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Prices Paid: Buying & Leasing Experiences Mazda6 Lease Questions
266 messages, Last post on Nov 18, 2009 at 2:58 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Hi everyone. Please use the following discussion to post any questions that you have about leasing a Mazda6. Thanks. Car_man Host Smart Shopper / Prices Paid Forums
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Hi i just wanted to know if anybody knew the current money factor and residual on an 06 mazda grand touring S. I've been to a couple of dealers but they all seem to give me differet numbers. Thanks
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Replying to: jhandal (Nov 10, 2005 7:52 pm) Car_man Host Smart Shopper / Prices Paid Forums
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Replying to: Car_man (Nov 13, 2005 8:21 am) Could you please post the money factor and residuals for the new Mazdaspeed 6 in both the Grand and Sport models? Thanks a lot!
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Replying to: Car_man (Nov 13, 2005 8:21 am) just FYI....the .00211 rate is based on the very best credit and not everyone will qualify. Also there is lease cash that varies per region. In the northeast it's $2000
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Replying to: rtadams (Dec 10, 2005 11:57 pm) Car_man Host Smart Shopper / Prices Paid Forums
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Replying to: audia8q (Dec 12, 2005 9:15 am) Happy Holidays, Car_man Host Smart Shopper / Prices Paid Forums |
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Replying to: Car_man (Dec 18, 2005 11:39 am)
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Replying to: masscounsel (Jan 09, 2006 6:26 pm) In your post I notice that you mentioned you are making a $3,000 down payment on this car. I always advise consumers against making any sort of down payment when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your insurance company pays off the bank that you were leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your Mazda6 would be exactly the same, regardless of whether you had put $3,000 down, or had made absolutely no down payment at all. Car_man Host Smart Shopper / Prices Paid Forums |
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So I just finished a lease for a mazdaspeed6. I wished I head done more research on leasing, but since my mindset was to buy the car, I didn't bother. Going over the numbers, I noticed that the car was basically 1K over MSRP. In hind site, I was focused on getting a decent monthly payment that I didn't pay attention to the numbers before signing (didn't notice the extra $640 in doc fees as well). question for the future: My question: 1. Is the cap cost fixed when leasing, or is it a negotiable value. I was given the impression that I could not negotiate the cap cost (it was fixed). After reading this thread, I assume that is not the case. Is the residual based on the negotiated cap cost or is it a fixed rate? 2. If I buy out the lease, do I still have to pay the rent charge or do I only have to pay the residual at the time I buy it out? 3. Is there time period to wait before I buy the lease out? Thanks.
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