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Prices Paid: Buying & Leasing Experiences Mazda6 Lease Questions
151 messages, Last post on Sep 03, 2008 at 10:38 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: Car_man (Jan 31, 2008 5:05 am) But, if I just go by Edmunds figures for one with just a rear spoiler added, the MSRP is 21610 and TMV is 18260 with a 2000 rebate. But I'm guessing if I lease one, I only get to use the 1250 lease cash listed on Mazda's website. However, if I use that, roughly a 1200 trade-in and first-month payment down only, wouldn't it be possible to get a lower payment than that? I know you suggest not putting a lot down on a lease, but I'm not sure even with the available lease cash and first-months payment that I could come up with near the 199 a month. Plus, I don't need four cars in the driveway (well, three as my postal truck stays at the office) I really don't want to go 36 months, since I will likely have the money to upgrade to a BMW 330i convertible after this lease runs out. |
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What should I expect to get one of these for? I managed to find one, loaded, msrp is 28,818, dealer says $600 over invoice, and that includes the cost of getting it here. Purchase is $21,888 with 4K rebate, I would want to lease it.
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Replying to: scottinky (Feb 21, 2008 10:59 am) Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Car_man, Hello. I'm currently interested in leasing a 2008 Mazda6 i SVE. I've done a lot of research worked numbers over repeatedly as well as used Mazda's lease payment calculator to verify my work. However, I'd like to know if this is a possibility and not a flight of fancy. I have come to find that my wife is eligible for the s-plan and am working from that price. Currently the Mazda6 i SVE at s-plan is $18,248, before tax and fees. From that I added handling charges, tax, etc. The final sale price comes out at $20,015.98. I then applied a down payment of $1000 and the current lease cash of $1250 offered by Mazda. At 24 months and 12,000 miles my complete monthly payment comes out to $176 per month. I double checked my work on their website calculator as well and came up with the same price. My question is, will a dealer allow me to use s-plan pricing and lease cash combined? Although it's clearly stated this is a possibility, I find some dealers unwilling to participate. What should I do? Thank you.
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Replying to: adreas (Mar 12, 2008 5:57 pm)
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Replying to: krwest1 (Mar 13, 2008 5:38 am) Thank you.
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Replying to: adreas (Mar 13, 2008 7:16 am) Your payment will go down about $4 per month for each additional $100 you put down. However, the money factor on this lease is so low (around 1%), that you would be better off not putting any money down except the first month's payment. Put the money into an online savings account and earn 3 or 4%, and take money out each money if you need it to help make the payment.
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Replying to: krwest1 (Mar 13, 2008 8:36 am) After adjusting my last work to compensate for the lease cash, I also came up with $228/mo for the Mazda6. So I know I'm working this out right on the Mazda3. That is, unless, the lease on the Mazda3 is not at a similar money factor as the Mazda6. Any advice? My dealer is trying to get me to lease a Mazda3 at $216/mo with $1500 down. I'm also aware he did not include the $500 lease cash in his calculations. He also used a money factor of 11.95% (0.002868)! What should I do? Thanks.
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Replying to: adreas (Mar 13, 2008 9:03 am)
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Replying to: krwest1 (Mar 13, 2008 10:36 am) |
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