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Mazda3 Lease Questions

445 messages,  Last post on Nov 23, 2009 at 6:54 PM

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What is this discussion about? Mazda MAZDA3, Car Leasing, Hatchback, Sedan

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#210 of 445 Re: Mazda3 GT 5 door [pfje] by kyfdx HOST Sep 05, 2007 (8:09 am)
Replying to: pfje (Sep 05, 2007 7:52 am) I'm pretty sure that MD is 5% on the selling price..   But, at that monthly price, I'd buy the car.. You'd get the same payment over 60 months, more or less..   Unless you are upside-down on a trade, that price seems way out of line...
#211 of 445 Re: Mazda3 GT 5 door [pfje] by delta737h Sep 06, 2007 (1:39 am)
Replying to: pfje (Sep 05, 2007 5:20 am) pfje,   What is the adjusted capcost? If your payment is correct, then the adjusted cap is substantially higher than the sell price of $21,805. Even if you cap the sales tax and acquisition fee, the total amounts to $23,495. Using this as an adjusted cap triggers a payment of $430.25 or about $13 less than your payment. Your payment suggests an adjusted cap of $23,796.24. Looks as though there is an additional $300 coming from somewhere.   You're not providing enough information for me to respond intelligently. Something is missing. I have no clue how you arrived at the $443.27 payment. Taxes appear to be based on $21,900 ($1,095/0.05). Looks a little shakey to me. I need a break down of the adjusted cap.   John Medina, Ohio Replies to this message: pfje (Sep 07, 2007 5:01 am) qbrozen (Sep 07, 2007 5:31 am)
#212 of 445 Re: Mazda3 GT 5 door [delta737h] by pfje Sep 07, 2007 (5:01 am)
Replying to: delta737h (Sep 06, 2007 1:39 am) John,   Thanks for your response. This is the response I received from the dealership:   New 2007 Mazda3s 5-door Grand Touring Auto Moonroof and Bose 6cd in-dash changer. - MSRP $22,775.00 Your Special Internet Price is $21,805.00*   TAGS $202.00 RESIDUAL 64% MONEY FACTOR 0.00154 TAXES $1,095.20 PROCESSING CHARGE $99.00 ACQUISITION FEE $595.00   PAYMENTS ON 24 MONTHS WITH JUST 1ST PAYMENT UPFRONT IS $ 443.27   I have not met with the dealership in person. Correspondence has been using email. Therefore, I have not seen their payment formula. Before I respond I was hoping for helpful comments (like yours) from the members of this forum.   Any comment would be greatly appreciated. Replies to this message: qbrozen (Sep 07, 2007 5:31 am)
#213 of 445 Re: Mazda3 GT 5 door [pfje] by qbrozen Sep 07, 2007 (5:31 am)
Replying to: pfje (Sep 07, 2007 5:01 am) what did the asterisk next to the "special price" refer to? I don't see a corresponding footnote in your post.   Using edmunds calculator, I've gotten close to their figures. Since you have to pay all the tax on the car, that makes a big difference. If I use the calculator and roll in the processing fee and taxes into the cap cost (total of $22,999), I come up with $453. However, the edmunds calculator insists on a security deposit, so that may be why its coming up a bit high.   Based on all of this, I would be looking to finance for 5 years if I were you. It would be almost exactly the same price, but you'd avoid the acquisition fee and any mileage restrictions.
#214 of 445 Re: Mazda2 2007 vs. 2008 [delta737h] by jerseyguy7 Sep 08, 2007 (8:43 am)
Replying to: delta737h (Aug 24, 2007 4:46 am) Delta/tracer-   Would you mind e-mailing me your excel spread sheet- there are few numbers on Deltas Acura proposal I am not coming to- thanks   jjmurray14yahoo.com Replies to this message: jerseyguy7 (Sep 08, 2007 6:13 pm)
#215 of 445 Re: Mazda3 2007 vs. 2008 [jerseyguy7] by jerseyguy7 Sep 08, 2007 (6:13 pm)
Replying to: jerseyguy7 (Sep 08, 2007 8:43 am) Just putting this out there- according to one dealership I was at today (in NJ)- the residual value on a 2008 i touring is 71%.
#216 of 445 Mazda Financial Doubles Money Factor for '08 Cars? by plasticmoonrai Sep 08, 2007 (8:26 pm)
I am in the market for a Mazda 3 Grand Touring with a nav system. The Westchester, NY dealer I spoke with said that the money factor for the 2008 edition was DOUBLE what the 2007 edition was, but the residual was higher.   In other words, the 2008 editions had a money factor of .00278 (was .00139 for an'07) and the residual was 61% (was 57% for an '07).   Is this guy yanking my chain? How can the money factor be so high for the next year's model? Or is this the norm?   THANKS. Replies to this message: Car_man (Oct 15, 2007 3:01 am)
#219 of 445 Paging Delta737h... by jerseyguy7 Sep 08, 2007 (9:42 pm)
Question on your formulas- In determining P (Payment) you need:     F(Money factor)check     R(Residual value) check     T(Term) check and...     A(adjusted cap cost).....but to determine A(adjusted cap cost) you need C(Amounts Capitalized/financed) in which you includes 1st month's payment   Your formula for A....A=(V+C)-D.....V and D are known, but what about C...you know security and acquisition fees, but C also includes 1st month payment ...but P can only be calculated when A(adjusted Cap Cost) is determined?   I feel like this is the chicken/egg condodrum??? What am I missing? Replies to this message: delta737h (Sep 09, 2007 7:07 am)

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