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Nissan Armada Lease Questions

136 messages,  Last post on Nov 02, 2009 at 2:42 AM

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What is this discussion about? Nissan Armada, Car Leasing, SUV

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#107 of 136 Any View by dowzamp Dec 10, 2007 (3:14 pm)
Hi   Relatively new to this negotiating game and just wanted to see if anybody had a view on the following:   4 x 2 LE with a MSRP of $46,170 inv: $41,878 Capital: $44,133 (inlcudes $2,850 of payments on existing lease, 6 months early due to near max miles) Money factor: 0.00140 Residual: 52% 39 month, 15k pa Down $1,000 including first month Monthly: $634.57 plus tax   I'm sure I can do better but the dealer keeps claiming that the current $4.5k rebate is only for sales rather than leases etc.   Thanks for any views Replies to this message: sbuhler (Dec 10, 2007 4:18 pm) dowzamp (Dec 10, 2007 5:09 pm)
#108 of 136 Re: Any View [dowzamp] by sbuhler Dec 10, 2007 (4:18 pm)
Replying to: dowzamp (Dec 10, 2007 3:14 pm) Just wanted to give you my opinion. The $4,500 rebate will not be allowed with the NMAC money factor and residual value. You could use the rebate and then go through an independent bank (but most probably the money factor will be much higher and the residual value will be a lower percentage). The only concern I have is your existing lease. What type of vehicle is it? I would recommend getting a payoff quote on your current leased vehicle. I would also recommend posting your leased vehicle in the real-world trade in values to see how much it is worth. I would be interested to know what your payoff value is compared to the trade-in value. I would think that about $5,000-6,000 off of the MSRP is all you are going to get if using the NMAC buy-rate money factor and residual value. Replies to this message: dowzamp (Dec 10, 2007 5:09 pm)
#109 of 136 Re: Any View [sbuhler] by dowzamp Dec 10, 2007 (5:09 pm)
Replying to: sbuhler (Dec 10, 2007 4:18 pm) Thx for the info. The existing leased vehicle is a 2005 Infinit FX35 (zero down, 39 m lease with 12k pa - I'm at 38k and the lease terminates in July). 6 payments of $475 (inc tax) left. end of lease residual = $24911.60. Pay off value = 27,461.28 and KBB trade value = $24685.   Both old and new lease thru NMAC
#110 of 136 2008 Armada LE 4X4 lease by wantmb Dec 11, 2007 (8:05 am)
CarMan,   Can you please provide the MF and Residuals for Nissan Armada LE 4x4 with MSRP of $47,446 and Sale price of $$44,221 -$4500 rebate for a grand total sales price of $39721 (which is invoice).   I am aware that you have to use independent back to get $4500 rebate, do these banks follow the same residual and MF as NMAC? Additionally, I am interested in a 36 or 39 month lease with 15 k miles, I live in MD 5% sales tax on entire purchase.    We need a large vehicle for the expanding family and Nissan price seems attractive, however we are not set in stone on Armada if there is a better deal on a large 4x4 SUV out there, do you have any suggestions on good lease deals if Armada lease is not a good deal (which after reading previous posts it appears not to be a good deal in general).   Can you provide what the after tax payment should be assuming I put zero down. I appreciate your support in advance!   Additionally, you provided excellent information that helped on the purchase of my last 2 vehicles (Mazda RX8 and Acura TL), thanks again.
#111 of 136 Re: It worked [centerice20] by mmoreno1978 Dec 26, 2007 (7:13 pm)
Replying to: centerice20 (Nov 30, 2007 8:08 pm) Where are you located? Are those types of deals still out there? We are looking to buy before the end of the year.
#112 of 136 3rd party leases by medicallady Jan 13, 2008 (10:34 pm)
Car man, I have read several posts and am a bit confused by the lease vendors. I hear that NMAC does not allow for rebates on their leases, however i also hear that non-NMAC will allow the rebate. I didnt know this was possible, how do i research other banks that will lease so that i can apply the rebates to the price? I guess i will have to research their money factors as well...and their residuals.   Thanks. Replies to this message: Car_man (Feb 01, 2008 2:38 am)
#113 of 136 Re: 3rd party leases [medicallady] by Car_man HOST Feb 01, 2008 (2:38 am)
Replying to: medicallady (Jan 13, 2008 10:34 pm) Hi medicallady. Nissan does not usually allow consumers who lease through NMAC to take advantage of customer cash incentives because in most cases it is already providing a large amount of lease support on the NMAC program and allowing the combination of both programs would be extremely expensive. As far as Nissan is concerned, a lease through a different bank is no different than a cash purchase and it would be eligible for any available customer cash. Having said this, NMAC's lease program is usually so much better than the ones that are available through independent banks that it usually pays to go with a NMAC lease even if if means forfeiting the cash.   Most independent banks do not deal directly with the general public, but require consumers who want to lease through them to go through a dealer. So is is difficult for individual consumers to find out what the lease programs for independent banks are like on their own. Dealers usually have computer programs that enable them to search the country for the best deals that are being offered by independent banks. If an independent bank is offering a more attractive program than a captive finance company, dealers will usually try to steer consumers in that direction.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#114 of 136 New Nissan Armada 4 x 2 by matta3 Feb 14, 2008 (3:58 pm)
Retail price is roughly $48,000 and selling price is roughly $42,500. I have $5,372 of negative equity in my current lease. Total capitalized cost will be roughly $48,299.00 Quoted 36 months with 15K the money factor is .00123   Stupid question, but do I simply multiply the total capitalized cost times .0123 to get my lease payment???   Thank you Replies to this message: matta3 (Feb 16, 2008 2:03 pm) steevo (Feb 20, 2008 5:45 pm)
#115 of 136 Re: New Nissan Armada 4 x 2 [matta3] by matta3 Feb 16, 2008 (2:03 pm)
Replying to: matta3 (Feb 14, 2008 3:58 pm) Disregard my message above as I had a brain cramp. I guess I am looking for a full proof money factor to multiply times the capitalzed cost to get the payment.   Is that even possible or do you have to do all of the calculations each and every time?   When will the 2009's come out? Thanks Replies to this message: steevo (Feb 20, 2008 5:45 pm)
#116 of 136 Re: New Nissan Armada 4 x 2 [matta3] by steevo Feb 20, 2008 (5:45 pm)
Replying to: matta3 (Feb 16, 2008 2:03 pm) Try this..   http://www.leaseguide.com/calc.htm

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