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MINI Cooper Lease Questions

286 messages,  Last post on Nov 19, 2009 at 7:48 AM

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What is this discussion about? MINI Cooper, Car Leasing, Convertible, Hatchback

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#193 of 286 Re: Mini Coopers S Lease Question-HELP [Car_man] by isell188 Jan 30, 2009 (7:53 am)
Replying to: Car_man (Jan 21, 2009 3:37 am) where did he get such a discount? I am currently looking at getting a Mini Cooper S that has a sticker price of $27,450 but they are only knocking off 1,000 on it. I am planning on doing a 2yr lease and the MF and residuals are good, i was just hoping to get the car in the 25K range. any ideas ( I live in PA)
#194 of 286 Re: mini select [megirn] by Car_man HOST Feb 11, 2009 (2:52 am)
Replying to: megirn (Jan 21, 2009 6:20 am) Hey megirn. Most banks that lease vehicles charge consumers a security deposit that is equivalent to their vehicle's monthly payment rounded up to the nearest $25 or $50 increment.   The battery, tires, and other fees that you mentioned are likely legitimate charges that are levied by your state.   Doc fees on the other hand aren't really anything more than a way for dealers to pad their profit in deals. Adding insult to injury, a $600 doc fee is particularly high. Look at this fee as part of your car's total selling price. If the price that you are getting it for, including this charge, is less than you would have to pay for it elsewhere...then go for it. If you think that this fee makes the price that you are being charged unreasonably high, then comparison shop with a few other dealers.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#195 of 286 Re: 2009 Mini Cooper Lease [toky] by Car_man HOST Feb 11, 2009 (2:58 am)
Replying to: toky (Jan 21, 2009 12:18 pm) Hi toky. On most vehicles, consumers who shop around are able to find a dealer that will charge them the dealer buy rate on leases...particularly in today's difficult retail environment.   The money factors for all Mini models are exactly the same.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#196 of 286 Acquisition Fees and MF by jvost Feb 15, 2009 (8:23 am)
Hi - Can anyone out there confirm BMWFS's acquisition fees for a Mini Cooper lease? I see from the board that many dealers are charging $925, but I think the dealers may be marking the fee up an additional $200 from the finance company's actual fee of $725. Also, can anyone confirm what the buy rate for the MF is for February? According the following website the factor is .00219, which is significantly lower than what I see being reported on earlier posts. Again, I'm assuming the dealers are marking this up.   http://www.ridewithg.com/index.php/2009/02/09-mini-cooper-lease-rates-for-februa- ry-2009/ Replies to this message: Car_man (Mar 02, 2009 5:12 am)
#197 of 286 Re: Acquisition Fees and MF [jvost] by Car_man HOST Mar 02, 2009 (5:12 am)
Replying to: jvost (Feb 15, 2009 8:23 am) Hi jvost. BMW Financial Services' base acquisition fee is indeed $725. BMW dealers, and I suppose Mini dealers, are notorious for trying to mark up BMW FS' base fee to add additional hidden profit to deals. You should be able to find a dealer that will charge you the base fee if you negotiate with them some more or shop around.   BMW's money factors for Minis vary by region. They should probably be anywhere from .00210 to .00240 depending upon where you live.   If you are not 100% set on leasing, you might be interested in the fact that 4.9% financing for up to 5 years on Minis.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#198 of 286 09 Clubman Lease - Opinions? by lala711 Mar 04, 2009 (10:42 am)
I ordered an '09 Clubman due here in 9 weeks, and wanted to get some opinions on the lease I was offered:   MSRP: $26,200 Selling Price: $25,700 Lease Terms: 3 yrs/12,000 miles per yr Residual: 68% Cap. Cost Reduction: 873 Acquisition Fee: $925 Security Deposit: $400 Tax, Title, License Fees: $369   This gets me the car with about $2K out the door. Based on these numbers, I'm calculating the MF around .00208. I'm trying to figure out how to make this deal better... any thoughts? I know the acq. fee was increased by the dealer by $200, and I'm thinking I may be able to get another $500 off MSRP (for a total of $1K off)... do you think I should ask for more? Or would you say this is a good deal? Thanks for the hlep!
#199 of 286 Fair lease #... by oiler Mar 04, 2009 (11:50 am)
Where: Indianapolis, IN What: Cooper S MSRP: 25,100 Lease: 36 months MIles: 15,000 per year Amt down: $0   Credit approved (good to excellent) - asked the dealer (in an email) the mf used and residual value - to which he didn't answer but shot back the monthly $ figure for this lease would be...   $445   This seems high?   Is it possible to derive the mf from the above info?   Capitalized cost - is this the MSRP figure? Or are there other figures added (tax, fees, etc)??   Residual Value - is 68% correct? Would it then be 68% of the MSRP figure   By the way, I replied back via email that the monthly was too high and that their mf being used must be too high - said thx for the help and that I would look elsewhere. He has since left a message to call him   What is a "reasonable" amount to be paying monthly for the above setup?   Thx in advance
#200 of 286 2009 Cooper S Convertible Money Factor by dslucki Apr 29, 2009 (1:23 pm)
Car_Man - I am interested in the buy rate money factor for April on a Cooper S Convertible. I've been quoted .0024. Also, would you advise someone to pay a security deposit and an acquisition fee to lower the money factor? Thanks in advance. Replies to this message: Car_man (May 01, 2009 2:06 am) dslucki (May 04, 2009 6:38 am) Car_man (May 28, 2009 1:42 am)
#201 of 286 Re: 2009 Cooper S Convertible Money Factor [dslucki] by Car_man HOST May 01, 2009 (2:06 am)
Replying to: dslucki (Apr 29, 2009 1:23 pm) Hi dslucki. BMW's April buy rate lease money factor for the 2009 Mini Cooper S Convertible was right around the .00240 that you were quoted. I say right around because it varies by region, but the factor that you were quoted is very similar to the ones that I have seen.   BMW's April residual value for a 36 month, 15,000 mile per year lease of this car was 59%.   This lease program was scheduled to run through April 30th, but I suspect that its May program will be very similar...if not exactly the same.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: dslucki (May 04, 2009 6:38 am) Car_man (May 28, 2009 1:42 am)
#202 of 286 Re: 2009 Cooper S Convertible Money Factor [Car_man] by dslucki May 04, 2009 (6:38 am)
Replying to: Car_man (May 01, 2009 2:06 am) Car_Man - thanks for the info. I am in Southern California if that makes a difference on the numbers. Do you see any changes to the residual and money factor for May? Thanks! Replies to this message: Car_man (May 28, 2009 1:42 am)

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