car allowance in my new position so I would like a zero down lease for 24 months on something nice, $400-$500 per month is my target I have a 2002 Civic with $4,000 equity and I would like to hold onto the cash and sell the car myself! I like the 9-3 Sedan with an AT. Thanks! |
|
|
Hi Car_man, I am looking to lease a 2006 Saab 9-3, MSRP 30270, Selling price 27454 (GM employee price), 24 months, 12k mi per year. Can you calculate the money factor, residual, and monthly payment for both 24 months and 36 months? Saab has a national advertised rate of 299/month plus 2999 down, but It isn't clear to me how much of that is acquisition cost and fees versus cap cost reduction. I also want to avoid paying money up front as you suggest. Thanks for the help! |
|
|
Hi jeffsauls. Here's the information that you are looking for. If you were to lease a 2006 Saab 9-3 2.0T Sedan through Saab Financial Services Corp. right now for 36 months with 12,000 miles per year, its buy rate lease money factor and residual value should be .00181 and 60%, respectively. Car_man Host Smart Shopper / Prices Paid Forums |
|
|
Hello paathiker. All manufacturers offer zero down leases. Consumers can and always should lease any vehicle that they are interested in without making any sort of capitalized cost reduction. I always advise consumers against making any sort of down payment when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your insurance company pays off the bank that you were leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your vehicle would be exactly the same, regardless of whether you had put several thousand dollars down, or had made absolutely no down payment at all. At lease signing, consumers are typically required to pay their vehicle's first month's payment, a security deposit equivalent to that payment rounded up to the nearest $25 or $50 increment, the acquisition fee being charged by the bank that they are leasing through, and any required state taxes or fees. You absolutely should sell your Civic on your own. Car_man Host Smart Shopper / Prices Paid Forums |
|
|
Hi tasha789. If you were to lease a 2006 Saab 9-3 2.0T Sport Sedan through Saab Financial Services Corp. right now for 24 months with 12,000 miles per year, its buy rate lease money factor and residual value should be .00179 and 72%, respectively. The numbers for an otherwise identical 36 month lease should be .00181 and 60%. With any lease through SFSC, you would have to pay your vehicle's first month's payment, a security deposit equivalent to your car's payment rounded up to the nearest $25 increment, a $595 acquisition fee (this is higher in some states), and any required state taxes or fees. Car_man Host Smart Shopper / Prices Paid Forums |
|
You are here:
Forums
Prices Paid: Buying & Leasing Experiences Saab 9-3 Lease Questions
New? Join Now!
Forum Tools
Search Forums
Browse by Vehicle
2009 Saab 9-3
Browse by Board
Browse by Topic
Today's Chats
