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Nissan Murano Lease Questions

1227 messages,  Last post on Dec 01, 2009 at 4:38 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Nissan Murano, Car Leasing, SUV

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#1181 of 1227 Re: Quoted Lease doesn't add up. [wnuk] by jayrider Oct 13, 2009 (6:47 am)
Replying to: wnuk (Oct 12, 2009 5:28 pm) Take your calculator and numbers to the dealer and sit down with the rep and do the lease. Then you can see why the numbers don't match. Easy.
#1182 of 1227 2009 Murano "S" lease deal by wnuk Oct 15, 2009 (11:43 am)
Update: Went back to the dealer with my calculations. The salesman looked confused at first so I sat with the finance manager to review their quote and my calculations. Their initital offer was $1000 down, my trade and a payment of $414.35 (see my last post for specifics).   After going over my numbers (finance manager offering no explination as to why they were different to begin with) he relented to $1000 down, my trade, and $377 per month. A difference of $37.35 per month or $1456.65 over the 39 month lease.   This is a 2009 Murano S with convenience package.   MSRP: $30940 Selling Price: $19243 (This breaks down to $28493 selling price minus $8000 for trade minus $1250 in rebates.) Residual is $16708 and Money Factor is .00164   Add back in the buyout on my trade ($8357, net loss of $357 on trade) and $1000 due at signing. Nissan is charging a $595 origination fee for the lease which is included in the lease payment. All taxes and fees are included in the $377 payment also.   I did not commit to the deal yet but I think it is very good. I'm trying to decide between the Murano and a Traverse LT1. Two different vehicles, I know. Best lease deal on the Traverse so far is $443 with $1800 down for 39 months or $425 for 48 months. Hope this helps some of you. The value of doing the research and calculating the payment yourself is well worth the time to learn how to do. Replies to this message: jayrider (Oct 15, 2009 12:38 pm) wnuk (Oct 15, 2009 2:50 pm) jayrider (Oct 15, 2009 2:57 pm)
#1183 of 1227 Re: 2009 Murano "S" lease deal [wnuk] by jayrider Oct 15, 2009 (12:38 pm)
Replying to: wnuk (Oct 15, 2009 11:43 am) Most everyone who knows leasing would tell you to take the 8k trade as a cash check from the dealer and put it in the bank. Use it to supplement your higher monthly payments. This way you have no equity in the lease should the vehicle be totaled. If not -- make sure you have gap insurance to cover what you put down. I think nissan includes it in their leases. Replies to this message: wnuk (Oct 15, 2009 2:50 pm) jayrider (Oct 15, 2009 2:57 pm)
#1184 of 1227 Re: 2009 Murano "S" lease deal [jayrider] by wnuk Oct 15, 2009 (2:50 pm)
Replying to: jayrider (Oct 15, 2009 12:38 pm) jayrider-you may have misunderstood. I still have a loan balance on my trade of $8357. I couldn't do what you suggested, thought I fully understood what you were getting at. Replies to this message: jayrider (Oct 15, 2009 2:57 pm)
#1185 of 1227 Re: 2009 Murano "S" lease deal [wnuk] by jayrider Oct 15, 2009 (2:57 pm)
Replying to: wnuk (Oct 15, 2009 2:50 pm) Ok --- understood.
#1187 of 1227 disposition fee by mikeweb Oct 18, 2009 (5:31 am)
I signed a deal last night and didn't notice the dealer stuck in a $395 disposition fee. When I went back they were closed. I haven't picked up the murano yet. Can I get them to take it off before delivery? By the way my deal was: 2009 Murano sl awd, leather premium, 360 package. List $36,100 3k at signing, $399 per month 39 months tax incl in NJ deal wasn't as good as my 06 with the money factor being the difference. Best was .00164 Thanks Replies to this message: kyfdx (Oct 18, 2009 8:20 am) daz499 (Oct 19, 2009 9:45 am)
#1188 of 1227 Re: disposition fee [mikeweb] by kyfdx HOST Oct 18, 2009 (8:20 am)
Replying to: mikeweb (Oct 18, 2009 5:31 am) Most leases now have disposition fees.. It is a requirement of the bank that writes the lease, and likely isn't a negotiable item with the dealer...   Until you actually take delivery, you can always stop the deal.. But, you aren't likely to get that item changed.   regards, kyfdx
#1189 of 1227 Re: October rates? [Car_man] by mikeweb Oct 18, 2009 (2:25 pm)
Replying to: Car_man (Oct 12, 2009 2:20 am) Hi Car Man,   I was curious. My credit score was 784 but when the dealer ran the money factor I saw he had me in a range of 700-739 with a money factor of .00164. he said the top two score levels got the same money factor. Don't they give a better credit score a lower money factor? Would I be able to do better than .00164 with a 784 credit score? Thanks Replies to this message: Car_man (Nov 02, 2009 3:19 am)
#1190 of 1227 2009 Nissan Murano SL AWD 360 Package by captain_o Oct 18, 2009 (4:46 pm)
Can someone tell me if this is a decent deal in NYC. 2009 Nissan Murano SL AWD 360 Package ( Lease ) around $3,800 total out of pocket $409 a month 39 month lease 12k miles per yr.   The dealer was charging an 800 destination charge fee, is this fee normal? Replies to this message: daz499 (Oct 19, 2009 9:57 am)

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