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Nissan Pathfinder Lease Questions

372 messages,  Last post on Nov 28, 2009 at 6:10 AM

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What is this discussion about? Nissan Pathfinder, Car Leasing, SUV

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#331 of 372 figuring residual by josephcrain May 27, 2008 (2:04 pm)
Hello Car_Man, Can you tell me if I have figured the residual correctly and also explain the "money factor" (how it is computed or how it efftects payment).   My quote - Invoice 31,618 + 100 + $31,718 2008 pathfinder SE   Lease Cost - $635 up front 38 payments $448.00 15K miles/yr.   38 x $448 = $17024 + $635 up front = $17659 / $31718 = 55.6% residual????? Replies to this message: gator88 (May 31, 2008 5:48 pm) Car_man (Jun 13, 2008 1:30 am)
#332 of 372 Re: figuring residual [josephcrain] by gator88 May 31, 2008 (5:48 pm)
Replying to: josephcrain (May 27, 2008 2:04 pm) The residual is the % difference between the MSRP and the purchase price at lease end.
#333 of 372 Re: figuring residual [josephcrain] by Car_man HOST Jun 13, 2008 (1:30 am)
Replying to: josephcrain (May 27, 2008 2:04 pm) Hi josephcrain. Gator was right on the money. The residual values of leased vehicles are based upon a percentage of their full MSRPs, including the MSRPs of any options that can be residualized. Money factors are used to calculate the interest portion of leases. Banks provide dealers with a list of the money factors and residual values that they must use to calculate vehicles' monthly payments. Residual values are set in stone and individual dealers do not have the authority to alter them. On the other hand, dealers are often allowed to "mark-up" vehicles money factors to add additional, back-end profit to deals. That's why it is always a good idea to find out exactly what factor the dealer is using to calculate your vehicle's payment. The following article explains how money factors and residuals are used to calculate lease payments: Calculate Your Own Lease Payment.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#334 of 372 NJ Nissan Pathfinder: Lease Questions [Car_man] by bullynj Sep 02, 2008 (4:21 pm)
Replying to: Car_man (Aug 31, 2005 4:05 pm) Hello everyone,Im new to leasing and wondered if what I was quoted is a good deal. I live in NJ 7 percent sales tax, looking at leasing a 2008 Nissan Pathfinder SE 4x4 with sticker of 34100, the prices we were quoted for this included tax and tags etc. price was 319 per month for 39 months or 372 per month for 24 months, with 2k down. Is this a good deal? Replies to this message: Car_man (Sep 11, 2008 3:01 am)
#335 of 372 Re: NJ Nissan Pathfinder: Lease Questions [bullynj] by Car_man HOST Sep 11, 2008 (3:01 am)
Replying to: bullynj (Sep 02, 2008 4:21 pm) Hello bullynj. The best way to tell if this is a good deal is to look at this truck's selling price. The selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. The lower your selling price is, the lower your lease payment will be. Given the current weakness in the auto sector, particular with large SUVs like the Pathfinder, I suspect that you will be able to negotiate a selling price that's around dealer invoice.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#336 of 372 November lease rates by mackerman Nov 13, 2008 (11:37 am)
Car man, do you have the money factor and residual value for a 2009 Pathfinder SE (cloth interior)? Thanks. Replies to this message: mackerman (Nov 13, 2008 12:28 pm) Car_man (Nov 19, 2008 5:28 pm)
#337 of 372 Re: November lease rates [mackerman] by mackerman Nov 13, 2008 (12:28 pm)
Replying to: mackerman (Nov 13, 2008 11:37 am) 4x4
#338 of 372 Re: November lease rates [mackerman] by Car_man HOST Nov 19, 2008 (5:28 pm)
Replying to: mackerman (Nov 13, 2008 11:37 am) Hello mackerman. Nissan Motor Acceptance Corp.'s lease program for this truck vary by term and mileage allowance. You never mentioned what either of these variables are, so for now I will assume that you are interested in a 36 month lease with 15,000 miles per year. Let me know if you want something different.   NMAC's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Pathfinder SE 4WD with 15,000 miles per year are an extremely unattractive .00325 and 40%, respectively. Yuck. There is a $1,000 cash incentive on this truck that is available on leases, but there's still no way that I would lease one right now.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#339 of 372 Anyone know Feb 2009 money factor and residual value on 2009 pathfinder? by rbclaw Feb 23, 2009 (3:02 pm)
I want to lease a Nissan Pathfinder 2009 SE Loaded or 2009 LE loaded in Central Florida for a 36 month lease, 12k miles/yr with no money down and no trade in.   I am curious how far below invoice most dealers will go right now and what the current residual value and money factors are at this time. Seems like there only a few of these SUV's at various car lots due to the ecomony.   Any help is truly appreciated!! Replies to this message: Car_man (Mar 02, 2009 5:58 am) rbclaw (Mar 02, 2009 11:39 am) Car_man (Mar 03, 2009 3:17 am)
#340 of 372 Re: Anyone know Feb 2009 money factor and residual value on 2009 pathfinder? [rbclaw] by Car_man HOST Mar 02, 2009 (5:58 am)
Replying to: rbclaw (Feb 23, 2009 3:02 pm) Hi rbclaw. Nissan is not currently providing any lease support on the 2009 Pathfinder. As a result, NMAC's lease program on it is absolutely terrible. Through March 2nd, NMAC's buy rate lease money factor and residual value for a 36 month lease of a 2009 Pathfinder LE V6 2WD with 12,000 miles per year are .00325 and 38%, respectively.   Nissan is currently providing a $1,500 cash incentive on leases of the 2009 Pathfinder. Make sure to take this cash into account when negotiating your deal.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: rbclaw (Mar 02, 2009 11:39 am) Car_man (Mar 03, 2009 3:17 am)

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