- #106 of 437
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Re: Mazda3 4-door S Touring AT [qbrozen]
by stallionre
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Apr 10, 2007 (5:38 am)
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Replying to: qbrozen (Apr 09, 2007 4:53 pm)
This is true and I agree with you. It depends on the car the person and how much you want to put down. I didn't want to invest this money. I wanted to put it down on a car instead. I am tired of investing. I have been investing all my life and never spent money on a car like this before. It was time for me to start enjoying my money. I also wanted a low finance payment for three years at 1.9% therefore I put down 65%. I do know that investing the money earning more than say your interest rate of the car, would be a better choice. Lease vs. buying this is up to the person and how much money they have to work with. I am just talking from experience. I leased a 1999 Ford Escort Sport model and got screwed with that all the way around. The depreciation on that car was so drastic that I lost money and the interest rate at that time was high. Just like buying a house at that time, with good credit the interest rate was over 9% to me that is bad compared to 1.9% for a car and 5% for a house.
But in all fairness, a lease can be a great deal and/or buying a car right out can be a great deal. It all depends on many factors. 
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- #107 of 437
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target payment for mazda 3 grand touring s
by fgaz1
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Apr 10, 2007 (8:48 am)
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where should i be on payment for a 2007 mazda 4 door '
s grand touring auto...msrp around 23000..i would like to follow the 24 month program they have now...little as possible down...my use tax is 5%..thanks in advance..fred
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- #108 of 437
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Re: target payment for mazda 3 grand touring s [fgaz1]
by stallionre
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Apr 10, 2007 (9:59 am)
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Replying to: fgaz1 (Apr 10, 2007 8:48 am)
Wow only 24 months plan. Little down, you will have a huge payment. My 2007 Mazda M3S GT OTD was $25K, I put down $15K. I owe 10K at 1.9% for 36 months, which equals $283.05 a month. 
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- #109 of 437
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Re: target payment for mazda 3 grand touring s [stallionre]
by fgaz1
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Apr 10, 2007 (10:30 am)
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Replying to: stallionre (Apr 10, 2007 9:59 am)
I should have said that i am looking to lease , not buy...thanks for the reply...fred
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- #110 of 437
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Re: target payment for mazda 3 grand touring s [fgaz1]
by steevo
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Apr 10, 2007 (11:06 am)
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Replying to: fgaz1 (Apr 10, 2007 10:30 am)
This forum is called Lease Questions. WHat else would you have meant?
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- #111 of 437
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Re: target payment for mazda 3 grand touring s [steevo]
by fgaz1
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Apr 10, 2007 (11:55 am)
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Replying to: steevo (Apr 10, 2007 11:06 am)
come on Steevo..cut me some slack...the post before mine was someone that thought i was doing a buy,not a lease...
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- #112 of 437
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Re: target payment for mazda 3 grand touring s [fgaz1]
by steevo
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Apr 10, 2007 (12:44 pm)
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Replying to: fgaz1 (Apr 10, 2007 11:55 am)
Sorry bro! Meant it in a light hearted way. Some of my recents have ended up on the wrong boards.. Also its top of new page when I view it and I didn't see the previous post. I guess now HE might consider it a slam!
Anyway I am looking for same thing. Waiting for someone to post the April numbers.
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- #113 of 437
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April Lease Program
by steevo
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Apr 12, 2007 (12:53 pm)
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So, anyone have the April numbers?
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- #114 of 437
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Re: Lease Information [sdoo25]
by Car_man HOST
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Apr 18, 2007 (1:53 am)
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Replying to: sdoo25 (Mar 15, 2007 9:30 pm)
Here you go, sdoo25. Mazda Credit's current buy rate lease money factor and residual value for a 36 month lease of any 2007 Mazda3 5-Door with 12,000 miles per year are .00227 and 57%, respectively for consumers who qualify for its top credit tier. Unfortunately, I am not sure how much this money factor increases for other tiers.
Car_man
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- #115 of 437
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Re: Mazda 3 5 door grand touring lease... [calvinc]
by Car_man HOST
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Apr 18, 2007 (2:13 am)
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Replying to: calvinc (Mar 20, 2007 11:38 am)
Hi calvinc. When you said that you saw the deal for the sport model do you mean that you saw an advertised lease for it? Mazda has a special lease program for both the sport and grand touring models.
You absolutely should negotiate the selling price of the car that you are interested in prior to having the dealer work up a lease payment on it for you. You don't have to mislead the dealer that you are working with about the fact that you want to lease as long as you are firm about the fact that you want to negotiate the price of your vehicle before discussing payments. You can shop around with several dealers for the lowest possible selling price on the Mazda3 that you want and then have the one that gives it to you for the most attractive price calculate your monthly payment using Mazda's buy rate lease money factor.
Car_man
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Prices Paid Forum
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