- #159 of 445
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Re: Mazda 3 Lease Quote [wilkich84]
by Car_man HOST
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Jun 21, 2007 (2:31 am)
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Replying to: wilkich84 (May 17, 2007 1:24 pm)
Hey wilkich84. Individual dealers cannot alter banks' published residual values, so you won't be able to change your car's resid to provide you with a lower monthly payment. Rather than using the money from your tax return as a down payment for your lease, just beep it in the bank earning interest and use it to supplement or make some of your Mazda3's lease payments.
Car_man
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- #160 of 445
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Re: Sign & Drive [sml6]
by Car_man HOST
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Jun 21, 2007 (2:38 am)
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Replying to: sml6 (May 28, 2007 3:45 pm)
Hi sml6. The Mazda3 is not a very high margin vehicle. In fact, I suspect that the $1,400 discount that you were given on yours probably puts its selling price at right around dealer invoice, which is a very good deal. Since you are paying $1,477 at lease signing, I'm just trying to figure out what is included in the capitalized cost that raises your car's selling price by $850. Do you have a breakdown of these charges?
Car_man
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- #161 of 445
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Re: Mazda 3 Lease Quote [tucci314]
by Car_man HOST
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Jun 21, 2007 (2:42 am)
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Replying to: tucci314 (May 29, 2007 1:17 pm)
Hello tucci314. Consumers can and should lease any vehicle that they are interested in without making any sort of capitalized cost reduction. All you have to pay at lease signing are your car's first month's payment, a security deposit equivalent to that payment rounded up to the nearest $25 or $50 increment, Mazda Credit's acquisition fee (I believe that it is $475), and any state taxes or fees. You would be better off having a slightly higher monthly payment than putting money down. Consumers who make down payments on leases risk losing all or part of them if their vehicle is totaled in an accident or stolen and never recovered.
Car_man
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- #162 of 445
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Re: Mazda 3 Lease [newcar3178]
by Car_man HOST
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Jun 21, 2007 (2:45 am)
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Replying to: newcar3178 (Jun 07, 2007 8:05 pm)
Here you go, newcar3178. Mazda Credit's current buy rate lease money factor and residual value for a 36 month lease of a 2007 Mazda3 S Touring (4-Door) with 15,000 miles per year are .00213 and 57%, respectively. The numbers for an otherwise identical lease of a 2007 Nissan Altima 2.5S through Nissan Motor Acceptance Corp. are slightly better at .00199 and 58%.
Car_man
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- #163 of 445
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Re: Mazda 3 S Grand Touring [clippersfan5]
by Car_man HOST
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Jun 21, 2007 (2:55 am)
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Replying to: clippersfan5 (Jun 13, 2007 12:21 am)
Hi clippersfan5. Mazda Credit's current buy rate lease money factor and residual value for a 36 month lease of a 2007 Mazda3 s (4-door) with 10,500 miles per year are .00213 and 60%, respectively.
Car_man
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- #164 of 445
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Re: Mazda3: Lease Questions [Car_man]
by troysun
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Jun 21, 2007 (10:53 am)
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Replying to: Car_man (Aug 31, 2005 3:50 pm)
Guys I need your help,
I am about to lease my first car and here is the offer: (NJ dealer)
Mazda 3- 5 door: 24 month lease, $2.150 down payment (includes first month payment); $230 monthly payment. (includes taxes and all fees/title..etc) 12.000 miles limit
Thanks
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- #165 of 445
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Re: approved to lease with not-so-great credit [violet37]
by Car_man HOST
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Jun 22, 2007 (1:15 am)
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Replying to: violet37 (Jun 13, 2007 11:57 am)
Welcome violet37. Since you have never leased before, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.
Basically, what you need to do is negotiate the lowest possible selling price for the Mazda3 that you want. The selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. The fact that your credit is not perfect should have no impact upon your car's selling price. It will only alter the money factor that is used to calculate your lease payment.
You really should keep that $5,000 in the bank rather than using it as a down payment for your lease. You can use it to supplement or make a number of your monthly payments if you want.
Car_man
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- #166 of 445
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Re: Lease help, please. [avljmax]
by Car_man HOST
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Jun 22, 2007 (1:17 am)
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Replying to: avljmax (Jun 17, 2007 7:54 am)
Here's the information that you're looking for, avljmax. Mazda Credit's buy rate lease money factor and residual value for a 36 month lease of a 2007 Mazda3 i Touring with 12,000 miles per year are .00213 and 60%, respectively. I'm headed in the direction of the Nissan discussions, so I'll see you over there soon.
Car_man
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- #167 of 445
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Re: Mazda3: Lease Questions [troysun]
by Car_man HOST
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Jun 22, 2007 (1:19 am)
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Replying to: troysun (Jun 21, 2007 10:53 am)
Greetings troysun. Since you are new to the world of leasing, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.
You never mentioned the selling price or MSRP of the car that you are interested in leasing. These are important numbers for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing this car's selling price in relation to its MSRP you don't know how much of a discount you are getting on it. The second reason is that one needs the selling price and MSRP, including the destination charge, of a vehicle to calculate its lease payment. I would be more than happy to give you my opinion of this deal if you let me know what these numbers are.
Car_man
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- #168 of 445
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lease question
by troysun
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Jun 22, 2007 (5:31 am)
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thanks car_man ; Mazda3 S sport 5 Door : 19.000 (includes destination charge but excludes tax, title, license fee)
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