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Mazda3 Lease Questions

447 messages,  Last post on Dec 05, 2009 at 11:27 PM

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What is this discussion about? Mazda MAZDA3, Car Leasing, Hatchback, Sedan

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#394 of 447 Re: July Lease Rates [tbrouillard] by qbrozen Jul 09, 2009 (7:18 am)
Replying to: tbrouillard (Jul 09, 2009 4:38 am) Ouch. I hope 15k is enough for you. $370/mo to rent an economy hatch is alot of money. You don't want to keep digging your hole deeper. So as long as you will keep this the full term and not go over the miles, and if you absolutely must have a new car, then it is what it is. Good luck to you.
#395 of 447 2010 iTouring w/Bose & Roof Lease by liiveri Jul 15, 2009 (6:06 pm)
I drove this off the lot yesterday...iTouring w/Bose and Moonroof. What do you think of this lease deal?   MSRP = $20,495 Price = $18,995 + $595 acq fee Term = 36 mo/12K miles Residual = 60% ($12,300) Money Factor = 0.00179   I paid the ACQ fee up front so adjusted cap = $18,995   My monthly payment = $242   Thanks for your help, Eric
#396 of 447 Lease or buy/finance better deal Mazda 3 Hatchback by buzz55 Jul 17, 2009 (4:03 pm)
2010 Mazda 3 S Hatchback, automatic, moonroof/Bose   Is either/both a good deal? Which is the better deal?   Sales price $19,911 plus $1,424 tax/tags = $21,335 out the door   Buy/Finance $21,335 3.9%/60 month (std current Mazda 3 financing) = $391.96/mo   Lease 36 mos/ 10,000 miles/year; $0 cash out the door, first month pmt included, 35 monthly payments of $318.71; residual $10,687.20, money factor .00050
#397 of 447 Money Factor July Mazda 3 Sport by kushalsherpa Jul 21, 2009 (5:40 am)
Considering to buy a Mazda 3 Sport (Manual) in NH, i was wondering if the Money Factor changes according to the dealers or state or month? What is for this month? What's the Residual value for Mazda 3 sport, 36 or 42 month lease? All i want to do is drive mazda 3s with monthly payment around $179. How much down do i have to put it in? If someone could answers these questions i would really appreciate it ! Replies to this message: kingpcgeek (Jul 21, 2009 2:31 pm) scubadoo2 (Jul 27, 2009 4:49 am) Car_man (Aug 07, 2009 1:49 am)
#398 of 447 '10 Mazda 3 Sport Manual Invoice Price by kushalsherpa Jul 21, 2009 (6:24 am)
MSRP for 2010 Mazda 3 Sport (Manual) is $19990 and the invoice price is $18766. Does anyone know in general how much could the dealers go down from the invoice price? Would be price be different for leasing or buying? Can they go down $1000, $2000 etc? Replies to this message: Car_man (Aug 07, 2009 1:53 am)
#399 of 447 Re: Money Factor July Mazda 3 Sport [kushalsherpa] by kingpcgeek Jul 21, 2009 (2:31 pm)
Replying to: kushalsherpa (Jul 21, 2009 5:40 am) Mazda's in general are not good cars to lease so there isn't much traffic here. Why don't you just ask a dealer or two what they are? They can't mess with the residual, but can bump up the MF. If the MF is the same from both you know they probably are not doing so. One problem with leasing from Mazda is that you are actually leasing from Chase, since Mazda credit doesn't write leases anymore. Banks typically have worse terms then manufacturer's credit departments.   FYI you should never lease longer then a warranty. So a 42 month lease should not be an option for you.   You also do not want to "put down" money to get to a certain payment. Perfect explanation from leasecompare.com:   Because you pay for the use of a vehicle during a lease, you should put as little money down as possible, up front. Although putting money down can lower your lease payments (by reducing your capitalized cost) in most cases it cannot be regained in the event of early termination due to a loss.   For example, a customer once leased a Toyota 4Runner and put $3,000 down as a cap reduction. Five months later the vehicle was totaled in an accident. The client's insurance paid its portion of the lease payoff and Gap Insurance paid the balance. Our client walked away with only paying his insurance deductible but he did not get reimbursed for his initial down payment of $3,000. It was lost.   The moral of this true story is to put as little money down as possible,ideally no money down. Here are some other things to consider:   - Money down is taxable - Take the money you would have put down and invest it - Put your down payment in a savings account and use a portion each month to help make your lease payment Replies to this message: scubadoo2 (Jul 27, 2009 4:49 am)
#400 of 447 Re: Money Factor July Mazda 3 Sport [kingpcgeek] by scubadoo2 Jul 27, 2009 (4:49 am)
Replying to: kingpcgeek (Jul 21, 2009 2:31 pm) Very good point regarding the "no down payment", however, I would like to add to your other comments. The Mazda 3 is actually a very good car to lease, especially recently. The 3 year residual is around 60% and there are few if any cars around that number any more. Also, you are correct that Chase is underwriting the lease but Mazda provides lease support in terms of residual value. It is my understanding that Mazda assumes the risk for the car being worth less than the residual. If not, I seriously doubt that any bank would be leasing cars anymore except with 30% residuals. Chase wrote off hundreds of millions a few years ago on lease residuals.
#401 of 447 Re: July Lease Rates [tbrouillard] by kushalsherpa Jul 27, 2009 (9:19 am)
Replying to: tbrouillard (Jul 09, 2009 4:38 am) I just got a 2010 Mazda 3i Touring, Base Pkg, Manual Trans for $0 Down, 10000 miles, 36 months lease for $189/month with $295 fee in Ira Mazda Danvers, MA. This was the best deal i could every find. After $1000 down, my payment came out to be $164/month. Even though i go over in mileage, its only 15 cents/mile.   Ira Danvers had the best deal around Mass and New Hampshire
#402 of 447 2009 & 10 Mazda 3S GT by danny14 Aug 01, 2009 (5:01 am)
Could you please give me the August residuals and MFs for 3yr 36k miles leases for:   2009 Mazda 3s GT Auto/hatchback 2010 Mazda 3s GT Auto+manual/hatchback+sedan   I'd also apprecaite if can indicate the availability of any incentives on the above models that are eligible for leases.   Thanks in advance and sorry for the number of questions. Replies to this message: Car_man (Aug 07, 2009 2:16 am) telmax (Aug 07, 2009 4:48 am) davidmbruce (Aug 07, 2009 5:00 am) and 8 more...
#403 of 447 August money factor + residuals MZ3s 5door MT by greenice Aug 03, 2009 (10:34 am)
car man,   could you please give me the money factors and residuals for August for 36 months / 36k lease (or a 42 months lease if that is what Mazda is currently subsidizing)   2010 Mazda 3s GT 5-door manual transmission   I am in Missouri, if that matters. Many thanks! Replies to this message: Car_man (Aug 07, 2009 2:26 am)

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