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Nissan Murano Lease Questions

1227 messages,  Last post on Dec 01, 2009 at 4:38 PM

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What is this discussion about? Nissan Murano, Car Leasing, SUV

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#758 of 1227 About to buy a 2009 Murano LE by kilroy99 Jun 25, 2008 (5:51 pm)
Hi all, I am about to pull the trigger on a new 2009 Murano. We're getting an LE w/ moonroof, rails, and guards. MSRP is 38540 and our offer is 34500. Based on my research this seems like a decent deal. I'd be interested in your thoughts.   I have never leased a vehicle and trying to decide if this is a good way to go for us. Is now a good time to lease a 2009 Murano? Also, we are HEAVY drivers. We would probably put 18000 miles per year on the vehicle. I haven't talked to NMAC about any of this yet -- I don't even know the variables that would come into play here. In playing with some numbers that I found in the forum here it looks like my lease payment could be well over $500/month for 36 months and 12k miles/year assuming zero down -- that seems pretty steep to me.   Long story short, I would appreciate any feedback on any of the above data. Purchase price, any info on current Murano leasing data and/or strategy, and how I might want to approach this given my annual mileage (maybe I should just buy it).   Thanks in advance for any feedback! fp
#759 of 1227 June Murano rates & residuals by gforce11 Jun 26, 2008 (10:36 am)
Not the best time to lease a Murano right now due to the lack of lease support from Nissan. The residuals are fairly high, which is great, however, the money factors are pretty high too.   June Murano MF & Residual. Replies to this message: kilroy99 (Jun 26, 2008 11:36 am)
#760 of 1227 Re: June Murano rates & residuals [gforce11] by kilroy99 Jun 26, 2008 (11:36 am)
Replying to: gforce11 (Jun 26, 2008 10:36 am) Appreciate the data (and great site, BTW). I think we're going to just buy this car. I've shopped around quite a bit and this seems like a fair deal. Thx!
#761 of 1227 Car Man Quote and question by sixfive Jul 08, 2008 (4:16 am)
"Let me begin by saying that $5,000 is way too much money to put down on a lease. I always advise consumers not to make any sort of capitalized cost reduction when leasing. Those who make them risk losing them if their vehicle is totaled in an accident or stolen and never recovered. You would be much better off going with a zero down lease, even through it means that your monthly payment will be higher. "   After reading the above, and I've always dished out the same advice, it occured to me that our Allstate new car/gap coverage would take care of any down payment if we lost the car. Wouldn't the coverage allow for the purchase or lease of a new vehicle with nothing but deductables out of pocket? The coverage is cheap and should be purchased anyway since most cars depreciate faster than the payments are made in the early months of the lease, exposing lesee's and owners.   Also, we struggled with the FX35 vs 09 Murano decision as both loaded were within 10 bucks a month on a 39 mo lease. We opted for the Murano even as the engine is sitting the wrong direction. Better technology and a better interior. As a G owner, it was time for a new interior design. The ride is beautiful and the power seamless. We made a great decision. Replies to this message: jsyaruss (Jul 08, 2008 2:00 pm) Car_man (Jul 10, 2008 3:14 am)
#762 of 1227 Re: Car Man Quote and question [sixfive] by jsyaruss Jul 08, 2008 (2:00 pm)
Replying to: sixfive (Jul 08, 2008 4:16 am) Also...I may be wrong about this, but isn't gap insurance provided as part of Nissan leases? I could swear I heard this somewhere, but to be honest, I can't remember where... (I personally still don't put money down on a lease, but I think with the gap protection, it's less of a concern, right?)   Congrats on the Murano - we're loving ours (4 days old now .
#763 of 1227 GAP on Nissan Mo Co Lease by sixfive Jul 09, 2008 (3:39 am)
I have heard that but the dealer used Hann financial to do the lease - NJ based firm I believe. Better rate but we were not covered for GAP needs according to the contract. 5k down on a lease is silly at sub 5 money rates. Cash in your pocket is king.
#764 of 1227 Re: 06 Murano lease and deprectiation [jamriman] by Car_man HOST Jul 10, 2008 (3:04 am)
Replying to: jamriman (Jun 11, 2008 8:54 am) Hi jamriman. There's almost no question that your Murano will be worth less than its lease-end purchase option price, but it is difficult to say whether Nissan Motor Acceptance Corp. (or whichever bank you are leasing it through) will be willing to lower its price for you. Some banks will, but many banks won't. The only way to find out for certain will be to place a call directly to NMAC a month or two before the scheduled end of your lease. If your initial contact there is unwilling to work with you, try working your way up the ladder to a manager. Again, there's no guarantee that they will be willing to work with you, but you don't have anything to lose by trying. There's absolutely no reason to pay more for your truck than what a similar one would sell for on the open market.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#765 of 1227 Re: 2009 Murano Lease numbers [grossie] by Car_man HOST Jul 10, 2008 (3:12 am)
Replying to: grossie (Jun 14, 2008 10:19 am) Here's the information that you're looking for, grossie. NMAC's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Nissan Murano SL AWD with 12,000 miles per year are .00250 and 55%, respectively. This money factor is enhanced to .00225 for current Murano owners and lessees. I don't believe that NMAC offers leases with only 10,000 miles per year, but if it did its residual value for this vehicle would probably be 1% higher.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#766 of 1227 Re: Car Man Quote and question [sixfive] by Car_man HOST Jul 10, 2008 (3:14 am)
Replying to: sixfive (Jul 08, 2008 4:16 am) Hi sixfive. Gap insurance covers the difference between what you owe the bank on your car or truck and what it your insurance company is willing to pay you for it if it is totaled. However, I do not believe that it will reimburse you for any down payment that you made on your lease.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#767 of 1227 06 Murano lease and deprectiation by jamriman Jul 10, 2008 (4:57 am)
Hi Car_man, Many thanks for your answer! I'll have to wait and see like you said. In the meantime if anyone out there is willing to take over payments of $370 per month on a perfect 06 with around 12000 miles, until lease ends Sept 09, send a pm. Thanks! Replies to this message: hacteha (Jul 31, 2008 10:07 am)

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